Saturday 17 October 2026
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CNFinance Holdings Limited Sponsored ADR
CNF Financial Mortgage Finance
CNFinance Holdings Limited Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $92.4 million, down 58.7% from fiscal 2024. Dividend growth for five consecutive years.
1.94
0.02
−1.02%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
5 | 6 | 7 | 7 | 5 | 6 | — | — | — | — |
P/E ratio |
1.78 | 2.79 | 6.47 | 5.00 | 29.14 | 16.84 | 3.54 | 5.57 | 0.00 | 0.00 |
P/S ratio |
0.16 | 0.25 | 0.58 | 0.38 | 0.98 | 1.06 | 0.61 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
0.24 | 0.14 | 0.33 | 0.27 | 0.43 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
(1.05) | 58.41 | 135.27 | 95.30 | 2.62 | 1.78 | 1.46 | 1.92 | 0.00 | 0.00 |
P/B ratio |
0.07 | 0.12 | 0.27 | 0.18 | 0.47 | 0.53 | 0.53 | 0.84 | 0.00 | 0.00 |
Price to Tangible BV |
0.07 | 0.12 | 0.27 | 0.18 | 0.47 | 0.53 | 0.53 | 0.84 | 0.00 | 0.00 |
EV/Sales |
2.49 | 4.31 | 4.23 | 3.50 | 4.06 | 3.22 | 2.45 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
3.20 | 2.33 | 2.28 | 2.43 | 1.77 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/FCF |
3.75 | 2.49 | 2.44 | 2.52 | 1.77 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Quick Ratio |
54.24 | 86.88 | 84.35 | 60.59 | 98.60 | 70.04 | 49.33 | 79.18 | 0.00 | 0.00 |
Current Ratio |
771.81 | 764.76 | 532.67 | 393.57 | 477.18 | 374.80 | 324.52 | 434.77 | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
33.56% | 50.59% | 54.57% | 54.14% | 56.21% | 50.34% | 57.75% | 79.18% | 0.00% | 79.79% |
Debt/Equity |
0.96 | 1.87 | 2.23 | 1.99 | 2.12 | 1.65 | 2.09 | 5.03 | 1.92 | 5.57 |
Asset Turnover |
0.05 | 0.10 | 0.12 | 0.13 | 0.14 | 0.15 | 0.19 | 0.32 | 0.89 | 0.10 |
Operating CF/Net income |
(0.18) | 20.04 | 10.36 | 6.79 | 10.58 | 9.75 | 2.43 | 1.55 | 2.42 | 1.61 |
Capex/Depreciation |
(0.20) | (0.62) | (65.30) | (39.91) | (0.85) | (0.18) | (0.33) | (0.89) | — | — |
| (12.32%) | 0.93% | 4.04% | 3.42% | 1.78% | 3.13% | 15.77% | 35.10% | 35.66% | 16.04% | |
| (3.72%) | 0.24% | 1.04% | 0.92% | 0.51% | 0.91% | 3.22% | 6.43% | 14.04% | 1.81% | |
ROIC |
(5.54%) | 0.29% | 1.19% | 1.09% | 0.62% | 1.30% | 4.85% | 4.81% | 0.00% | 0.00% |
Return on Tangible Assets |
(7.49%) | 0.32% | 1.21% | 1.09% | 0.57% | 1.04% | 4.43% | 4.70% | 2,627.28% | 1,181.30% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
110.87% | 47.56% | 49.91% | 49.60% | 52.97% | 52.57% | 34.46% | 27.57% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.93% | 0.41% | 0.30% | 1.02% | 3.29% | 0.51% | 0.93% | 0.00% | 0.00% |
Graham Net Nets |
1.15 | 2.52 | 1.23 | 2.67 | 0.55 | 1.31 | 1.41 | 0.79 | 0.00 | 0.00 |
Graham Number |
0.00 | 0.00 | 79.49 | 77.14 | 52.14 | 66.68 | 138.94 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
56.20% | 35.79% | 15.45% | 20.00% | 3.43% | 5.94% | 28.25% | 17.97% | 76,434.78% | 23,695.65% |
Free Cash Flow Yield |
419.64% | 697.65% | 301.26% | 368.54% | 234.27% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Revenue per Share |
13.48 | 32.60 | 38.20 | 41.15 | 41.78 | 39.82 | 65.38 | 103.37 | 76.90 | 30.07 |
Operating CF per Share |
1.71 | 15.36 | 35.14 | 19.92 | 15.59 | 23.65 | 27.41 | 32.18 | 29.29 | 8.80 |
Capex per Share |
(0.06) | (0.14) | (2.36) | (1.94) | (0.07) | (0.02) | (0.08) | (0.28) | 0.00 | 0.00 |
Free Cash Flow per Share |
1.65 | 15.21 | 32.79 | 17.98 | 15.51 | 23.63 | 27.33 | 31.89 | 29.29 | 8.80 |
Cash per Share |
8.71 | 27.02 | 44.60 | 41.54 | 53.98 | 43.84 | 38.80 | 80.64 | 28.15 | 5.23 |
Shareholders Equity per Share |
72.63 | 82.30 | 82.60 | 85.32 | 86.30 | 79.05 | 75.92 | 73.54 | 43.23 | 24.77 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
72.63 | 82.30 | 82.60 | 85.32 | 86.30 | 79.05 | 75.92 | 73.54 | 43.23 | 24.77 |
Free Cash Flow |
11.31 | 104.34 | 224.85 | 123.29 | 106.40 | 162.07 | 187.47 | 199.58 | 190.38 | 57.18 |
Working Capital |
848.97 | 1,629.41 | 1,927.96 | 1,846.04 | 1,787.93 | 1,604.74 | 1,745.03 | 2,764.52 | — | — |
Capital Expenditures |
(0.43) | (0.99) | (16.17) | (13.31) | (0.50) | (0.15) | (0.51) | (1.78) | (2.92) | (2.29) |
Net Current Asset Value |
(77.51) | 105.68 | 185.76 | 283.87 | 153.66 | 378.51 | 386.23 | 306.58 | (2,516.00) | (962.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.06 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
1.43 | 2.24 | 5.19 | 4.15 | 19.25 | 12.25 | 2.63 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.09 | 0.06 | 0.21 | 0.98 | 1.26 | 1.28 | 1.19 | 0.69 | 0.00 | 0.00 |
Cash ROIC |
1.09% | 5.77% | 10.54% | 6.06% | 4.80% | 9.34% | 10.00% | 6.08% | 18.98% | 5.24% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Days of Payables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Assets |
1,757.96 | 2,201.28 | 2,232.15 | 2,190.93 | 2,001.25 | 1,828.77 | 2,404.70 | 2,023.75 | 561.50 | 1,960.00 |
Average Common Equity |
531.24 | 565.43 | 575.80 | 588.49 | 566.97 | 531.41 | 490.45 | 370.59 | 221.00 | 221.00 |
Columns are period end dates