Fold Holdings, Inc. FLD

0.54 0.00 0.00% as of 25 Sep
Market cap
$29.8M
P/E
0.0×
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.12
Total sells 0.30
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 1 — — — — 2 1 — — 1
Sell — — — — 4 5 6 10 3 4 8 3
Insider Ownership 74.86%

Capital & Financial Ratios

Market Cap 29.76
Revenue 28.21
Net Income (72.96)
Free Cash Flow 28.62
Net Debt (15.94)
Current Ratio 1.84
Debt/Equity 0.40
P/E ratio 0.00
P/S ratio 0.99
P/B ratio 0.90
Past 5Y EPS Growth —
This Y EPS Growth 41.82%
Next Y EPS Growth 59.90%
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 0 18 8 28
Receivables — 0 1 3
Inventory — 0 0 1
Other — 9 7 5
0 28 18 39
2023 2024 2025 Q'26
Payables 0 1 1 1
ST’ Debt — 12 10 12
Other 2 9 7 5
3 22 21 21
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — — —
Cash Flow — — 0.00%
Earnings — — 0.00%
Book Value — — 0.00%

Revenue

Mar Jun Sep Dec Year
’26 6 6 — — —
’25 7 8 7 9 32
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (7) (9) — — —
’25 (5) (4) (2) (5) (16)
’24 0 (1) (2) 0 (3)
’23 (1) (2) (1) (1) (5)
’22 0 0 0 (1) (2)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 7 34 — — —
’25 (7) (5) (3) (10) (24)
’24 (1) (1) (3) 0 (5)
’23 (1) (2) (1) (1) (5)
’22 0 0 0 (1) (2)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 (0.59) (0.19) — — —
’25 (1.92) 0.28 0.01 (0.77) (1.65)
’24 (0.16) (0.40) (10.68) 0.08 (11.15)
’23 0.04 0.05 0.04 0.02 0.14
’22 (0.01) 0.00 0.01 0.04 0.03
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — — 9.55 10.00 10.41 2.50

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — — 10.03 10.66 11.48 14.00
High Price
— — — — — 2 2 2 28 40
Employees
— — — — — 0 0 0 1 1
Revenue/Emp
— — — — — — — — 24 32
Revenue
— — — — — — — — 4.43% 6.63%
Gross Margin
— — — — — 0 2 7 (65) (70)
EBT
— — — — — 0.00% 0.00% 0.00% (273.99%) (218.88%)
EBT Margin
— 0 — — — 0 1 4 (65) (70)
Net Income
— — — — — — — — 0 1
Depreciation
— — — — — 0.00 0.00 0.00 4.07 0.75
Revenue/Sh
— — — — — (0.02) 0.03 0.14 (11.15) (1.65)
Earnings/Sh
— — — — — (0.10) (0.05) (0.16) (0.57) (0.38)
Cash Flow/Sh
— — — — — 0.00 0.00 0.00 (0.30) (0.19)
Capex/Sh
— — — — — (0.10) (0.05) (0.16) (0.87) (0.57)
Free CF/Sh
— — — — — (1.00) (0.25) (0.13) (11.62) 1.49
Book Value/Sh
— — — — — 6 34 32 6 42
Shares
— — — — — — — — 0.00 0.00
PE Ratio
— — — — — — — — 2.73 3.47
PS Ratio
— — — — — — — — 0.00 1.75
PB Ratio
— — — — — — — — 2.45 5.70
EV/Sales
— — — — — — — — (11.20) (7.51)
EV/FCF
— — — — — (1) (2) (5) (3) (16)
Op' Cash Flow
— — — — — — — — (2) (8)
Capex
— — — — — (1) (2) (5) (5) (24)
FCF
— — — — — 2 0 (3) 6 (3)
Working Cap'
— — — — — — — — 12 79
Total Debt
— — — — — (1) 0 0 (7) 71
Net Debt
— — — — — (6) (9) (4) (68) 63
Sh' Equity
— — — — — (0.09%) 0.46% 2.11% (44.64%) (49.86%)
ROA
— — — — — 0.00% 0.00% 0.00% 0.00% (12.93%)
ROIC
— — — — — 0.00% (15.41%) (69.36%) 180.50% 2,888.05%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Fold Holdings, Inc. (FLD) key facts

