Flywire Corporation FLYW

17.40 0.31 1.81% as of 25 Sep
Market cap
$2.1B
P/E
64.8×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 3.48
Total sells 27.57
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 1 — 1 — — — — — — —
Sell — 2 1 2 — 2 1 5 9 2 5 4
Insider Ownership 7.41%

Capital & Financial Ratios

Market Cap 2,080.00
Revenue 713.54
Net Income 34.04
Free Cash Flow 153.67
Net Debt (294.18)
Current Ratio 1.52
Debt/Equity 0.00
P/E ratio 64.81
P/S ratio 3.00
P/B ratio 2.62
Past 5Y EPS Growth 21.75%
This Y EPS Growth 277.10%
Next Y EPS Growth 70.04%
Next 5Y EPS Growth 107.90%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 655 611 355 294
Receivables 18 24 35 39
Inventory — — — —
Other 125 106 176 130
816 763 602 504
2023 2024 2025 Q'26
Payables 13 15 15 18
ST’ Debt — — — —
Other — — — —
274 290 402 331
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 36.44% 29.13%
Cash Flow — 0.00% 164.28%
Earnings — 0.00% 0.00%
Book Value — 0.00% 20.12%

Revenue

Mar Jun Sep Dec Year
’26 188 168 — — —
’25 133 132 200 158 623
’24 114 104 157 118 492
’23 94 85 123 101 403
’22 65 57 95 73 289
’21 45 37 68 51 201
’20 33 24 42 33 132
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (16) 21 — — —
’25 (81) 20 156 5 100
’24 (38) (19) 185 (29) 99
’23 (21) (5) 47 55 76
’22 (17) (11) 0 33 5
’21 (15) 1 38 (8) 17
’20 (47) (41) 13 13 (14)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (19) 18 — — —
’25 (82) 17 154 2 90
’24 (40) (22) 183 (29) 92
’23 (23) (6) 45 55 70
’22 (18) (13) (2) 31 (2)
’21 (16) (1) 37 (9) 10
’20 (47) (42) 12 13 (16)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.10 (0.07) — — —
’25 (0.03) (0.10) 0.23 0.00 0.11
’24 (0.05) (0.11) 0.30 (0.12) 0.02
’23 (0.03) (0.15) 0.08 0.01 (0.07)
’22 (0.10) (0.22) (0.04) (0.01) (0.36)
’21 (0.41) (0.35) 0.08 (0.11) (0.39)
’20 0.04 (0.87) 0.19 (0.04) (0.60)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.9
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 27.63 14.56 18.65 15.19 8.20

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 57.41 39.31 35.80 31.54 21.31
High Price
— — — — 473 665 1,000 1,200 1,250 1,400
Employees
— — — 0 0 0 0 0 0 0
Revenue/Emp
— — — 95 132 201 289 403 492 623
Revenue
— — — 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Gross Margin
— — — (20) (18) (26) (37) (4) 2 21
EBT
— — — (20.61%) (13.87%) (12.89%) (12.91%) (1.08%) 0.38% 3.44%
EBT Margin
— 0 — (20) (11) (28) (39) (9) 3 13
Net Income
— — — 4 7 9 14 18 17 27
Depreciation
— — — 5.91 7.17 2.83 2.68 3.51 3.96 5.09
Revenue/Sh
— — — (1.25) (0.60) (0.39) (0.36) (0.07) 0.02 0.11
Earnings/Sh
— — — 0.25 (0.77) 0.24 0.05 0.66 0.79 0.82
Cash Flow/Sh
— — — (0.23) (0.12) (0.10) (0.07) (0.05) (0.05) (0.08)
Capex/Sh
— — — 0.02 (0.89) 0.15 (0.02) 0.61 0.74 0.74
Free CF/Sh
— — — (4.69) (4.45) 6.78 4.46 6.85 6.56 6.82
Book Value/Sh
— — — 16 18 71 108 115 124 122
Shares
— — — 0.00 0.00 0.00 0.00 0.00 1,031.00 128.73
PE Ratio
— — — 5.14 5.14 13.47 8.93 6.48 5.21 2.78
PS Ratio
— — — 0.00 0.00 5.62 5.36 3.32 3.15 2.07
PB Ratio
— — — 4.29 4.29 11.68 7.72 4.86 3.97 2.24
EV/Sales
— — — (18.93) (18.93) 227.45 (1,360.24) 27.87 21.14 15.43
EV/FCF
— — — 4 (14) 17 5 76 99 100
Op' Cash Flow
— — — (4) (2) (7) (7) (6) (6) (10)
Capex
— — — 0 (16) 10 (2) 70 92 90
FCF
— — — 25 60 326 273 542 473 201
Working Cap'
— — — 25 24 26 3 — — —
Total Debt
— — — (61) (85) (363) (348) (655) (611) (355)
Net Debt
— — — (75) (82) 482 482 786 815 835
Sh' Equity
— — — (28.53%) (5.39%) (6.16%) (5.99%) (0.98%) 0.26% 1.14%
ROA
— — — 0.00% 0.00% (6.98%) (14.11%) (10.23%) (2.23%) 1.47%
ROIC
— — — 25.62% 14.16% (14.03%) (8.16%) (1.35%) 0.36% 1.64%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Flywire Corporation peers in Software Infrastructure

