stockrowInternational Bancshares Corporation
IBOC Financial Banks Regional
International Bancshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 1.26% from fiscal 2024.
- Revenue
- +2.82%
- EPS
- +5.75%
- Free cash flow
- +9.70%
- Total debt
- +25.0%
Quarter to September 2026, against a year earlier
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International Bancshares Corporation (IBOC) Free cash flow margin
International Bancshares Corporation's free cash flow margin over the twelve months to 30 September 2026 was 43.3%, down 1.5 percentage points from fiscal 2025 (44.8%). Over the past ten years it has ranged from 30.6% (fiscal 2016) to 53.6% (fiscal 2022); the current reading is higher than 64% of that period. That is above the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 44.8% | 0.62 |
| FY2024 | 44.2% | (1.93) |
| FY2023 | 46.1% | (7.51) |
| FY2022 | 53.6% | 6.43 |
| FY2021 | 47.2% | (4.64) |
| FY2020 | 51.8% | 7.97 |
| FY2019 | 43.9% | 10.09 |
| FY2018 | 33.8% | 1.10 |
| FY2017 | 32.7% | 2.08 |
| FY2016 | 30.6% | (3.51) |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| IBOC International Bancshares Corporation | 43.3% |
| FFIN First Financial Bankshares, Inc. compare | 40.2% |
| WSFS WSFS Financial Corporation compare | 20.7% |
| INDB Independent Bank Corp. compare | 0.00% |
| UCB United Community Banks, Inc. compare | 0.00% |
| CVBF CVB Financial Corporation compare | 0.00% |
| GGAL Grupo Financiero Galicia S.A. compare | 0.00% |
| CATY Cathay General Bancorp compare | 0.00% |
| FLG Flagstar Bank, National Association compare | 0.00% |
| Banks Regional industry median | 18.0% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on IBOC
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement