First BanCorp. FBP

27.06 0.27 1.01% as of 25 Sep
Market cap
$4.1B
P/E
11.3×
Growth Flags show if company had growth for consecutive years
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
9.60 10.27 9.52 8.04 10.44 20.04 13.75 9.45 16.35 15.65
P/S ratio
2.64 2.50 2.50 2.49 3.16 2.49 2.99 2.62 1.67 2.13
P/FCF ratio
7.58 7.73 8.38 5.83 7.48 7.09 8.39 6.38 4.75 7.49
P/Operating CF
30.91 31.60 36.46 23.21 30.11 15.73 39.15 24.90 26.25 17.83
P/B ratio
1.69 1.83 1.93 1.85 1.38 0.89 1.05 0.92 0.59 0.82
Price to Tangible BV
1.72 1.88 2.00 1.94 1.42 0.93 1.06 0.92 0.59 0.82
EV/Sales
2.35 2.01 2.50 2.87 0.80 1.40 3.14 3.10 1.99 3.00
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
6.57 6.09 7.96 6.43 1.84 3.79 8.17 7.61 5.48 10.12
EV/FCF
6.74 6.22 8.37 6.72 1.90 4.00 8.79 7.54 5.65 10.55
Quick Ratio
0.04 0.07 0.04 0.03 0.14 0.09 0.07 0.06 0.08 0.03
Current Ratio
0.81 0.81 0.76 0.72 0.73 0.82 1.00 1.01 1.00 0.98
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
1.52% 2.91% 3.50% 4.61% 1.85% 3.32% 5.98% 7.55% 7.53% 7.43%
Debt/Equity
0.15 0.34 0.44 0.65 0.18 0.27 0.34 0.45 0.49 0.50
Asset Turnover
0.07 0.06 0.06 0.05 0.05 0.05 0.06 0.06 0.05 0.06
Operating CF/Net income
1.30 1.35 1.20 1.44 1.44 2.99 1.79 1.45 3.67 2.14
Capex/Depreciation
(0.63) (0.28) (0.52) (0.72) (0.33) (0.42) (1.33) 0.18 (0.44) (0.34)
ROE
18.97% 18.87% 21.46% 17.80% 12.78% 4.50% 7.84% 10.36% 3.59% 5.46%
ROA
1.79% 1.56% 1.61% 1.55% 1.40% 0.63% 1.33% 1.62% 0.53% 0.76%
ROIC
16.30% 22.82% 16.60% 16.42% 0.00% 6.35% 6.70% 5.00% 1.87% 3.43%
Return on Tangible Assets
(11.03%) (9.40%) (7.69%) (6.85%) (5.87%) (3.65%) 161.80% 92.69% 65.23% (408.21%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
46.54% 44.62% 46.05% 47.76% 43.33% 70.72% 53.08% 58.97% 75.59% 65.62%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.80% 0.71% 0.67% 0.55% 0.60% 0.64% 0.52% 0.82% 1.12% 1.02%
Graham Net Nets
(1.07) (1.27) (1.64) (2.22) (1.81) (1.76) (0.35) (0.46) (0.89) (0.74)
Graham Number
24.45 20.33 18.12 15.81 17.24 10.34 13.24 13.81 7.73 8.92
Earnings Yield
10.42% 9.74% 10.51% 12.44% 9.58% 4.99% 7.27% 10.58% 6.11% 6.39%
Free Cash Flow Yield
13.20% 12.93% 11.93% 17.17% 13.37% 14.11% 11.92% 15.68% 21.07% 13.36%
Revenue per Share
7.85 7.45 6.55 5.17 4.36 3.71 3.54 3.28 3.04 3.16
Operating CF per Share
2.80 2.46 2.06 2.31 1.90 1.37 1.36 1.34 1.10 0.94
Capex per Share
(0.07) (0.05) (0.10) (0.10) (0.06) (0.07) (0.10) 0.01 (0.03) (0.04)
Free Cash Flow per Share
2.74 2.40 1.95 2.21 1.84 1.30 1.26 1.35 1.07 0.90
Cash per Share
4.12 7.05 3.76 2.52 12.10 6.89 2.97 2.72 3.35 1.41
Shareholders Equity per Share
12.30 10.14 8.48 6.95 10.00 10.49 10.29 9.48 8.74 8.39
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
12.30 10.14 8.48 6.95 10.00 10.49 10.29 9.48 8.74 8.39
Free Cash Flow
437.55 395.50 344.84 421.22 387.20 282.17 273.37 290.87 228.59 191.34
Working Capital
(3,253.06) (3,312.79) (4,078.35) (4,595.28) (4,868.40) (2,889.10) (48.20) 66.81 (43.36) (173.61)
Capital Expenditures
(11.01) (8.65) (18.12) (19.26) (12.52) (15.57) (20.91) 2.55 (7.37) (8.09)
Net Current Asset Value
(3,543.06) (3,874.50) (4,740.05) (5,454.04) (5,252.16) (3,512.86) (802.34) (857.34) (966.99) (1,059.80)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.01 0.02 0.02 0.01 0.02 0.03 0.00 0.01 0.01
Net Profit Margin
27.48% 24.37% 26.20% 30.95% 30.28% 12.38% 21.49% 28.13% 9.88% 13.81%
Price to Operating Income
7.96 7.82 7.27 5.48 6.37 14.00 9.15 9.73 17.50 11.00
Other line items
Depreciation/Fixed assets
0.14 0.23 0.24 0.19 0.26 0.24 0.11 0.09 0.12 0.16
Cash ROIC
11.03% 7.98% 7.83% 11.17% 5.04% 3.18% 3.98% 3.95% 2.68% 1.64%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.02 0.01 0.00 0.00 0.01 0.01 0.01 0.01 0.01
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
24,230.38 21,648.19 27,007.45 88,782.00 101,420.35 61,427.34 31,963.14 33,443.99 34,545.75 32,288.52
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
16,969.01 16,906.11 16,562.65 17,187.40 16,796.94 12,561.59 9,326.83 9,146.58 9,059.28 9,223.71
Average Assets
19,212.91 19,101.24 18,772.02 19,709.88 19,789.18 15,702.17 12,427.42 12,252.42 12,091.87 12,247.74
Average Common Equity
1,818.05 1,583.42 1,411.57 1,713.65 2,170.42 2,215.52 2,100.28 1,920.80 1,791.57 1,704.08

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Columns are period end dates