First BanCorp.
First BanCorp.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 2.38% from fiscal 2024.
- Revenue
- +3.16%
- EPS
- +1.59%
- Free cash flow
- −5.21%
- Total debt
- −31.0%
Quarter to September 2026, against a year earlier
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First BanCorp. (FBP) Return on invested capital
First BanCorp.'s return on invested capital over the twelve months to 30 September 2026 was 17.7%, up 1.4 percentage points from fiscal 2025 (16.3%). Over the past ten years it has ranged from 0.00% (fiscal 2021) to 22.8% (fiscal 2024); the current reading is higher than 73% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 16.3% | (6.52) |
| FY2024 | 22.8% | 6.22 |
| FY2023 | 16.6% | 0.18 |
| FY2022 | 16.4% | 16.42 |
| FY2021 | 0.00% | (6.35) |
| FY2020 | 6.35% | (0.35) |
| FY2019 | 6.70% | 1.70 |
| FY2018 | 5.00% | 3.13 |
| FY2017 | 1.87% | (1.56) |
| FY2016 | 3.43% | 2.36 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| WSFS WSFS Financial Corporation compare | 28.4% |
| FBP First BanCorp. | 17.7% |
| IBOC International Bancshares Corporation compare | 12.2% |
| BMA Macro Bank Inc. compare | 8.33% |
| INDB Independent Bank Corp. compare | 8.02% |
| CVBF CVB Financial Corporation compare | 6.63% |
| WSBC WesBanco, Inc. compare | 5.43% |
| BANF BancFirst Corporation compare | 0.00% |
| GGAL Grupo Financiero Galicia S.A. compare | −76.1% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on FBP
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement