Friday 6 November 2026 Export MTB’s income statement to Excel — free account

M&T Bank Corporation

M&T Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $13.2 billion, down 1.67% from fiscal 2024.

Revenue: −0.64%
EPS: +4.74%
Free cash flow: +52.4%
Total debt: +5.57%

Quarter to September 2026, against a year earlier

219.83 4.81 −2.14%

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Market cap: $31.7B
P/E: 11.4×
Fwd P/E: 11.3×
Dividend yield: 2.73%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

M&T Bank Corporation (MTB) revenue by segment, product and region

Revenue by product or service $m

Line	FY2025	FY2024	FY2023	FY2022
Trust and investment services income	724 43.69%	675 43.80%	680 45.82%	741 48.59%
Service charges on deposit accounts	551 33.25%	514 33.35%	475 32.01%	447 29.31%
Card revenues	173 10.44%	162 10.51%	161 10.85%	159 10.43%
Brokerage services income	131 7.91%	121 7.85%	102 6.87%	88 5.77%
Other revenues from operations	78 4.71%	69 4.48%	66 4.45%	90 5.90%
Revenue	1,657	1,541	1,484	1,525

Revenue by segment $m

Line	FY2025	FY2022	FY2021	FY2012	FY2011
Institutional Services and Wealth Management	854 51.54%	862 56.52%	922 15.39%	—	—
Retail Bank	501 30.24%	431 28.26%	2,760 46.06%	1,252 29.36%	1,217 30.64%
All Other	313 18.89%	168 11.02%	—	—	443 11.16%
Commercial Bank	302 18.23%	232 15.21%	2,067 34.50%	1,007 23.62%	905 22.77%
Commercial Real Estate	—	—	—	665 15.58%	567 14.27%
Residential Mortgage Banking	—	—	—	480 11.26%	248 6.25%
Business Banking	—	—	—	450 10.56%	430 10.83%
Discretionary Portfolio	—	—	—	(10) (0.23%)	162 4.07%
Other, not broken out	—	—	243 4.06%	420 9.86%	—
Eliminations	(313) (18.89%)	(168) (11.02%)	—	—	—
Revenue	1,657	1,525	5,992	4,266	3,973

Operating figures as reported in each quarter’s results release or filing

Figure	Quarter	Latest	A year before	Change
Accruing loans past due 90 days or more	Q3 FY2026	$570.0M	$432.0M	+31.94%
CET1 capital ratio	Q3 FY2026	10.2%	—	—
Domestic banking offices	Q3 FY2026	906.00	942.00	−3.82%
Full time equivalent employees	Q3 FY2026	21.6K	22.4K	−3.67%
Government guaranteed accruing loans past due 90 days or more	Q3 FY2026	$556.0M	—	—
Liquidity coverage ratio	Q3 FY2026	107.0%	—	—
Net charge-offs	Q3 FY2026	$127.0M	$146.0M	−13.01%
Real estate and other foreclosed assets	Q3 FY2026	$28.0M	$37.0M	−24.32%
Remaining performance obligations	Q3 FY2026	$78.0M	$68.0M	+14.71%
Total nonperforming assets	Q3 FY2026	$1.3B	$1.5B	−14.40%
Total risk-weighted assets	Q3 FY2026	$170.6B	—	—

	Q3 FY2026	Q2 FY2026	Q1 FY2026	Q4 FY2025	Q3 FY2025	Q2 FY2025	Q1 FY2025	Q4 FY2024	Q3 FY2024	Q2 FY2024	Q1 FY2024	Q4 FY2023	Q3 FY2023	Q2 FY2023	Q1 FY2023	Q4 FY2022	Q3 FY2022	Q2 FY2022	Q1 FY2022	Q4 FY2021	Q3 FY2021	Q2 FY2021	Q1 FY2021	Q4 FY2020	Q3 FY2020	Q2 FY2020	Q1 FY2020	Q4 FY2019	Q3 FY2019	Q2 FY2019	Q1 FY2019	Q4 FY2018	Q3 FY2018	Q2 FY2018	Q1 FY2018
Accruing loans past due 90 days or more	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
CET1 capital ratio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Domestic banking offices	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Full time equivalent employees	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Government guaranteed accruing loans past due 90 days or more	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Liquidity coverage ratio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Net charge-offs	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Real estate and other foreclosed assets	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Remaining performance obligations	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total nonperforming assets	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total risk-weighted assets	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡

As each company reports them in its 10-K and 10-Q filings, in US dollars. Where a later filing recast a year's segments, the year is shown as recast; a period whose breakdown does not add up to the company's revenue is left out.