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Euronet Worldwide, Inc.

EEFT Technology Software Infrastructure

Euronet Worldwide, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.2 billion, up 6.38% from fiscal 2024.

Revenue
+1.34%
EPS
−10.1%
Free cash flow
−24.1%
Total debt
−5.47%

Quarter to September 2026, against a year earlier

71.14 0.49 +0.69%
Market cap
$2.7B
P/E
10.2×
Fwd P/E
9.4×
Dividend yield
—
F-score
7/9
Altman Z
1.85
Beneish M
−2.48
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.26
Sold, $m 0.02
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — 1 — — 1 — — —
Sell — — — — — 1 — — — — — —
Insider Ownership 8.16%

Capital & Financial Ratios $m

Size
Market Cap 2,660.00
Revenue ttm 4,390.00
Net income ttm 291.80
Free cash flow ttm 271.00
Net debt Q 289.40
Valuation
P/E 10.15
Forward P/E 9.40
Price / sales 0.61
Forward P/S Powerpack
Price / FCF 9.94
Price / book 2.16
Financial health
Current ratio Q 1.42
Debt / equity Q 1.67
Interest coverage Q 7.91
Growth
Revenue growth Q +1.34% (above 0%: growing)
Operating income growth Q −12.00% (below 0%: shrinking)
EPS, this year +9.78%
EPS, next year A +10.60%
Revenue, next year A +3.11%
EPS, past 5 yrs —
EPS, next 5 yrs A +10.16%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 0.7×, against a ten-year median of 1.8×; over the ten years it ranged from 0.6× in 2026 to 3.2× in 2019.
P/E against its own 10 years 5.11%
10-year low 10-year high
P/S against its own 10 years 2.93%
10-year low 10-year high
P/B against its own 10 years 3.45%
10-year low 10-year high
EV/Sales against its own 10 years 1.43%
10-year low 10-year high
EV/FCF against its own 10 years 39.49%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,795 1,932 1,714 1,888
Receivables 371 285 335 322
Inventory — — — —
Other 1,682 1,523 1,910 1,385
4,163 4,037 4,270 3,962
2023 2024 2025 Q'26
Payables 241 224 269 885
ST’ Debt 150 813 983 471
Other — — — —
2,701 3,226 3,855 2,793

Compound Annual Growth %

10y 5y 3y
Sales 9.13% 11.32% 8.11%
Cash Flow 10.04% 17.17% (9.22%)
Earnings 12.10% 0.00% 10.24%
Book Value 4.82% (1.77%) 2.05%

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 3.63 Actual 3.55

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 2.48 2.39 Miss by 0.09
Q1 FY26 1.42 1.58 Beat by 0.16
Q2 FY26 2.97 2.82 Miss by 0.15
Q3 FY26 3.63 3.55 Miss by 0.08
Q4 FY26 2.61 — Reports 11 February 2027

EPS $

Mar Jun Sep Dec Year
’26 0.83 1.71 2.49 — —
’25 0.83 2.27 2.75 1.08 6.84
’24 0.55 1.73 3.21 0.98 6.45
’23 0.39 1.65 2.05 1.43 5.50
’22 0.17 1.08 1.87 1.31 4.41
’21 (0.16) 0.16 1.37 (0.06) 1.32
’20 0.04 (2.18) 0.76 1.31 (0.06)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 1,012 1,108 1,161 — —
’25 916 1,074 1,146 1,109 4,244
’24 857 986 1,099 1,047 3,990
’23 787 939 1,004 958 3,688
’22 719 843 931 866 3,359
’21 653 715 817 812 2,996
’20 584 528 664 707 2,483
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (122) 148 — — —
’25 2 183 197 178 560
’24 30 182 440 80 733
’23 3 217 287 136 643
’22 6 175 268 300 748
’21 (3) 176 131 102 406
’20 106 73 42 33 254
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (149) 113 — — —
’25 (21) 148 163 145 434
’24 6 149 415 46 616
’23 (15) 194 260 110 549
’22 (18) 146 242 275 644
’21 (19) 147 110 76 314
’20 75 58 16 7 156
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 1,959 2,252 2,537 2,750 2,483 2,996 3,359 3,688 3,990 4,244 4,390 +9.0% 4,376 4,532 4,753 +3.8%
Gross margin, % 40.03 39.79 41.32 43.40 36.49 36.56 39.91 39.73 40.11 41.32 41.25 +1.3 pt
EBT 233 256 295 434 8 136 323 400 449 448 441 +7.5%
EBT margin, % 11.89 11.38 11.63 15.77 0.33 4.53 9.60 10.86 11.25 10.56 10.05 (1.3) pt
Net income 174 157 232 347 (3) 71 231 280 306 313 292 +6.7%
Per share, $
Per share, $ Revenue 37.47 42.88 49.27 51.45 47.15 56.96 66.94 76.07 88.87 101.50 0.00 +11.7%
Earnings 3.23 2.85 4.26 6.32 (0.06) 1.32 4.41 5.50 6.45 6.84 7.01 +8.7%
Cash flow 7.49 5.45 7.72 9.44 4.81 7.73 14.91 13.26 16.32 13.39 10.59 +6.7%
Capex (1.67) (1.85) (2.18) (2.46) (1.85) (1.75) (2.08) (1.95) (2.61) (3.00) (3.44) +6.7%
Free cash flow 5.82 3.60 5.53 6.98 2.96 5.97 12.83 11.32 13.71 10.39 7.16 +6.7%
Book value 17.23 22.84 23.94 29.55 27.46 23.88 24.80 25.78 27.38 31.63 0.00 +7.0%
Shares, m 52 53 51 53 53 53 50 48 45 42 40 (2.5%)
Valuation, ×
Valuation, × P/E 22.69 30.31 23.81 25.25 0.00 90.97 21.70 18.22 15.89 10.71 10.15 26.0
P/S 1.95 1.99 2.08 3.06 3.07 2.09 1.44 1.32 1.16 0.73 0.61 1.9
P/B 4.24 3.73 4.28 5.33 5.28 4.99 3.88 3.90 3.76 2.36 2.16 4.2
EV/Sales 1.84 1.79 2.01 2.92 2.91 1.96 1.42 1.34 1.16 0.81 0.68 1.8
EV/FCF 11.86 21.30 17.87 21.52 46.42 18.72 7.42 9.02 7.53 7.88 11.01 17.0
Cash, $m
Cash, $m Operating cash flow 392 286 397 504 254 406 748 643 733 560 401 +4.1%
Capex (87) (97) (112) (131) (98) (92) (104) (94) (117) (125) (130) +4.1%
Free cash flow 304 189 285 373 156 314 644 549 616 434 271 +4.0%
Balance, $m
Balance, $m Working capital 406 482 709 1,285 1,510 1,456 1,373 1,462 811 416 1,170 +0.3%
Net debt (211) (445) (184) (389) (396) (387) (45) 71 15 307 289 n/m
Shareholders’ equity 901 1,199 1,233 1,579 1,446 1,256 1,244 1,250 1,229 1,323 1,300 +4.4%
Returns, %
Returns, % ROA 7.11 5.36 7.21 8.69 (0.07) 1.46 4.55 4.95 5.22 5.02 4.54 (2.1) pt
ROIC 22.65 22.05 21.32 24.95 2.78 13.24 20.08 20.47 25.27 20.32 18.94 (2.3) pt
ROE 20.20 14.94 19.15 24.66 (0.22) 5.23 18.48 22.43 24.69 24.26 0.00 +4.1 pt
People
People Employees 6,200 6,600 7,100 7,700 8,100 8,800 9,500 10,000 10,600 10,800 — +6.4%
Revenue/emp, $m 0.32 0.34 0.36 0.36 0.31 0.34 0.35 0.37 0.38 0.39 — +2.5%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 2 Nov 2026

