First BanCorp. FBP
27.06
0.27
1.01%
as of 25 Sep
- Market cap
- $4.1B
- P/E
- 11.3×
Follow FBP
Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
15.65 | 16.35 | 9.45 | 13.75 | 20.04 | 10.44 | 8.04 | 9.52 | 10.27 | 9.60 |
P/S ratio |
2.13 | 1.67 | 2.62 | 2.99 | 2.49 | 3.16 | 2.49 | 2.50 | 2.50 | 2.64 |
P/FCF ratio |
7.49 | 4.75 | 6.38 | 8.39 | 7.09 | 7.48 | 5.83 | 8.38 | 7.73 | 7.58 |
P/Operating CF |
17.83 | 26.25 | 24.90 | 39.15 | 15.73 | 30.11 | 23.21 | 36.46 | 31.60 | 30.91 |
P/B ratio |
0.82 | 0.59 | 0.92 | 1.05 | 0.89 | 1.38 | 1.85 | 1.93 | 1.83 | 1.69 |
Price to Tangible BV |
0.82 | 0.59 | 0.92 | 1.06 | 0.93 | 1.42 | 1.94 | 2.00 | 1.88 | 1.72 |
EV/Sales |
3.00 | 1.99 | 3.10 | 3.14 | 1.40 | 0.80 | 2.87 | 2.50 | 2.01 | 2.35 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.12 | 5.48 | 7.61 | 8.17 | 3.79 | 1.84 | 6.43 | 7.96 | 6.09 | 6.57 |
EV/FCF |
10.55 | 5.65 | 7.54 | 8.79 | 4.00 | 1.90 | 6.72 | 8.37 | 6.22 | 6.74 |
Quick Ratio |
0.03 | 0.08 | 0.06 | 0.07 | 0.09 | 0.14 | 0.03 | 0.04 | 0.07 | 0.04 |
Current Ratio |
0.98 | 1.00 | 1.01 | 1.00 | 0.82 | 0.73 | 0.72 | 0.76 | 0.81 | 0.81 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.43% | 7.53% | 7.55% | 5.98% | 3.32% | 1.85% | 4.61% | 3.50% | 2.91% | 1.52% |
Debt/Equity |
0.50 | 0.49 | 0.45 | 0.34 | 0.27 | 0.18 | 0.65 | 0.44 | 0.34 | 0.15 |
Asset Turnover |
0.06 | 0.05 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.07 |
Operating CF/Net income |
2.14 | 3.67 | 1.45 | 1.79 | 2.99 | 1.44 | 1.44 | 1.20 | 1.35 | 1.30 |
Capex/Depreciation |
(0.34) | (0.44) | 0.18 | (1.33) | (0.42) | (0.33) | (0.72) | (0.52) | (0.28) | (0.63) |
| 5.46% | 3.59% | 10.36% | 7.84% | 4.50% | 12.78% | 17.80% | 21.46% | 18.87% | 18.97% | |
| 0.76% | 0.53% | 1.62% | 1.33% | 0.63% | 1.40% | 1.55% | 1.61% | 1.56% | 1.79% | |
ROIC |
3.43% | 1.87% | 5.00% | 6.70% | 6.35% | 0.00% | 16.42% | 16.60% | 22.82% | 16.30% |
Return on Tangible Assets |
(408.21%) | 65.23% | 92.69% | 161.80% | (3.65%) | (5.87%) | (6.85%) | (7.69%) | (9.40%) | (11.03%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
65.62% | 75.59% | 58.97% | 53.08% | 70.72% | 43.33% | 47.76% | 46.05% | 44.62% | 46.54% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.02% | 1.12% | 0.82% | 0.52% | 0.64% | 0.60% | 0.55% | 0.67% | 0.71% | 0.80% |
Graham Net Nets |
(0.74) | (0.89) | (0.46) | (0.35) | (1.76) | (1.81) | (2.22) | (1.64) | (1.27) | (1.07) |
Graham Number |
8.92 | 7.73 | 13.81 | 13.24 | 10.34 | 17.24 | 15.81 | 18.12 | 20.33 | 24.45 |
Earnings Yield |
6.39% | 6.11% | 10.58% | 7.27% | 4.99% | 9.58% | 12.44% | 10.51% | 9.74% | 10.42% |
