CTO Realty Growth, Inc.

CTO Real Estate Reit Diversified

CTO Realty Growth, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $149.5 million, up 20.1% from fiscal 2024. In the quarter to June 2026, revenue grew 16.5%, EPS grew 149.4%, free cash flow grew 162.1% and total debt rose 8.81%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five.

20.54 0.06 −0.29%
Market cap
$772.2M
P/E
15.1×
Fwd P/E
45.6×
Dividend yield
7.40%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 2.65%

Capital & Financial Ratios $m

Market Cap 772.20
Revenue 161.10
Net Income 52.57
Free Cash Flow 15.90
Net Debt 615.20
Current Ratio 8.69
Debt/Equity 0.99
P/E ratio 15.10
Fwd P/E 45.60 (above 35: high)
P/S ratio 4.46
P/B ratio 1.08
Past 5Y EPS Growth (57.19%) (below 0%: weak)
This Y EPS Growth 1,066.67% (at or above 15%: strong)
Next Y EPS Growth (3.57%) (below 0%: weak)
Next Y revenue growth 18.23% (at or above 10%: strong)
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 58.29%
10-year low 10-year high
P/S against its own 10 years 62.77%
10-year low 10-year high
P/B against its own 10 years 57.94%
10-year low 10-year high
EV/Sales against its own 10 years 45.12%
10-year low 10-year high

Dividends

Payout Ratio 1.12
Annual Dividend Rate 1.52
Annual Dividend Yield 7.40%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.52
0.38
0.38
0.38
2025 1.52
0.38
0.38
0.38
0.38
2024 1.52
0.38
0.38
0.38
0.38
2023 1.52
0.38
0.38
0.38
0.38
2022 1.49
0.36
0.37
0.38
0.38
2021 1.33
0.33
0.33
0.33
0.33
2020 4.51
0.07
0.07
0.11
0.27
3.99
2019 0.12
0.03
0.03
0.03
0.00
0.04
2018 0.13
0.02
0.06
0.02
0.02
0.02
2017 0.05
0.01
0.01
0.01
0.01
2016 0.07
0.04
0.01
0.01
0.01
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 18 17 41 44
Receivables — — — —
Inventory — — — —
Other — — — —
80 122 146 231
2023 2024 2025 Q'26
Payables 3 3 2 2
ST’ Debt — — — —
Other — — — —
21 25 30 27

Compound Annual Growth %

10y 5y 3y
Sales 13.27% 21.54% 22.02%
Cash Flow 9.88% 30.71% 4.82%
Earnings (11.08%) (49.49%) 0.00%
Book Value 14.99% 10.09% 3.97%

Revenue $m

Mar Jun Sep Dec Year
’26 41 44 — — —
’25 36 38 38 38 150
’24 28 29 32 36 125
’23 25 26 28 30 109
’22 17 19 23 23 82
’21 15 14 17 25 70
’20 13 13 15 16 56
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 15 20 — — —
’25 10 17 30 7 65
’24 12 13 21 14 60
’23 9 16 15 6 46
’22 11 11 12 22 56
’21 6 12 (6) 15 28
’20 4 6 2 5 17
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (71) 44 — — —
’25 (71) 17 31 11 (11)
’24 (42) 8 (100) (11) (145)
’23 2 (64) 23 67 28
’22 (6) 5 (38) (179) (217)
’21 (28) (33) 67 (104) (99)
’20 (134) 43 (13) 39 (65)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.13 0.38 — — —
’25 0.01 (0.77) 0.03 0.82 0.08
’24 0.20 (0.03) 0.17 (0.60) (0.35)
’23 (0.32) 0.03 0.07 0.25 0.03
’22 (0.06) 0.00 0.19 (0.21) (0.09)
’21 0.44 (0.63) 1.29 0.04 1.56
’20 (0.87) 0.90 (0.11) 5.53 5.56
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 11.54 13.50 13.36 13.95 9.07 13.71 17.18 15.63 16.16 15.07

