Saturday 17 October 2026 Export CIVB’s income statement to Excel — free account

Civista Bancshares, Inc.

Civista Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.0 million, up 4.30% from fiscal 2024. In the quarter to June 2026, revenue grew 4.29%, EPS fell 2.82%, free cash flow grew 44.5% and total debt fell 57.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten; insiders bought in the last twelve months.

26.85 0.00 0.00%

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Market cap: $558.0M
P/E: 9.9×
Fwd P/E: 9.4×
Dividend yield: 2.64%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	7.58	8.35	8.38	10.45
P/S ratio Full definition →		1.52	1.52	1.82	2.24
P/FCF ratio Full definition →		6.90	8.90	9.09	10.23
P/Operating CF Full definition →		20.10	40.27	38.74	34.16
P/B ratio Full definition →		0.76	0.71	0.85	1.03
Price to Tangible BV Full definition →		1.04	0.97	1.15	1.38
EV/Sales Full definition →		2.62	2.33	2.31	2.89
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		11.78	13.73	11.52	13.03
EV/FCF Full definition →		11.95	13.65	11.50	13.20
Quick Ratio Full definition →		0.02	0.02	0.02	0.02
Current Ratio Full definition →		0.96	0.95	0.93	0.95
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		8.31%	6.55%	4.85%	5.39%
Debt/Equity Full definition →		0.69	0.52	0.38	0.41
Asset Turnover Full definition →		0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →		1.49	0.79	0.81	1.20
Capex/Depreciation Full definition →		0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		43.48%	47.26%	43.76%	45.35%
Intangible Assets out of Total Assets Full definition →		0.03	0.03	0.03	0.03
Share Based Compensation of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →		(1.24)	(1.20)	(0.96)	(0.73)
Graham Number Full definition →		40.04	43.21	40.40	40.78
Earnings Yield Full definition →		13.20%	11.97%	11.94%	9.57%
Free Cash Flow Yield Full definition →		14.50%	11.24%	11.00%	9.78%
Revenue per Share Full definition →		3.46	3.77	3.15	3.17
Operating CF per Share Full definition →		1.01	0.55	0.59	0.83
Capex per Share Full definition →		(0.08)	0.07	(0.02)	0.00
Free Cash Flow per Share Full definition →		0.93	0.62	0.57	0.82
Cash per Share Full definition →		3.34	4.44	4.03	2.98
Shareholders Equity per Share Full definition →		26.59	31.20	26.67	27.37
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		26.59	31.20	26.67	27.37
Free Cash Flow Full definition →		17.50	10.78	11.83	17.01
Working Capital Full definition →		(125.61)	(176.09)	(237.24)	(191.14)
Capital Expenditures Full definition →		(1.47)	1.17	(0.35)	(0.09)
Net Current Asset Value Full definition →		(473.72)	(466.02)	(451.71)	(429.22)
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.02	(0.02)	0.01	0.00
Price to Operating Income Full definition →		7.35	7.01	7.70	8.91
Other line items
Average Payables Full definition →		3,227.10	3,339.17	3,370.39	3,327.23
Average Assets Full definition →		4,087.38	4,217.46	4,222.52	4,240.08
Average Common Equity Full definition →		446.73	465.99	474.84	485.46

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Columns are period end dates

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