stockrow
Sunday 15 November 2026
Export COF’s income statement to Excel — free account
Capital One Financial Corporation
COFCapital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024.
- Revenue
- +3.24%
- EPS
- +16.4%
- Free cash flow
- −39.3%
- Total debt
- −3.35%
Quarter to September 2026, against a year earlier
195.08
1.48
+0.76%
Follow COF
Alert me
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.81 | 28.38 | 6.36 | 9.27 | 19.31 | 5.38 | 5.20 | 11.03 | 15.35 | 81.60 |
Piotroski F-Score |
6 | 7 | 7 | 7 | 6 | 7 | 6 | 7 | 5 | 7 |
P/S ratio |
1.63 | 1.61 | 1.12 | 1.43 | 1.43 | 2.00 | 0.95 | 1.02 | 1.27 | 1.89 |
P/FCF ratio |
4.05 | 3.66 | 3.00 | 3.05 | 2.83 | 5.53 | 2.83 | 2.58 | 4.03 | 5.01 |
P/Operating CF |
22.49 | 11.79 | 9.21 | 11.68 | 9.78 | 13.77 | 4.47 | 7.12 | 27.88 | 16.73 |
P/B ratio |
0.94 | 0.99 | 0.70 | 0.83 | 0.75 | 1.05 | 0.69 | 0.87 | 1.12 | 1.15 |
Price to Tangible BV |
1.36 | 1.41 | 0.98 | 1.11 | 0.99 | 1.39 | 0.96 | 1.17 | 1.50 | 1.91 |
EV/Sales |
3.34 | 3.12 | 2.51 | 2.66 | 1.40 | 2.64 | 1.38 | 1.13 | 1.29 | 1.72 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
7.75 | 6.60 | 6.27 | 5.39 | 2.66 | 6.86 | 3.84 | 2.73 | 3.83 | 4.31 |
EV/FCF |
8.29 | 7.11 | 6.72 | 5.70 | 2.77 | 7.27 | 4.12 | 2.86 | 4.10 | 4.57 |
Quick Ratio |
0.05 | 0.06 | 0.05 | 0.05 | 0.13 | 0.07 | 0.09 | 0.13 | 0.12 | 0.13 |
Current Ratio |
1.07 | 1.08 | 1.02 | 1.04 | 0.92 | 0.95 | 0.99 | 1.01 | 0.98 | 1.04 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
16.66% | 16.33% | 15.72% | 14.19% | 9.46% | 9.78% | 10.51% | 10.31% | 9.18% | 7.54% |
Debt/Equity |
1.25 | 1.23 | 1.13 | 0.95 | 0.66 | 0.69 | 0.91 | 0.85 | 0.74 | 0.44 |
Asset Turnover |
0.08 | 0.08 | 0.09 | 0.09 | 0.08 | 0.08 | 0.09 | 0.11 | 0.11 | 0.12 |
Operating CF/Net income |
3.37 | 8.32 | 2.27 | 3.20 | 7.03 | 1.03 | 1.96 | 4.49 | 4.09 | 12.71 |
Capex/Depreciation |
(0.32) | (0.42) | (0.36) | (0.27) | (0.20) | (0.20) | (0.29) | (0.30) | (0.37) | (0.30) |
| 7.41% | 3.54% | 11.37% | 9.47% | 4.02% | 19.74% | 12.40% | 8.28% | 7.48% | 2.50% | |
| 1.02% | 0.47% | 1.55% | 1.36% | 0.58% | 2.80% | 1.59% | 0.98% | 0.92% | 0.38% | |
ROIC |
3.63% | 3.65% | 4.73% | 4.31% | 3.38% | 12.16% | 8.35% | 5.94% | 5.95% | 1.40% |
Return on Tangible Assets |
17.96% | 7.35% | 66.46% | 33.64% | (11.22%) | (95.27%) | 270.61% | 65.10% | (295.94%) | 8.74% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
71.34% | 71.67% | 63.58% | 63.99% | 79.83% | 45.57% | 64.99% | 61.96% | 61.41% | 71.95% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.07 |
Share Based Compensation of Revenue |
0.87% | 0.81% | 0.53% | 0.71% | 0.64% | 1.03% | 0.82% | 1.04% | 1.05% | 1.12% |
Graham Net Nets |
(1.24) | (1.10) | (1.82) | (1.20) | (1.78) | (1.18) | (1.92) | (1.35) | (1.05) | (0.45) |
Graham Number |
