Saturday 17 October 2026
Export CNF’s income statement to Excel — free account
CNFinance Holdings Limited Sponsored ADR
CNF Financial Mortgage Finance
CNFinance Holdings Limited Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $92.4 million, down 58.7% from fiscal 2024. Dividend growth for five consecutive years.
1.94
0.02
−1.02%
Follow CNF
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | — | 6 | 5 | 7 | 7 | 6 | 5 |
P/E ratio |
0.00 | 0.00 | 5.57 | 3.54 | 16.84 | 29.14 | 5.00 | 6.47 | 2.79 | 1.78 |
P/S ratio |
0.00 | 0.00 | 0.00 | 0.61 | 1.06 | 0.98 | 0.38 | 0.58 | 0.25 | 0.16 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.43 | 0.27 | 0.33 | 0.14 | 0.24 |
P/Operating CF |
0.00 | 0.00 | 1.92 | 1.46 | 1.78 | 2.62 | 95.30 | 135.27 | 58.41 | (1.05) |
P/B ratio |
0.00 | 0.00 | 0.84 | 0.53 | 0.53 | 0.47 | 0.18 | 0.27 | 0.12 | 0.07 |
Price to Tangible BV |
0.00 | 0.00 | 0.84 | 0.53 | 0.53 | 0.47 | 0.18 | 0.27 | 0.12 | 0.07 |
EV/Sales |
0.00 | 0.00 | 0.00 | 2.45 | 3.22 | 4.06 | 3.50 | 4.23 | 4.31 | 2.49 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.77 | 2.43 | 2.28 | 2.33 | 3.20 |
EV/FCF |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.77 | 2.52 | 2.44 | 2.49 | 3.75 |
Quick Ratio |
0.00 | 0.00 | 79.18 | 49.33 | 70.04 | 98.60 | 60.59 | 84.35 | 86.88 | 54.24 |
Current Ratio |
— | — | 434.77 | 324.52 | 374.80 | 477.18 | 393.57 | 532.67 | 764.76 | 771.81 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
79.79% | 0.00% | 79.18% | 57.75% | 50.34% | 56.21% | 54.14% | 54.57% | 50.59% | 33.56% |
Debt/Equity |
5.57 | 1.92 | 5.03 | 2.09 | 1.65 | 2.12 | 1.99 | 2.23 | 1.87 | 0.96 |
Asset Turnover |
0.10 | 0.89 | 0.32 | 0.19 | 0.15 | 0.14 | 0.13 | 0.12 | 0.10 | 0.05 |
Operating CF/Net income |
1.61 | 2.42 | 1.55 | 2.43 | 9.75 | 10.58 | 6.79 | 10.36 | 20.04 | (0.18) |
Capex/Depreciation |
— | — | (0.89) | (0.33) | (0.18) | (0.85) | (39.91) | (65.30) | (0.62) | (0.20) |
| 16.04% | 35.66% | 35.10% | 15.77% | 3.13% | 1.78% | 3.42% | 4.04% | 0.93% | (12.32%) | |
| 1.81% | 14.04% | 6.43% | 3.22% | 0.91% | 0.51% | 0.92% | 1.04% | 0.24% | (3.72%) | |
ROIC |
0.00% | 0.00% | 4.81% | 4.85% | 1.30% | 0.62% | 1.09% | 1.19% | 0.29% | (5.54%) |
Return on Tangible Assets |
1,181.30% | 2,627.28% | 4.70% | 4.43% | 1.04% | 0.57% | 1.09% | 1.21% | 0.32% | (7.49%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 27.57% | 34.46% | 52.57% | 52.97% | 49.60% | 49.91% | 47.56% | 110.87% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.93% | 0.51% | 3.29% | 1.02% | 0.30% | 0.41% | 0.93% | 0.00% |
Graham Net Nets |
0.00 | 0.00 | 0.79 | 1.41 | 1.31 | 0.55 | 2.67 | 1.23 | 2.52 | 1.15 |
Graham Number |
0.00 | 0.00 | 0.00 | 138.94 | 66.68 | 52.14 | 77.14 | 79.49 | 0.00 | 0.00 |
Earnings Yield |
23,695.65% | 76,434.78% | 17.97% | 28.25% | 5.94% | 3.43% | 20.00% | 15.45% | 35.79% | 56.20% |
Free Cash Flow Yield |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 234.27% | 368.54% | 301.26% | 697.65% | 419.64% |
Revenue per Share |
30.07 | 76.90 | 103.37 | 65.38 | 39.82 | 41.78 | 41.15 | 38.20 | 32.60 | 13.48 |
Operating CF per Share |
8.80 | 29.29 | 32.18 | 27.41 | 23.65 | 15.59 | 19.92 | 35.14 | 15.36 | 1.71 |
Capex per Share |
0.00 | 0.00 | (0.28) | (0.08) | (0.02) | (0.07) | (1.94) | (2.36) | (0.14) | (0.06) |
Free Cash Flow per Share |
8.80 | 29.29 | 31.89 | 27.33 | 23.63 | 15.51 | 17.98 | 32.79 | 15.21 | 1.65 |
Cash per Share |
5.23 | 28.15 | 80.64 | 38.80 | 43.84 | 53.98 | 41.54 | 44.60 | 27.02 | 8.71 |
Shareholders Equity per Share |
24.77 | 43.23 | 73.54 | 75.92 | 79.05 | 86.30 | 85.32 | 82.60 | 82.30 | 72.63 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
24.77 | 43.23 | 73.54 | 75.92 | 79.05 | 86.30 | 85.32 | 82.60 | 82.30 | 72.63 |
Free Cash Flow |
57.18 | 190.38 | 199.58 | 187.47 | 162.07 | 106.40 | 123.29 | 224.85 | 104.34 | 11.31 |
Working Capital |
— | — | 2,764.52 | 1,745.03 | 1,604.74 | 1,787.93 | 1,846.04 | 1,927.96 | 1,629.41 | 848.97 |
Capital Expenditures |
(2.29) | (2.92) | (1.78) | (0.51) | (0.15) | (0.50) | (13.31) | (16.17) | (0.99) | (0.43) |
Net Current Asset Value |
(962.00) | (2,516.00) | 306.58 | 386.23 | 378.51 | 153.66 | 283.87 | 185.76 | 105.68 | (77.51) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.06 | 0.00 | 0.00 |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 2.63 | 12.25 | 19.25 | 4.15 | 5.19 | 2.24 | 1.43 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.69 | 1.19 | 1.28 | 1.26 | 0.98 | 0.21 | 0.06 | 0.09 |
Cash ROIC |
5.24% | 18.98% | 6.08% | 10.00% | 9.34% | 4.80% | 6.06% | 10.54% | 5.77% | 1.09% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
— | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Inventory Turnover |
— | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Days of Inventory on Hand |
— | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Assets |
1,960.00 | 561.50 | 2,023.75 | 2,404.70 | 1,828.77 | 2,001.25 | 2,190.93 | 2,232.15 | 2,201.28 | 1,757.96 |
Average Common Equity |
221.00 | 221.00 | 370.59 | 490.45 | 531.41 | 566.97 | 588.49 | 575.80 | 565.43 | 531.24 |
Columns are period end dates