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Friday 6 November 2026 Export FBP’s income statement to Excel — free account

First BanCorp.

FBP Financial Banks Regional

First BanCorp.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 2.38% from fiscal 2024.

Revenue
+3.16%
EPS
+1.59%
Free cash flow
−5.21%
Total debt
−31.0%

Quarter to September 2026, against a year earlier

25.98 0.55 −2.07%
Market cap
$3.9B
P/E
10.8×
Fwd P/E
10.9×
Dividend yield
3.00%
F-score
9/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

First BanCorp. (FBP) Debt to equity

Alert me on Debt to equity

First BanCorp.'s debt to equity at the end of the quarter to 30 September 2026 was 0.1×, down 0.0× from fiscal 2025 (0.1×). Over the past ten years it has ranged from 0.1× (fiscal 2025) to 0.6× (fiscal 2022) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 0.2× and below the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.1× (56.20%)
FY2024 0.3× (23.83%)
FY2023 0.4× (31.81%)
FY2022 0.6× 254.82%
FY2021 0.2× (33.41%)
FY2020 0.3× (19.00%)
FY2019 0.3× (25.11%)
FY2018 0.5× (8.54%)
FY2017 0.5× (0.38%)
FY2016 0.5× 23.32%

Quarterly newest first

Period Debt to equity Change
Sep 2026 0.1× 5.34%
Jun 2026 0.1× (0.49%)
Mar 2026 0.1× (31.00%)
Dec 2025 0.1× (2.51%)
43 more quarters

Against its own ten years

Low 0.1× High 0.6×
Ten-year median 0.4×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
GGAL Grupo Financiero Galicia S.A. compare 0.0×
BANF BancFirst Corporation compare 0.0×
IBOC International Bancshares Corporation compare 0.0×
FBP First BanCorp. 0.1×
WSFS WSFS Financial Corporation compare 0.1×
CVBF CVB Financial Corporation compare 0.2×
INDB Independent Bank Corp. compare 0.2×
BMA Macro Bank Inc. compare 0.3×
WSBC WesBanco, Inc. compare 0.6×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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