Free Cash Flow Yield |
13.36% | 21.07% | 15.68% | 11.92% | 14.11% | 13.37% | 17.17% | 11.93% | 12.93% | 13.20% |
Revenue per Share |
3.16 | 3.04 | 3.28 | 3.54 | 3.71 | 4.36 | 5.17 | 6.55 | 7.45 | 7.85 |
Operating CF per Share |
0.94 | 1.10 | 1.34 | 1.36 | 1.37 | 1.90 | 2.31 | 2.06 | 2.46 | 2.80 |
Capex per Share |
(0.04) | (0.03) | 0.01 | (0.10) | (0.07) | (0.06) | (0.10) | (0.10) | (0.05) | (0.07) |
Free Cash Flow per Share |
0.90 | 1.07 | 1.35 | 1.26 | 1.30 | 1.84 | 2.21 | 1.95 | 2.40 | 2.74 |
Cash per Share |
1.41 | 3.35 | 2.72 | 2.97 | 6.89 | 12.10 | 2.52 | 3.76 | 7.05 | 4.12 |
Shareholders Equity per Share |
8.39 | 8.74 | 9.48 | 10.29 | 10.49 | 10.00 | 6.95 | 8.48 | 10.14 | 12.30 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
8.39 | 8.74 | 9.48 | 10.29 | 10.49 | 10.00 | 6.95 | 8.48 | 10.14 | 12.30 |
Free Cash Flow |
191.34 | 228.59 | 290.87 | 273.37 | 282.17 | 387.20 | 421.22 | 344.84 | 395.50 | 437.55 |
Working Capital |
(173.61) | (43.36) | 66.81 | (48.20) | (2,889.10) | (4,868.40) | (4,595.28) | (4,078.35) | (3,312.79) | (3,253.06) |
Capital Expenditures |
(8.09) | (7.37) | 2.55 | (20.91) | (15.57) | (12.52) | (19.26) | (18.12) | (8.65) | (11.01) |
Net Current Asset Value |
(1,059.80) | (966.99) | (857.34) | (802.34) | (3,512.86) | (5,252.16) | (5,454.04) | (4,740.05) | (3,874.50) | (3,543.06) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.00 | 0.03 | 0.02 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Net Profit Margin |
13.81% | 9.88% | 28.13% | 21.49% | 12.38% | 30.28% | 30.95% | 26.20% | 24.37% | 27.48% |
Price to Operating Income |
11.00 | 17.50 | 9.73 | 9.15 | 14.00 | 6.37 | 5.48 | 7.27 | 7.82 | 7.96 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.16 | 0.12 | 0.09 | 0.11 | 0.24 | 0.26 | 0.19 | 0.24 | 0.23 | 0.14 |
Cash ROIC |
1.64% | 2.68% | 3.95% | 3.98% | 3.18% | 5.04% | 11.17% | 7.83% | 7.98% | 11.03% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
32,288.52 | 34,545.75 | 33,443.99 | 31,963.14 | 61,427.34 | 101,420.35 | 88,782.00 | 27,007.45 | 21,648.19 | 24,230.38 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
9,223.71 | 9,059.28 | 9,146.58 | 9,326.83 | 12,561.59 | 16,796.94 | 17,187.40 | 16,562.65 | 16,906.11 | 16,969.01 |
Average Assets |
12,247.74 | 12,091.87 | 12,252.42 | 12,427.42 | 15,702.17 | 19,789.18 | 19,709.88 | 18,772.02 | 19,101.24 | 19,212.91 |
Average Common Equity |
1,704.08 | 1,791.57 | 1,920.80 | 2,100.28 | 2,215.52 | 2,170.42 | 1,713.65 | 1,411.57 | 1,583.42 | 1,818.05 |
Columns are period end dates