Euronet Worldwide, Inc. vs peers in Software Infrastructure (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CLBT Cellebrite DI Ltd. $3.1B 51.3× 48.2× +15.77% (above 0%: growing) −62.50% (below 0%: shrinking) −79.43% (below 0%: shrinking) 80.78% 5.30% Compare
TCGL TechCreate Group Ltd. $3.1B — — — — — — — Compare
TDC Teradata Corporation $3.0B 6.7× 7.7× +0.49% (above 0%: growing) +444.44% (above 0%: growing) +169.23% (above 0%: growing) 59.27% 11.71% Compare
EEFT Euronet Worldwide, Inc. $2.7B 10.2× 9.4× +1.34% (above 0%: growing) −10.13% (below 0%: shrinking) −24.07% (below 0%: shrinking) 43.42% 14.78%
FLYW Flywire Corporation $2.6B 33.2× 47.6× +25.06% (above 0%: growing) +154.17% (above 0%: growing) +2.76% (above 0%: growing) 100.00% 21.08% Compare
FIVN Five9, Inc. $2.6B 47.5× 46.6× +13.11% (above 0%: growing) −17.39% (below 0%: shrinking) +13.07% (above 0%: growing) 53.43% 4.42% Compare
PAYO Payoneer Global Inc. $2.4B 50.2× 48.1× +2.25% (above 0%: growing) 0.00% +32.83% (above 0%: growing) 100.00% 9.06% Compare
NTCT NetScout Systems, Inc. $2.3B 17.8× 28.0× +1.45% (above 0%: growing) +33.33% (above 0%: growing) −442.48% (below 0%: shrinking) 79.51% 16.92% Compare
PAGS PagSeguro Digital Ltd. $2.1B 5.3× 5.3× +12.61% (above 0%: growing) +21.88% (above 0%: growing) −67.14% (below 0%: shrinking) 53.43% 38.71% Compare
Median of peers $2.6B 33.2× 46.6× +12.61% +21.88% +2.76% 79.51% 11.71%

All 183 Software Infrastructure stocks →

Pay and ownership Proxy statement filed 13 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 2.79m (4.79m) 52.49
2024 14.12m 12.81m 70.94
2023 13.82m 16.28m 70.01
2022 13.82m 11.54m 65.12
2021 11.68m 8.16m 82.23

Ownership

Directors and executive officers, together 12.19%
BlackRock, Inc. 9.43%
Michael J. Brown 6.77%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Euronet Worldwide, Inc. (EEFT) Latest News

30 Oct

Impact 3 · · StockStory
Impact 3 · · StockStory

29 Oct

Impact 4 · · Simply Wall St.

28 Oct

Impact 4 · · Simply Wall St.
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27 Oct

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Impact 3 · · MT Newswires
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Impact 3 · · Associated Press earnings

26 Oct

Impact 4 · · PR Newswire
Impact 3 · · StockStory

21 Oct

Impact 4 · · GlobeNewswire

20 Oct

Impact 3 · · Zacks

8 Oct

Impact 4 · · Simply Wall St.

21 Aug

Impact 3 ·

13 Aug

Impact 3 ·

4 Aug

Impact 3 ·

3 Aug

Impact 3 · · The Motley Fool transcript

31 Jul

Impact 3 ·
Impact 3 ·
Impact 3 ·

30 Jul

Impact 4 · · The Motley Fool transcript
Impact 4 · transcript
Impact 3 · · Moby transcript

EEFT metrics, ten years each

stockrow.com/EEFT · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com