121.22 | 89.15 | 169.64 | 176.02 | 123.08 | 289.19 | 232.30 | 202.35 | 203.78 | 118.50 |
Earnings Yield |
7.81% | 3.52% | 15.72% | 10.79% | 5.18% | 18.57% | 19.22% | 9.07% | 6.52% | 1.23% |
Free Cash Flow Yield |
24.69% | 27.29% | 33.37% | 32.73% | 35.33% | 18.09% | 35.35% | 38.83% | 24.85% | 19.95% |
Revenue per Share |
54.50 | 61.96 | 67.47 | 72.21 | 69.12 | 72.39 | 97.94 | 129.40 | 140.94 | 128.08 |
Operating CF per Share |
23.48 | 29.29 | 27.04 | 35.58 | 36.48 | 27.82 | 35.25 | 53.80 | 47.45 | 51.26 |
Capex per Share |
(1.54) | (2.10) | (1.82) | (1.90) | (1.55) | (1.58) | (2.38) | (2.51) | (3.15) | (2.92) |
Free Cash Flow per Share |
21.94 | 27.19 | 25.22 | 33.69 | 34.93 | 26.24 | 32.86 | 51.29 | 44.30 | 48.34 |
Cash per Share |
24.74 | 29.64 | 28.11 | 29.40 | 89.06 | 49.84 | 79.78 | 114.42 | 114.11 | 114.84 |
Shareholders Equity per Share |
94.11 | 100.64 | 107.66 | 124.06 | 131.51 | 137.92 | 134.21 | 151.91 | 158.83 | 210.13 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
94.11 | 100.64 | 107.66 | 124.06 | 131.51 | 137.92 | 134.21 | 151.91 | 158.83 | 210.13 |
Free Cash Flow |
11,077.00 | 13,164.00 | 12,104.00 | 15,752.00 | 15,989.00 | 11,612.00 | 12,875.00 | 19,614.00 | 16,955.00 | 26,140.00 |
Working Capital |
15,883.00 | 19,139.00 | 4,400.00 | 11,058.00 | (25,450.00) | (16,769.00) | (1,748.00) | 2,663.00 | (6,013.00) | 19,356.00 |
Capital Expenditures |
(779.00) | (1,018.00) | (874.00) | (887.00) | (710.00) | (698.00) | (934.00) | (961.00) | (1,204.00) | (1,578.00) |
Net Current Asset Value |
(55,549.00) | (53,133.00) | (65,896.00) | (57,846.00) | (80,386.00) | (76,040.00) | (70,013.00) | (68,112.00) | (71,438.00) | (58,835.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Price to Operating Income |
8.18 | 8.78 | 4.96 | 7.00 | 14.13 | 4.06 | 3.94 | 8.36 | 11.55 | 57.45 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.66 | 0.61 | 0.57 | 0.76 | 0.82 | 0.83 | 0.74 | 0.74 | 0.72 | 0.94 |
Cash ROIC |
9.27% | 10.72% | 9.78% | 12.39% | 11.35% | 9.26% | 9.78% | 12.98% | 11.35% | 11.56% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.04 | 0.04 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
42,824.74 | 32,205.37 | 21,195.97 | 18,535.55 | 35,732.80 | 71,031.10 | 29,479.04 | 10,015.81 | 8,929.45 | 10,978.41 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
227,244.50 | 240,235.00 | 246,733.00 | 256,230.50 | 284,069.50 | 308,211.00 | 321,986.00 | 340,702.50 | 355,560.00 | 419,239.00 |
Average Assets |
345,540.50 | 361,363.00 | 369,115.50 | 381,451.50 | 405,983.50 | 426,991.50 | 443,815.00 | 466,856.50 | 484,304.00 | 579,576.50 |
Average Common Equity |
47,399.00 | 48,122.00 | 50,199.00 | 54,839.50 | 59,107.50 | 60,616.50 | 56,805.50 | 55,335.50 | 59,436.50 | 87,200.00 |
Columns are period end dates · fundamentals updated 9 Nov 2026