Friday 6 November 2026
Export HIG’s income statement to Excel — free account
The Hartford Insurance Group, Inc.
HIG Financial Insurance Diversified
The Hartford Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $28.4 billion, up 6.91% from fiscal 2024.
- Revenue
- +3.94%
- EPS
- +28.3%
- Free cash flow
- +67.4%
- Total debt
- +0.11%
Quarter to September 2026, against a year earlier
134.89
2.20
−1.60%
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The Hartford Insurance Group, Inc. (HIG) revenue by segment, product and region
Where the money comes from and where it goes
| United States | 21,561 | 99.21% |
|---|---|---|
| Japan | 135 | 0.62% |
| Other Category | 37 | 0.17% |
| Gross margin | 38.89% | |
| Operating margin | 3.26% | |
| Pre-tax margin | 0.92% |
Revenue by region $m
| Line | FY2011 | FY2010 | FY2009 |
|---|---|---|---|
| United States | 21,561 99.21% | 22,140 100.41% | 20,189 82.63% |
| Japan | 135 0.62% | (329) (1.49%) | 3,816 15.62% |
| Other Category | 37 0.17% | — | — |
| Segment, Geographical, Groups of Countries, Group One [Member] (Deprecated 2013-01-31) | — | 238 1.08% | 428 1.75% |
| Revenue | 21,733 | 22,049 | 24,433 |
Operating figures as reported in each quarter’s results release or filing
| Figure | Quarter | Latest | A year before | Change |
|---|---|---|---|---|
| Annualized investment yield, before tax | Q3 FY2026 | 5.10% | 4.80% | — |
| Combined ratio | Q3 FY2026 | 93.2× | 88.7× | +5.07% |
| Combined ratio | Q3 FY2026 | 91.3× | 88.8× | +2.82% |
| Daily average Hartford Funds AUM | Q1 FY2026 | $156.0B | $141.8B | +9.96% |
| Expense ratio | Q3 FY2026 | 25.4% | 26.7% | — |
| Fully insured ongoing premiums | Q3 FY2026 | $1.7B | $1.6B | +3.68% |
| Fully insured ongoing sales | Q4 FY2025 | $59.0M | $68.0M | −13.24% |
| Group disability loss ratio | Q3 FY2026 | 76.3× | 70.6× | +8.07% |
| Group life loss ratio | Q3 FY2026 | 77.8× | 74.2× | +4.85% |
| Loss ratio | Q3 FY2026 | 74.9% | 70.1% | — |
| Mutual Funds and exchange-traded funds (ETF) net flows | Q1 FY2026 | −$533.0M | −$1.4B | +62.78% |
| Renewal written price increases in auto | Q3 FY2026 | 5.10% | 11.3% | — |
| Renewal written price increases in homeowners | Q3 FY2026 | 7.90% | 12.6% | — |
| Total Hartford Funds AUM | Q1 FY2026 | $150.8B | $138.1B | +9.21% |
| Underlying combined ratio | Q3 FY2026 | 90.1× | 89.4× | +0.78% |
| Underlying combined ratio | Q3 FY2026 | 87.1× | 90.0× | −3.22% |
| Underlying loss and loss adjustment expense ratio | Q3 FY2026 | 59.9× | 57.9× | +3.45% |
| Underlying loss and loss adjustment expense ratio | Q3 FY2026 | 61.1× | 64.2× | −4.83% |
| Written premiums | Q3 FY2026 | $950.0M | $987.0M | −3.75% |
| Written premiums | Q3 FY2026 | $3.8B | $3.6B | +5.57% |