All 173 Software Infrastructure stocks →

Flywire Corporation (FLYW) key facts

  • Flywire Corporation (FLYW) is a Software Infrastructure company in the Technology sector, listed on Nasdaq.
  • Flywire Corporation’s revenue for fiscal 2025 (year ended December 2025) was $623.0 million, up 26.6% from fiscal 2024.
  • Net income was $13.5 million, or $0.11 per share (basic), a net margin of 2.17%.
  • As of September 25, 2026, FLYW traded at $17.40, a market capitalization of $2.1 billion.
  • At that price the stock trades at 64.8× trailing-twelve-month earnings and 3.0× sales.
  • Return on equity was 1.64% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Flywire Corporation (FLYW) Latest News

News by impact score

Fine-tune

23 Sep

4

Flywire's software-and-payments model digitizes cross-border, vertical-specific payment workflows in education, healthcare, and travel, embedding e-signatures and automated reconciliation to lower costs and reduce risk. Davidson Hospitality Group expanded its use across its hotel portfolio, delivering faster signature turnaround and lower processing fees. In 2Q, revenue rose 27.2% to $167.7 million, payment volume climbed 38.2% to $8.2 billion, and adjusted EBITDA grew 44.5% to $24.0 million (margin 14.6%), with full-year guidance raised. Gross margin declined to 53.4% (adjusted 56.6%), and GAAP net loss was $8.1 million, highlighting profitability challenges despite growth. The company notes hospitality deals as a major driver of scale, but questions remain whether margins will expand alongside volume, to justify the growth story. Hospitality deals push revenue and growth guidance while ongoing margin compression and GAAP losses raise questions about long-term profitability.

4

Flywire Corporation named Sabrina Farmer to its Board of Directors, where she will join the Nominating and Corporate Governance Committee. Farmer is Corporate Vice President of the Commerce Platform at Microsoft, responsible for scalable core commerce, billing, and payment platforms for Azure, Office 365, Copilot, and consumer channels. She previously was CTO of GitLab and, before that, a Google Vice President of Engineering for Core Infrastructure, overseeing reliability and efficiency of Google's billion-user products. With more than 25 years in building ultra-scalable software and leading global teams, she is expected to help Flywire scale its payments platform across education, healthcare, travel, and B2B markets. She also advocates for inclusion in tech and has funded two scholarships at the University of New Orleans. Flywire supports 5,300+ clients in 140 currencies across 240 countries. Adds a proven, scalable-infrastructure leader to governance, likely strengthening growth execution and platform reliability.

3 Sep

4

Flywire Corporation is pursuing open banking technology to strengthen its payments infrastructure and expand its competitive advantages in cross-border transactions and financial services. Open banking strategy represents a major initiative that could materially improve Flywire's product capabilities and market position in payments.

1 Sep

3

Flywire (FLYW) released updates prompting investors to reassess the company's outlook and strategy. Company developments may moderately affect financial trajectory and market positioning.

20 Aug

3

PayPal expands college tuition payment services to increase transaction volume, heightening competition with Flywire in the education payments market. PayPal tuition expansion adds competitive pressure in Flywire's core education payments business.

13 Aug

3

Flywire expands payment support in the US and Canada with Trustly. Trustly partnership broadens Flywire payment options across major North American markets.

12 Aug

3

Flywire held its Q2 earnings call and addressed the top five analyst questions on results and outlook. Q2 earnings details typically shape near-term investor views on performance.

3

Flywire expands partnership with Trustly to deliver open banking payments across the U.S. and Canada. Partnership expansion enables open banking payments in U.S. and Canada potentially increasing transaction volumes.

