stockrow
Friday 6 November 2026
Export FBP’s income statement to Excel — free account
First BanCorp.
First BanCorp.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 2.38% from fiscal 2024.
- Revenue
- +3.16%
- EPS
- +1.59%
- Free cash flow
- −5.21%
- Total debt
- −31.0%
Quarter to September 2026, against a year earlier
25.98
0.55
−2.07%
Follow FBP
Alert me
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
9.60 | 10.27 | 9.52 | 8.04 | 10.44 | 20.04 | 13.75 | 9.45 | 16.35 | 15.65 |
Piotroski F-Score |
9 | 7 | 8 | 7 | 7 | 5 | 5 | 8 | 5 | 7 |
P/S ratio |
2.64 | 2.50 | 2.50 | 2.49 | 3.16 | 2.49 | 2.99 | 2.62 | 1.67 | 2.13 |
P/FCF ratio |
7.58 | 7.73 | 8.38 | 5.83 | 7.48 | 7.09 | 8.39 | 6.38 | 4.75 | 7.49 |
P/Operating CF |
30.91 | 31.60 | 36.46 | 23.21 | 30.11 | 15.73 | 39.15 | 24.90 | 26.25 | 17.83 |
P/B ratio |
1.69 | 1.83 | 1.93 | 1.85 | 1.38 | 0.89 | 1.05 | 0.92 | 0.59 | 0.82 |
Price to Tangible BV |
1.72 | 1.88 | 2.00 | 1.94 | 1.42 | 0.93 | 1.06 | 0.92 | 0.59 | 0.82 |
EV/Sales |
2.35 | 2.01 | 2.50 | 2.87 | 0.80 | 1.40 | 3.14 | 3.10 | 1.99 | 3.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
6.57 | 6.09 | 7.96 | 6.43 | 1.84 | 3.79 | 8.17 | 7.61 | 5.48 | 10.12 |
EV/FCF |
6.74 | 6.22 | 8.37 | 6.72 | 1.90 | 4.00 | 8.79 | 7.54 | 5.65 | 10.55 |
Quick Ratio |
0.04 | 0.07 | 0.04 | 0.03 | 0.14 | 0.09 | 0.07 | 0.06 | 0.08 | 0.03 |
Current Ratio |
0.81 | 0.81 | 0.76 | 0.72 | 0.73 | 0.82 | 1.00 | 1.01 | 1.00 | 0.98 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
1.52% | 2.91% | 3.50% | 4.61% | 1.85% | 3.32% | 5.98% | 7.55% | 7.53% | 7.43% |
Debt/Equity |
0.15 | 0.34 | 0.44 | 0.65 | 0.18 | 0.27 | 0.34 | 0.45 | 0.49 | 0.50 |
Asset Turnover |
0.07 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.05 | 0.06 |
Operating CF/Net income |
1.30 | 1.35 | 1.20 | 1.44 | 1.44 | 2.99 | 1.79 | 1.45 | 3.67 | 2.14 |
Capex/Depreciation |
(0.63) | (0.28) | (0.52) | (0.72) | (0.33) | (0.42) | (1.33) | 0.18 | (0.44) | (0.34) |
| 18.97% | 18.87% | 21.46% | 17.80% | 12.78% | 4.50% | 7.84% | 10.36% | 3.59% | 5.46% | |
| 1.79% | 1.56% | 1.61% | 1.55% | 1.40% | 0.63% | 1.33% | 1.62% | 0.53% | 0.76% | |
ROIC |
16.30% | 22.82% | 16.60% | 16.42% | 0.00% | 6.35% | 6.70% | 5.00% | 1.87% | 3.43% |
Return on Tangible Assets |
(11.03%) | (9.40%) | (7.69%) | (6.85%) | (5.87%) | (3.65%) | 161.80% | 92.69% | 65.23% | (408.21%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
46.54% | 44.62% | 46.05% | 47.76% | 43.33% | 70.72% | 53.08% | 58.97% | 75.59% | 65.62% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.80% | 0.71% | 0.67% | 0.55% | 0.60% | 0.64% | 0.52% | 0.82% | 1.12% | 1.02% |
Graham Net Nets |