  • Fold Holdings, Inc. (FLD) is a Capital Markets company in the Financial sector, listed on Nasdaq.
  • Fold Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $31.8 million, up 33.9% from fiscal 2024.
  • As of September 25, 2026, FLD traded at $0.54, a market capitalization of $29.8 million.
  • Return on equity was 2,888.1% and debt-to-equity 0.40.

Source: company filings (standardised) and stockrow calculations.

Fold Holdings, Inc. (FLD) Latest News

News by impact score

Fine-tune

18 Aug

4 transcript

Fold Holdings, Inc. (FLD) conducted its Q2 2026 earnings call, covering financial results, operational updates, and forward guidance. Q2 earnings call delivers key financial metrics and management outlook that shape investor views on company trajectory.

12 Aug

3 transcript

Fold Holdings Inc held its Q2 2026 earnings call to discuss financial results and company outlook. Earnings call provides updates on results and guidance that can influence near-term stock movement.

11 Aug

3

Fold Holdings, Inc. (FLD) posted a Q2 loss and missed revenue estimates. Q2 loss combined with missed revenue targets points to weaker results that can pressure near-term valuation.

10 Jun

4

Fold Holdings, Inc. (FLD) stock surged 160% after the company completed a major Bitcoin sale. Major Bitcoin sale produces 160% stock surge that significantly shifts market perception and company trajectory.

4

Fold Holdings, Inc. (FLD) eliminated $20 million in debt and secured $25 million in non-dilutive capital to fund growth plans. Debt elimination plus non-dilutive capital directly improves balance sheet strength and funds expansion.

2 Jun

4

Fold Holdings, Inc. (FLD) revenue fell 21% in Q1 2026. 21% revenue drop indicates major financial pressure likely to affect performance and sentiment.

13 May

4

Fold Holdings Inc. (FLD) Q1 2026 earnings call summary details quarterly financial results, operational updates, and forward-looking guidance. Q1 earnings call summary reveals financial performance and strategic guidance that significantly shape investor sentiment and company trajectory.

4

Fold Holdings Inc (FLD) Q1 2026 earnings call highlights navigating challenges through strategic initiatives amid operational hurdles. Q1 earnings highlights outline strategic responses to challenges, likely driving significant shifts in FLD's trajectory and investor sentiment.

12 May

4

Fold Holdings, Inc. (FLD) released highlights from its Q1 earnings call, covering key financial results, operational updates, and forward-looking guidance. Q1 earnings call highlights detail financial performance and strategic direction with potential to significantly sway FLD's market trajectory and investor sentiment.

3

Fold Holdings, Inc. (FLD) reported a first-quarter loss and missed revenue estimates. Q1 loss and revenue miss indicate weaker financial performance, moderately affecting investor sentiment and stock trajectory.

23 Apr

4

Fold Holdings, Inc. (FLD) launches 'Bitcoin Bonus' program enabling employers to offer Bitcoin rewards to employees, following its debut partnership with Steak 'n Shake. Launching employer-focused Bitcoin bonus program expands B2B adoption and revenue potential after Steak 'n Shake debut.

18 Mar

4

Fold Holdings, Inc. (FLD) released highlights from its Q4 earnings call, covering financial results, strategic updates, and future outlook. Q4 earnings call highlights detail financial performance and guidance, likely influencing investor sentiment and stock trajectory significantly.

17 Mar

4

Fold Holdings Inc (FLD) Q4 2025 earnings call highlighted strategic partnerships and innovative initiatives driving future growth. Strategic partnerships and innovations represent major moves likely to alter FLD's trajectory and investor sentiment.

