Flagstar Bank, National Association

FLG Financial Banks Regional

Flagstar Bank, National Association’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, down 24.3% from fiscal 2024.

Revenue
−9.46%
EPS
+109.1%
Free cash flow
−42.5%
Total debt
−17.0%

Quarter to September 2026, against a year earlier

10.61 0.35 −3.19%
Market cap
$4.3B
P/E
70.7×
Fwd P/E
91.9×
Dividend yield
0.38%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Flagstar Bank, National Association (FLG) Free cash flow margin

Alert me on Free cash flow margin

Flagstar Bank, National Association's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, up 5.2 percentage points from fiscal 2025 (−5.16%). Over the past ten years it has ranged from −23.9% (fiscal 2015) to 72.2% (fiscal 2017); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 −5.16% (5.95)
FY2024 0.79% (1.62)
FY2023 2.41% (41.33)
FY2022 43.7% 27.40
FY2021 16.3% (2.60)
FY2020 18.9% (8.53)
FY2019 27.5% (2.31)
FY2018 29.8% (42.42)
FY2017 72.2% 35.31
FY2016 36.9% 60.82

Against its own ten years

Low −23.9% High 72.2%
Ten-year median 18.9%
Current reading's percentile 18

Free cash flow margin against peers

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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