Analyst estimates 2026–2028

Powerpack
High 15.15 17.46 18.45 18.63 17.92 20.56 23.07 20.10 21.15 20.88
People
People Employees 14 14 14 15 17 19 26 33 37 42
Revenue/emp, $m 4.71 2.76 3.12 3.00 3.32 3.70 3.17 3.31 3.37 3.56
Income, $m
Income, $m Revenue 66 39 44 45 56 70 82 109 125 150
Gross margin, % 69.26 78.43 79.93 84.19 73.02 68.08 72.23 72.34 73.32 74.64
EBT 29 (1) 21 22 (5) 27 0 6 (2) 11
EBT margin, % 43.56 (1.92) 48.13 49.12 (8.85) 38.22 0.40 5.62 (1.85) 7.05
Net income 16 42 37 115 79 30 3 6 (2) 10
Depreciation 7 11 14 14 18 22 32 48 66 60
Per share, $
Per share, $ Revenue 3.87 2.33 2.65 3.00 3.99 3.98 4.45 4.84 4.91 4.63
Earnings 0.95 2.51 2.25 7.68 5.56 1.56 (0.09) 0.03 (0.35) 0.08
Cash flow 0.84 3.46 2.90 1.10 1.20 1.56 3.03 2.06 2.36 2.00
Capex (2.83) (5.69) (6.25) 3.80 (5.82) (7.18) (14.76) (0.83) (8.07) (2.35)
Free cash flow (1.99) (2.23) (3.35) 4.89 (4.62) (5.62) (11.73) 1.23 (5.71) (0.35)
Book value 8.70 11.08 12.84 19.06 24.86 24.35 27.27 20.31 24.16 17.58
Shares, m 17 17 16 15 14 18 19 23 25 32
Valuation, ×
Valuation, × P/E 14.96 6.90 6.33 2.07 2.57 17.93 0.00 435.50 0.00 204.56
P/S 3.71 7.47 5.38 5.45 3.52 5.15 4.15 3.60 4.01 3.97
P/B 1.65 1.57 1.11 0.86 0.57 0.84 0.68 0.86 0.82 1.05
EV/Sales 5.97 12.21 10.57 8.84 7.77 8.66 9.31 7.97 8.04 7.82
EV/FCF (9.29) (10.36) (7.25) 6.14 (5.94) (5.65) (3.40) 45.27 (6.53) (58.95)
Cash, $m
Cash, $m Operating cash flow 14 58 48 16 17 28 56 46 60 65
Capex (48) (95) (103) 57 (82) (127) (273) (19) (205) (76)
Free cash flow (34) (37) (55) 73 (65) (99) (217) 28 (145) (11)
Balance, $m
Balance, $m Working capital 31 14 15 162 62 57 33 59 98 116
Total debt 166 196 248 287 274 278 446 495 519 616
Net debt 149 183 226 152 240 247 424 478 502 575
Shareholders’ equity 148 184 212 285 351 430 505 458 613 567
Returns, %
Returns, % ROA 4.00 9.54 7.27 18.26 11.46 3.95 (0.19) 0.08 (0.81) 0.21
ROIC 8.00 1.32 4.48 4.88 1.30 2.15 0.72 1.77 0.99 1.86
ROE 11.26 25.10 18.77 46.25 24.68 7.07 (0.35) 0.16 (1.64) 0.44
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

CTO Realty Growth, Inc. vs peers in Reit Diversified (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
AAT American Assets Trust, Inc. $1.3B 73.4× 51.4× +1.44% (above 0%: growing) 0.00% −13.90% (below 0%: shrinking) 70.98% 24.02% Compare
JBGS JBG SMITH Properties $826.8M — (loss-making) — (loss-making) +2.29% (above 0%: growing) n/m +71.92% (above 0%: growing) 62.69% 2.98% Compare
ESRT Empire State Realty Trust, Inc. $818.9M 154× 110× +2.95% (above 0%: growing) n/m +42.29% (above 0%: growing) 74.97% (70.45%) Compare
SAFE Safehold Inc. $817.9M 7.0× 9.3× +22.17% (above 0%: growing) +7.69% (above 0%: growing) −181.89% (below 0%: shrinking) 87.18% 73.05% Compare
CTO CTO Realty Growth, Inc. $772.2M 15.1× 45.6× +16.45% (above 0%: growing) n/m +162.11% (above 0%: growing) 74.62% 30.23%
GOOD Gladstone Commercial Corporation $616.6M 48.0× 56.2× +11.27% (above 0%: growing) +266.67% (above 0%: growing) +112.75% (above 0%: growing) 79.76% 40.36% Compare
AHRT AH Realty Trust Inc $572.6M — (loss-making) — (loss-making) +3.60% (above 0%: growing) n/m +105.02% (above 0%: growing) 67.20% 18.62% Compare
FVR FrontView REIT, Inc. $507.4M 572× 1,309× +2.57% (above 0%: growing) n/m +23.47% (above 0%: growing) 87.38% 20.53% Compare
OLP One Liberty Properties, Inc. $483.0M 13.9× 40.8× +10.00% (above 0%: growing) +82.05% (above 0%: growing) −1.58% (below 0%: shrinking) 100.00% 84.44% Compare
Median of peers $717.2M 60.7× 53.8× +3.28% +44.87% +32.88% 77.37% 22.28%

All 16 Reit Diversified stocks →

CTO Realty Growth, Inc. (CTO) key facts

  • Strength: CTO Realty Growth, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $149.5 million, up 20.1% from fiscal 2024.
  • CTO Realty Growth, Inc. (CTO) is a Reit Diversified company in the Real Estate sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, CTO traded at $20.54, a market capitalization of $772.2 million.
  • CTO Realty Growth, Inc. pays an annual dividend of $1.52 per share, a yield of 7.40%, with a payout ratio of 111.8%.
  • Return on equity was 0.44% and debt-to-equity 0.99.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

CTO Realty Growth, Inc. (CTO) Latest News

21 Sep

9 Apr

Impact 2 ·
stockrow.com/CTO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com