22 Dec

3

Fold Holdings, Inc. (FLD) has been added to the Russell 2000 index, marking a significant milestone for the company. However, its strategy involving Bitcoin and fintech services poses risks of exclusion from the MSCI index, which could impact investor perception and market performance. The duality of this achievement and potential risk highlights the challenges FLD faces in navigating the evolving financial landscape. Inclusion in the Russell 2000 may enhance visibility and credibility, but the risk of MSCI exclusion could limit long-term growth prospects.

13 Nov

3

Stonegate Capital Partners has initiated coverage on Fold Holdings, Inc. (FLD), signaling a new interest from analysts in the company's performance and potential. This move may influence investor sentiment and market perception of FLD as it seeks to establish its position in the industry. Analyst coverage can moderately influence market sentiment and investor interest, impacting FLD's financial performance.

11 Nov

4 transcript

Fold Holdings, Inc. (FLD) reported strong revenue growth in its Q3 2025 earnings call, highlighting strategic initiatives that contributed to its performance. The company emphasized its focus on innovation and market expansion, which are expected to drive future growth. Management expressed confidence in maintaining momentum and addressing market challenges effectively. Strong revenue growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.

12 Oct

3

Fold Holdings, Inc. (FLD) promotes Bitcoin as a superior holiday gift compared to traditional gift cards, which often go unused. The company highlights the advantages of gifting Bitcoin, such as its potential for appreciation and ease of use, positioning it as a modern and valuable alternative for holiday shopping. This approach aligns with the growing trend of cryptocurrency adoption and aims to attract consumers looking for innovative gift options. The promotion of Bitcoin as a gift could moderately influence consumer interest and sales, impacting FLD's market positioning.

26 Sep

4

Fold Holdings, Inc. (FLD) has launched a Bitcoin rewards credit card in collaboration with Stripe and Visa, allowing users to earn Bitcoin on their purchases. This innovative financial product aims to attract cryptocurrency enthusiasts and expand Fold's offerings in the digital currency space. The card is designed to enhance customer engagement and drive adoption of Bitcoin rewards, positioning Fold as a competitive player in the evolving fintech landscape. The launch of a Bitcoin rewards credit card represents a significant strategic move that could enhance customer acquisition and retention, impacting future performance.

23 Sep

4

Fold Holdings, Inc. (FLD) is set to launch a Bitcoin credit card in partnership with Stripe and Visa. This initiative aims to integrate cryptocurrency transactions into everyday spending, allowing users to earn Bitcoin rewards on their purchases. The collaboration with major payment processors is expected to enhance the usability of Bitcoin in the consumer market, potentially attracting a broader customer base and increasing adoption of cryptocurrency in daily transactions. The launch of a Bitcoin credit card represents a significant strategic move that could enhance Fold Holdings' market position and investor sentiment.

4

Fold Holdings, Inc. has partnered with Visa and Stripe to launch a Bitcoin rewards credit card, allowing users to earn Bitcoin on their purchases. This collaboration signifies a notable shift in the financial landscape, as traditional credit card companies embrace cryptocurrency rewards. The initiative aims to attract crypto enthusiasts and integrate Bitcoin into everyday transactions, potentially bridging the gap between traditional finance and the crypto market. The partnership with major financial players like Visa and Stripe is likely to significantly enhance Fold's market position and attract new users.

3

Fold Holdings, Inc. (FLD) experienced significant stock volatility after announcing plans for a Bitcoin rewards Visa credit card. Initially, the stock price surged due to excitement over the innovative offering, but it later plummeted as investors reacted to potential risks and uncertainties associated with the cryptocurrency market. The dual nature of the announcement highlights both the potential for growth in the fintech space and the challenges posed by market fluctuations. The introduction of a Bitcoin rewards credit card could moderately influence Fold's financial performance and market positioning amid the evolving cryptocurrency landscape.

