Friday 6 November 2026
Export CIVB’s income statement to Excel — free account
Civista Bancshares, Inc.
CIVB Financial Banks Regional
Civista Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.0 million, up 4.30% from fiscal 2024.
- Revenue
- +4.29%
- EPS
- +13.2%
- Free cash flow
- +57.6%
- Total debt
- −57.5%
Quarter to September 2026, against a year earlier
28.33
0.17
+0.60%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 5 Nov | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
8.35 | 8.38 | 10.45 | — |
P/S ratio |
1.52 | 1.82 | 2.24 | — | |
P/FCF ratio |
8.90 | 9.09 | 10.23 | — | |
P/Operating CF |
40.27 | 38.74 | 34.16 | — | |
P/B ratio |
0.71 | 0.85 | 1.03 | — | |
Price to Tangible BV |
0.97 | 1.15 | 1.38 | — | |
EV/Sales |
2.33 | 2.31 | 2.89 | — | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | — | |
EV/Operating CF |
13.73 | 11.52 | 13.03 | — | |
EV/FCF |
13.65 | 11.50 | 13.20 | — | |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.00 | |
Current Ratio |
0.95 | 0.93 | 0.95 | — | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
6.55% | 4.85% | 5.39% | 0.00% | |
Debt/Equity |
0.52 | 0.38 | 0.41 | 0.00 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.00 | |
Operating CF/Net income |
0.79 | 0.81 | 1.20 | 0.00 | |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | — | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | — | |
Selling, General and Administrative Expense of Revenue |
47.26% | 43.76% | 45.35% | — | |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | — | |
Graham Net Nets |
(1.20) | (0.96) | (0.73) | — | |
Graham Number |
43.21 | 40.40 | 40.78 | — | |
Earnings Yield |
11.97% | 11.94% | 9.57% | — | |
Free Cash Flow Yield |
11.24% | 11.00% | 9.78% | — | |
Revenue per Share |
3.77 | 3.15 | 3.17 | 0.00 | |
Operating CF per Share |
0.55 | 0.59 | 0.83 | 1.33 | |
Capex per Share |
0.07 | (0.02) | 0.00 | 0.00 | |
Free Cash Flow per Share |
0.62 | 0.57 | 0.82 | 1.33 | |
Cash per Share |
4.44 | 4.03 | 2.98 | 3.27 | |
Shareholders Equity per Share |
31.20 | 26.67 | 27.37 | 26.71 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
31.20 | 26.67 | 27.37 | 26.71 | |
Free Cash Flow |
10.78 | 11.83 | 17.01 | 27.58 | |
Working Capital |
(176.09) | (237.24) | (191.14) | — | |
Capital Expenditures |
1.17 | (0.35) | (0.09) | — | |
Net Current Asset Value |
(466.02) | (451.71) | (429.22) | (3,752.18) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | — | |
Capex to Sales |
(0.02) | 0.01 | 0.00 | — | |
Price to Operating Income |
7.01 | 7.70 | 8.91 | — | |
| Other line items | |||||
Average Payables |
3,339.17 | 3,370.39 | 3,327.23 | 3,354.07 | |
Average Assets |
4,217.46 | 4,222.52 | 4,240.08 | 4,209.13 | |
Average Common Equity |
465.99 | 474.84 | 485.46 | 525.88 |
Columns are period end dates · fundamentals updated 5 Nov 2026