Saturday 17 October 2026 Export ECPG’s income statement to Excel — free account

Encore Capital Group Inc

Encore Capital Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 34.4% from fiscal 2024. In the quarter to June 2026, revenue grew 11.3%, EPS grew 18.8%, free cash flow fell 1,282.6% and total debt rose 5.40%, each against the same quarter a year earlier.

101.68 0.92 −0.90%

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Market cap: $2.2B
P/E: 7.5×
Fwd P/E: 6.3×
Dividend yield: —
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
Piotroski F-Score Full definition →	7	6	6	6	7	6	4	4	5	5
P/E ratio Full definition →	9.82	13.13	5.80	6.58	5.78	5.35	6.33	0.00	0.00	4.89
P/S ratio Full definition →	0.73	0.92	0.49	0.79	0.82	1.16	0.85	1.00	0.87	0.71
P/FCF ratio Full definition →	7.62	11.40	5.58	3.53	4.52	6.22	7.36	7.93	6.22	7.67
P/Operating CF Full definition →	16.69	25.89	9.97	23.09	19.47	20.55	21.34	33.19	48.44	75.12
P/B ratio Full definition →	1.36	1.91	0.81	1.08	1.00	1.58	1.01	1.30	1.49	1.29
Price to Tangible BV Full definition →	0.00	0.00	0.00	7.81	3.91	6.51	3.32	3.70	4.39	2.87
EV/Sales Full definition →	3.31	3.64	2.94	3.17	2.88	2.90	2.82	3.58	3.50	2.89
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	26.15	34.93	21.41	18.08	13.80	15.44	18.73	28.63	29.54	33.34
EV/FCF Full definition →	34.54	45.20	33.51	14.13	15.94	15.55	24.38	28.46	25.16	31.03
Quick Ratio Full definition →	0.64	0.74	0.55	0.86	0.88	0.83	0.73	0.83	0.86	0.68
Current Ratio Full definition →	0.64	0.74	0.55	0.86	0.88	0.83	0.73	0.83	0.86	0.68
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	76.45%	76.76%	75.36%	71.55%	67.46%	65.04%	64.30%	71.66%	76.68%	74.93%
Debt/Equity Full definition →	5.09	6.03	4.26	3.43	2.69	2.53	2.46	3.54	4.79	4.10
Asset Turnover Full definition →	0.26	0.29	0.30	0.29	0.31	0.34	0.31	0.27	0.28	0.35
Operating CF/Net income Full definition →	1.70	1.49	1.61	1.46	1.48	0.86	1.08	(0.74)	(1.12)	0.60
Capex/Depreciation Full definition →	(0.91)	(0.70)	(1.64)	1.32	(0.81)	(0.04)	(0.97)	0.00	0.18	0.40
ROE Full definition →	13.25%	14.81%	16.65%	18.20%	18.87%	29.17%	16.45%	(19.52%)	(16.34%)	29.45%
ROA Full definition →	1.95%	2.04%	2.54%	3.52%	4.33%	7.41%	4.27%	(4.52%)	(2.96%)	5.07%
ROIC Full definition →	1.12%	2.15%	2.36%	2.89%	4.10%	6.83%	5.00%	(2.46%)	(1.14%)	4.36%
Return on Tangible Assets Full definition →	(618.70%)	2,285.86%	(772.11%)	189.74%	210.67%	438.94%	326.48%	(285.23%)	(296.79%)	2,985.40%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	91.04%	85.58%	85.48%	81.90%	78.31%	69.86%	74.15%	90.32%	95.79%	79.37%
Intangible Assets out of Total Assets Full definition →	0.21	0.21	0.19	0.18	0.19	0.19	0.18	0.13	0.11	0.10
Share Based Compensation of Revenue Full definition →	1.23%	0.88%	0.95%	0.90%	1.10%	1.14%	1.10%	1.13%	1.06%	1.03%
Graham Net Nets Full definition →	(3.95)	(3.40)	(5.49)	(3.35)	(2.82)	(1.73)	(2.67)	(2.90)	(3.35)	(3.33)
Graham Number Full definition →	37.93	39.82	51.36	63.01	76.73	101.37	92.54	0.00	0.00	102.51
Earnings Yield Full definition →	10.19%	7.62%	17.23%	15.19%	17.30%	18.69%	15.79%	(16.83%)	(12.16%)	20.44%
Free Cash Flow Yield Full definition →	13.12%	8.77%	17.93%	28.37%	22.12%	16.08%	13.59%	12.61%	16.08%	13.03%
Revenue per Share Full definition →	40.03	45.70	48.11	44.78	47.77	53.59	57.92	51.66	55.14	76.13
Operating CF per Share Full definition →	5.07	4.77	6.60	7.84	9.96	10.06	8.73	6.46	6.54	6.59
Capex per Share Full definition →	(1.23)	(1.08)	(2.38)	2.19	(1.10)	(0.07)	(2.02)	0.04	1.14	0.49
Free Cash Flow per Share Full definition →	3.84	3.68	4.21	10.03	8.85	9.99	6.70	6.50	7.68	7.08
Cash per Share Full definition →	5.82	8.17	5.56	6.16	6.02	6.29	5.96	6.69	8.37	6.75
Shareholders Equity per Share Full definition →	21.46	22.02	28.95	32.86	38.82	39.34	48.86	39.57	32.14	42.04
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	21.46	22.02	28.95	32.86	38.82	39.34	48.86	39.57	32.14	42.04
Free Cash Flow Full definition →	98.66	95.69	119.32	313.07	278.26	300.84	161.84	153.92	183.35	164.58
Working Capital Full definition →	(84.63)	(72.63)	(130.53)	(31.58)	(26.74)	(39.94)	(54.30)	(31.56)	(33.68)	(73.48)
Capital Expenditures Full definition →	(31.67)	(28.13)	(67.47)	68.34	(34.60)	(2.21)	(48.84)	0.93	27.18	11.38
Net Current Asset Value Full definition →	(2,968.97)	(3,706.64)	(3,654.77)	(3,692.21)	(3,455.26)	(3,233.22)	(3,184.82)	(3,535.58)	(3,822.53)	(4,206.27)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.03	0.02	0.05	(0.05)	0.02	0.00	0.03	0.00	(0.02)	(0.01)
Price to Operating Income Full definition →	13.11	8.31	4.25	5.48	4.33	4.29	3.78	0.00	0.00	3.76
Other line items
Depreciation/Fixed assets Full definition →	0.48	0.52	0.36	0.43	0.34	0.42	0.44	2.87	1.88	0.35
Cash ROIC Full definition →	2.81%	2.26%	2.67%	6.62%	5.93%	6.88%	3.83%	3.49%	3.95%	3.21%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	262.50	259.59	286.36	255.93	219.92	222.75	213.90	194.07	211.74	231.90
Average Assets Full definition →	3,922.66	4,080.60	4,561.29	4,770.91	4,887.24	4,736.32	4,558.24	4,569.42	4,710.11	5,064.76
Average Common Equity Full definition →	577.75	561.85	695.81	922.55	1,122.74	1,202.67	1,182.44	1,058.08	851.93	872.04

Show all line items

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