30 Jun

4

Fold Holdings (FLD) announced a delay in the rollout of its Fold Bitcoin Credit Card due to a key infrastructure partner exiting the credit card business. This news caused shares to drop over 7%. The company stated it is transitioning to a new partner that aligns better with its long-term goals. Fold went public at around $10 per share in February but has seen a decline, reaching a low of $2.51 in mid-April, with current shares trading at $4.25. The delay in the credit card rollout could significantly impact investor sentiment and the company's strategic direction.

2 May

4

Fold Holdings, Inc. (NASDAQ: FLD) celebrated its public listing by ringing the Nasdaq Opening Bell, marking a significant milestone in its mission to integrate Bitcoin into everyday financial activities. CEO Will Reeves emphasized the importance of Bitcoin in mainstream finance, moving beyond speculation. Fold, which began trading on February 19, 2025, has rapidly grown, allowing users to earn Bitcoin rewards through various transactions. The event highlighted Fold's commitment to making Bitcoin accessible and useful for consumers. The public listing and subsequent Nasdaq ceremony signify a major strategic move that could enhance Fold's market position and investor sentiment.

10 Apr

3

Exec Edge has initiated research coverage on Fold Holdings, Inc. (FLD) along with three other companies: CLYM, STKS, and REX. This marks the beginning of formal analysis and insights into FLD's market position and potential performance. Initiation of research coverage may moderately influence investor sentiment and market perception of FLD.

4 Mar

4

Fold Holdings, Inc. (NASDAQ: FLD) is a publicly-traded financial services company that integrates Bitcoin ownership with traditional banking services. With over 1000 BTC in treasury, Fold offers BTC rewards for retail shopping, trading services, and custody solutions, appealing to both crypto enthusiasts and newcomers. The company has built a customer base of 580,000 users and is projected to grow revenue by 150% to $61.6 million by 2025. Fold's enterprise value is significantly lower than competitors like Coinbase, and it boasts a solid balance sheet with $163 million in cash and Bitcoin. Led by experienced management, Fold provides investors with exposure to the Bitcoin market while mitigating volatility through diversified operations. Fold's unique positioning and projected revenue growth indicate significant potential for future performance.

4

Fold Holdings, Inc. (NASDAQ: FLD) is the first publicly-traded financial services company that integrates Bitcoin ownership with services catering to the cryptocurrency economy. With over 1000 BTC in treasury, the company offers BTC rewards for retail shopping, trading services, and custody solutions, attracting a customer base of 580,000 users. Revenue is projected to grow 150% to $61.6 million by 2025, with a favorable enterprise value compared to peers. The management team has extensive experience in crypto and finance, positioning Fold as a unique player in the market. Fold's innovative business model and significant projected revenue growth indicate a likely significant impact on its future performance.

20 Feb

3

Fold Holdings (NASDAQ:FLD) has a cash balance of US$4.4m and a cash burn of US$4.3m, providing a cash runway of about 12 months. Despite a 270% increase in cash burn and a 2.2% decline in operating revenue over the past year, the company's cash burn represents only 6.0% of its US$73m market capitalization, suggesting it could raise additional funds with minimal dilution. However, shareholders should monitor the situation closely due to increasing cash burn and other identified risks. Increasing cash burn and declining revenue could moderately influence financial performance and investor sentiment.

18 Dec

4

FTAC Emerald Acquisition Corp. extends deadline for business combination with Fold to December 2025, expected to close in Q1 2025. The extension of the deadline for the business combination and the expected closure in Q1 2025 could have a significant impact on FTAC Emerald's future performance and market trajectory.

24 Jul

4

Fold, a bitcoin-focused financial services provider, plans to go public via a merger with FTAC Emerald Acquisition Corp. The merger is expected to be finalized in the fourth quarter of this year, valuing Fold at $365 million and listing its shares on the Nasdaq. Fold's merger with FTAC Emerald Acquisition Corp and its focus on bitcoin could have a significant impact on its future performance and market positioning.

25 Jan

3

Institutional owners hold 49% shares in FTAC Emerald Acquisition Corp. (NASDAQ:EMLD). The significant institutional ownership could moderately influence the company's future performance.

stockrow.com/FLD · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com