International Bancshares Corporation

IBOC Financial Banks Regional

International Bancshares Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 1.26% from fiscal 2024.

Revenue
+2.82%
EPS
+5.75%
Free cash flow
+9.70%
Total debt
+25.0%

Quarter to September 2026, against a year earlier

68.03 0.99 −1.43%
Market cap
$4.3B
P/E
10.1×
Fwd P/E
10.5×
Dividend yield
2.15%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

International Bancshares Corporation (IBOC) Return on invested capital

Alert me on Return on invested capital

International Bancshares Corporation's return on invested capital over the twelve months to 30 September 2026 was 12.2%, up 0.7 percentage points from fiscal 2025 (11.5%). Over the past ten years it has ranged from 0.00% (fiscal 2021) to 233.0% (fiscal 2022); the current reading is higher than 64% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 11.5% (0.93)
FY2024 12.4% (4.67)
FY2023 17.1% (215.97)
FY2022 233.0% 233.04
FY2021 0.00% (17.61)
FY2020 17.6% 11.41
FY2019 6.20% (0.65)
FY2018 6.85% 2.12
FY2017 4.73% (0.52)
FY2016 5.25% (1.06)

Against its own ten years

Low 0.00% High 233.0%
Ten-year median 6.85%
Current reading's percentile 64

Return on invested capital against peers

Company Return on invested capital
WSFS WSFS Financial Corporation compare 28.4%
CATY Cathay General Bancorp compare 18.0%
FFIN First Financial Bankshares, Inc. compare 16.4%
IBOC International Bancshares Corporation 12.2%
INDB Independent Bank Corp. compare 8.02%
CVBF CVB Financial Corporation compare 6.63%
UCB United Community Banks, Inc. compare 4.56%
FLG Flagstar Bank, National Association compare 0.45%
GGAL Grupo Financiero Galicia S.A. compare −76.1%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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