11 Aug

3 transcript

Flywire (FLYW) released its Q2 2026 earnings call transcript covering financial results, business updates, and forward outlook. Earnings calls deliver financial results and guidance that can shift near-term stock sentiment without guaranteeing structural change.

8 Aug

3

Flywire reported stronger earnings and conducted share buybacks, leading to questions on whether its stock remains undervalued. Stronger earnings and buybacks signal better financial results that may lift near-term stock sentiment without reshaping long-term strategy.

5 Aug

4 transcript

Flywire Corporation held Q2 2026 earnings call covering financial results, revenue figures, and forward outlook. Quarterly earnings releases and guidance typically drive material shifts in valuation and trading volume.

4 transcript

Flywire Corp posted strong Q2 2026 revenue growth and raised guidance during its earnings call. Strong revenue growth and raised guidance point to major positive shifts in financial performance and investor outlook.

3

Flywire Corporation's Q2 earnings call centered on company guidance and margin expansion plans. Earnings guidance and margin targets can shift near-term investor sentiment and valuation multiples for Flywire.

4 Aug

3

Flywire reported Q2 earnings with analysis of key financial metrics against analyst estimates. Q2 earnings metrics versus estimates can shift near-term investor views on financial performance.

3 transcript

Flywire Q2 earnings call highlighted company performance and outlook. Q2 earnings and guidance may moderately shift investor sentiment on Flywire financials.

3

Flywire (FLYW) reported Q2 earnings below analyst estimates. Missing quarterly earnings estimates can pressure near-term stock valuation and investor sentiment.

3

Flywire delivered impressive Q2 CY2026 results as quarterly revenue guidance slightly exceeded expectations. Positive earnings beat and guidance indicate moderate revenue growth momentum.

3

Flywire Corporation reported its second quarter 2026 financial results. Quarterly earnings releases typically move stock prices through updates on revenue and growth metrics.

3 Aug

3

FLYW stock faces buy, hold or sell recommendations ahead of Q2 earnings release. Upcoming earnings may moderately shift FLYW stock trajectory and sentiment.

9 Jul

3

Flywire Corporation's B2B opportunities could accelerate company growth. B2B opportunities may moderately influence Flywire growth without major trajectory shifts.

7 Jul

4

Flywire Corporation swings to profits and breaks into buy zone as payments leader. Profit swing signals strong financial turnaround likely to boost stock performance and investor interest.

26 Jun

3

Flywire Corporation is named the bull of the day based on strong growth outlook and favorable positioning in payment processing. Bullish analyst pick may lift short-term investor sentiment without altering company fundamentals.

17 Jun

4

Flywire (NASDAQ:FLYW) leads finance and HR software peers in Q1 earnings results. Strong Q1 earnings outperformance signals major positive shift in Flywire's market trajectory.

12 Jun

3

Flywire partners with Scholarship America, generating fresh investor interest and prompting updated stock valuation analysis for FLYW. Partnership announcement may lift short-term sentiment and valuation without altering core operations or long-term trajectory.

9 Jun

3

Flywire Corporation partners with Scholarship America to digitize scholarship disbursements across U.S. higher education. Partnership expands education disbursements reach with moderate revenue and positioning upside.

23 May

3

Flywire CEO highlights streamlining efforts, AI advancements and expansion potential in complex payments. CEO remarks on efficiency and AI indicate moderate operational gains without signaling major near-term shifts.

21 May

3

Truist raised its price target for Flywire (FLYW) after the company beat Q1 revenue estimates and increased full-year guidance. Analyst price target hike after revenue beat and guidance raise lifts near-term sentiment without shifting long-term fundamentals.

3

Driftwood selects Flywire’s hospitality solutions for 90 US hotels. Contract win for hospitality solutions across 90 hotels strengthens Flywire revenue and sector positioning.

15 May

3

Flywire Corporation advances its share buyback plan by entering a direct repurchase agreement. Executing share buybacks reduces outstanding shares, potentially boosting EPS and signaling management confidence in future performance.

12 May

4

Flywire (FLYW) shares surged 15.8% after Q1 earnings revealed first-ever profit and a major tuition-software contract win, with analysis on future growth prospects. Q1 profitability pivot and tuition-software win triggered 15.8% stock surge, marking significant financial turnaround and revenue expansion potential.

stockrow.com/FLYW · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com