(1.07) | (1.27) | (1.64) | (2.22) | (1.81) | (1.76) | (0.35) | (0.46) | (0.89) | (0.74) |
Graham Number |
24.45 | 20.33 | 18.12 | 15.81 | 17.24 | 10.34 | 13.24 | 13.81 | 7.73 | 8.92 |
Earnings Yield |
10.42% | 9.74% | 10.51% | 12.44% | 9.58% | 4.99% | 7.27% | 10.58% | 6.11% | 6.39% |
Free Cash Flow Yield |
13.20% | 12.93% | 11.93% | 17.17% | 13.37% | 14.11% | 11.92% | 15.68% | 21.07% | 13.36% |
Revenue per Share |
7.85 | 7.45 | 6.55 | 5.17 | 4.36 | 3.71 | 3.54 | 3.28 | 3.04 | 3.16 |
Operating CF per Share |
2.80 | 2.46 | 2.06 | 2.31 | 1.90 | 1.37 | 1.36 | 1.34 | 1.10 | 0.94 |
Capex per Share |
(0.07) | (0.05) | (0.10) | (0.10) | (0.06) | (0.07) | (0.10) | 0.01 | (0.03) | (0.04) |
Free Cash Flow per Share |
2.74 | 2.40 | 1.95 | 2.21 | 1.84 | 1.30 | 1.26 | 1.35 | 1.07 | 0.90 |
Cash per Share |
4.12 | 7.05 | 3.76 | 2.52 | 12.10 | 6.89 | 2.97 | 2.72 | 3.35 | 1.41 |
Shareholders Equity per Share |
12.30 | 10.14 | 8.48 | 6.95 | 10.00 | 10.49 | 10.29 | 9.48 | 8.74 | 8.39 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
12.30 | 10.14 | 8.48 | 6.95 | 10.00 | 10.49 | 10.29 | 9.48 | 8.74 | 8.39 |
Free Cash Flow |
437.55 | 395.50 | 344.84 | 421.22 | 387.20 | 282.17 | 273.37 | 290.87 | 228.59 | 191.34 |
Working Capital |
(3,253.06) | (3,312.79) | (4,078.35) | (4,595.28) | (4,868.40) | (2,889.10) | (48.20) | 66.81 | (43.36) | (173.61) |
Capital Expenditures |
(11.01) | (8.65) | (18.12) | (19.26) | (12.52) | (15.57) | (20.91) | 2.55 | (7.37) | (8.09) |
Net Current Asset Value |
(3,543.06) | (3,874.50) | (4,740.05) | (5,454.04) | (5,252.16) | (3,512.86) | (802.34) | (857.34) | (966.99) | (1,059.80) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.02 | 0.03 | 0.00 | 0.01 | 0.01 |
Price to Operating Income |
7.96 | 7.82 | 7.27 | 5.48 | 6.37 | 14.00 | 9.15 | 9.73 | 17.50 | 11.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.14 | 0.23 | 0.24 | 0.19 | 0.26 | 0.24 | 0.11 | 0.09 | 0.12 | 0.16 |
Cash ROIC |
15.01% | 11.67% | 12.22% | 15.81% | 7.70% | 6.42% | 7.54% | 8.18% | 6.51% | 6.44% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
24,230.38 | 21,648.19 | 27,007.45 | 88,782.00 | 101,420.35 | 61,427.34 | 31,963.14 | 33,443.99 | 34,545.75 | 32,288.52 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
16,969.01 | 16,906.11 | 16,562.65 | 17,187.40 | 16,796.94 | 12,561.59 | 9,326.83 | 9,146.58 | 9,059.28 | 9,223.71 |
Average Assets |
19,212.91 | 19,101.24 | 18,772.02 | 19,709.88 | 19,789.18 | 15,702.17 | 12,427.42 | 12,252.42 | 12,091.87 | 12,247.74 |
Average Common Equity |
1,818.05 | 1,583.42 | 1,411.57 | 1,713.65 | 2,170.42 | 2,215.52 | 2,100.28 | 1,920.80 | 1,791.57 | 1,704.08 |
Columns are period end dates · fundamentals updated 2 Nov 2026