Saturday 17 October 2026
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Fifth District Bancorp, Inc.
FDSB Financial Banks Regional
Fifth District Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $26.5 million, up 37.3% from fiscal 2024. In the quarter to June 2026, revenue fell 34.4%, EPS fell 86.9%, free cash flow grew 457.0% and total debt rose 27.4%, each against the same quarter a year earlier.
16.90
0.01
+0.06%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | — | — | — | 9.85 | 11.35 |
Analyst estimates 2026–2028 Powerpack |
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| High | — | — | — | — | — | — | — | — | 13.40 | 15.64 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | 68 | 67 | ||||
| Revenue/emp, $m | — | — | — | — | — | — | — | 0.00 | 0.28 | 0.40 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | 17 | 19 | 26 | ||||
| Gross margin, % | — | — | — | — | — | — | — | 63.39 | 52.19 | 65.23 | |||||
| EBT | — | — | — | — | — | — | — | 1 | (1) | 4 | |||||
| EBT margin, % | — | — | — | — | — | — | — | 5.44 | (7.45) | 15.80 | |||||
| Net income | — | — | — | — | — | — | — | 1 | (1) | 4 | |||||
| Depreciation | — | — | — | — | — | — | — | 1 | 1 | 1 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | 0.00 | 3.76 | 5.17 | ||||
| Earnings | — | — | — | — | — | — | — | — | (0.21) | 0.80 | |||||
| Cash flow | — | — | — | — | — | — | — | 0.00 | (0.21) | 0.26 | |||||
| Capex | — | — | — | — | — | — | — | 0.00 | 0.00 | (0.07) | |||||
| Free cash flow | — | — | — | — | — | — | — | 0.00 | (0.21) | 0.18 | |||||
| Book value | — | — | — | — | — | — | — | 0.00 | 24.51 | 25.33 | |||||
| Shares, m | — | — | — | — | — | — | — | — | 5 | 5 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | 24.45 | 24.45 | 18.63 | ||||
| P/S | — | — | — | — | — | — | — | 0.00 | 3.36 | 2.90 | |||||
| P/B | — | — | — | — | — | — | — | 0.00 | 0.51 | 0.59 | |||||
| EV/Sales | — | — | — | — | — | — | — | (2.43) | 1.67 | 1.86 | |||||
| EV/FCF | — | — | — | — | — | — | — | 15.33 | (30.44) | 52.18 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | 1 | (1) | 1 | ||||
| Capex | — | — | — | — | — | — | — | (2) | 0 | 0 | |||||
| Free cash flow | — | — | — | — | — | — | — | (1) | (1) | 1 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | (4) | 16 | 19 | ||||
| Total debt | — | — | — | — | — | — | — | 8 | 5 | 6 | |||||
| Net debt | — | — | — | — | — | — | — | (11) | (33) | (28) | |||||
| Shareholders’ equity | — | — | — | — | — | — | — | 78 | 126 | 130 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | 0.00 | (0.21) | 0.77 | ||||
| ROIC | — | — | — | — | — | — | — | 0.88 | (0.96) | 2.56 | |||||
| ROE | — | — | — | — | — | — | — | 0.00 | (1.06) | 3.20 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
Fifth District Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| PNBK Patriot National Bancorp Inc. | $105.1M | — (loss-making) | 12.1× | +44.21% (above 0%: growing) | n/m | −716.54% (below 0%: shrinking) | 61.76% | 0.00% | Compare |
| AUBN Auburn National Bancorporation, Inc. | $92.2M | 11.0× | — | +5.12% (above 0%: growing) | +26.92% (above 0%: growing) | −25.23% (below 0%: shrinking) | 76.51% | 0.00% | Compare |
| FNWB First Northwest Bancorp | $91.6M | 59.7× | 51.6× | −6.28% (below 0%: shrinking) | −92.86% (below 0%: shrinking) | −85.97% (below 0%: shrinking) | 58.91% | 0.00% | Compare |
| FUSB FIRST US BANCSH | $90.6M | 12.2× | — | +1.73% (above 0%: growing) | +933.33% (above 0%: growing) | −118.35% (below 0%: shrinking) | 67.72% | 0.00% | Compare |
| FDSB Fifth District Bancorp, Inc. | $88.4M | 49.7× | — | −34.40% (below 0%: shrinking) | −86.89% (below 0%: shrinking) | +457.01% (above 0%: growing) | 65.53% | 0.00% | |
| CPBI Central Plains Bancshares, Inc. | $82.6M | 16.8× | 5.0× | +15.12% (above 0%: growing) | +50.00% (above 0%: growing) | +73.89% (above 0%: growing) | 70.52% | 0.00% | Compare |
| SSBI Summit State Bank | $81.7M | 36.5× | — | −3.24% (below 0%: shrinking) | n/m | −207.35% (below 0%: shrinking) | 100.00% | 0.00% | Compare |
| UBCP United Bancorp, Inc. | $77.6M | 9.7× | 11.8× | +2.96% (above 0%: growing) | +9.09% (above 0%: growing) | −109.56% (below 0%: shrinking) | 70.95% | 0.00% | Compare |
| ASRV AmeriServ Financial Inc. | $75.7M | 8.9× | — (loss-making) | +4.04% (above 0%: growing) | n/m | −756.91% (below 0%: shrinking) | 70.16% | 0.00% | Compare |
| Median of peers | $86.6M | 12.2× | 12.0× | +3.50% | +26.92% | −113.95% | 70.34% | 0.00% |
Fifth District Bancorp, Inc. (FDSB) key facts
- Strength: Fifth District Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $26.5 million, up 37.3% from fiscal 2024.
- Fifth District Bancorp, Inc. (FDSB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- As of October 16, 2026, FDSB traded at $16.90, a market capitalization of $88.4 million.
- Return on equity was 3.20% and debt-to-equity 0.05.
- Its Piotroski F-score is 7 out of 9 for fiscal 2025.
Fifth District Bancorp, Inc. (FDSB) Latest News
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