Saturday 17 October 2026 Export CIVB’s income statement to Excel — free account

Civista Bancshares, Inc.

Civista Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.0 million, up 4.30% from fiscal 2024. In the quarter to June 2026, revenue grew 4.29%, EPS fell 2.82%, free cash flow grew 44.5% and total debt fell 57.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten; insiders bought in the last twelve months.

26.85 0.00 0.00%

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Market cap: $558.0M
P/E: 9.9×
Fwd P/E: 9.4×
Dividend yield: 2.64%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	10.45	8.38	8.35	7.58	+8 more quarters Free account
P/S ratio Full definition →	2.24	1.82	1.52	1.52
P/FCF ratio Full definition →	10.23	9.09	8.90	6.90
P/Operating CF Full definition →	34.16	38.74	40.27	20.10
P/B ratio Full definition →	1.03	0.85	0.71	0.76
Price to Tangible BV Full definition →	1.38	1.15	0.97	1.04
EV/Sales Full definition →	2.89	2.31	2.33	2.62
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	13.03	11.52	13.73	11.78
EV/FCF Full definition →	13.20	11.50	13.65	11.95
Quick Ratio Full definition →	0.02	0.02	0.02	0.02
Current Ratio Full definition →	0.95	0.93	0.95	0.96
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	5.39%	4.85%	6.55%	8.31%
Debt/Equity Full definition →	0.41	0.38	0.52	0.69
Asset Turnover Full definition →	0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →	1.20	0.81	0.79	1.49
Capex/Depreciation Full definition →	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	45.35%	43.76%	47.26%	43.48%
Intangible Assets out of Total Assets Full definition →	0.03	0.03	0.03	0.03
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(0.73)	(0.96)	(1.20)	(1.24)
Graham Number Full definition →	40.78	40.40	43.21	40.04
Earnings Yield Full definition →	9.57%	11.94%	11.97%	13.20%
Free Cash Flow Yield Full definition →	9.78%	11.00%	11.24%	14.50%
Revenue per Share Full definition →	3.17	3.15	3.77	3.46
Operating CF per Share Full definition →	0.83	0.59	0.55	1.01
Capex per Share Full definition →	0.00	(0.02)	0.07	(0.08)
Free Cash Flow per Share Full definition →	0.82	0.57	0.62	0.93
Cash per Share Full definition →	2.98	4.03	4.44	3.34
Shareholders Equity per Share Full definition →	27.37	26.67	31.20	26.59
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	27.37	26.67	31.20	26.59
Free Cash Flow Full definition →	17.01	11.83	10.78	17.50
Working Capital Full definition →	(191.14)	(237.24)	(176.09)	(125.61)
Capital Expenditures Full definition →	(0.09)	(0.35)	1.17	(1.47)
Net Current Asset Value Full definition →	(429.22)	(451.71)	(466.02)	(473.72)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.00	0.01	(0.02)	0.02
Price to Operating Income Full definition →	8.91	7.70	7.01	7.35
Other line items
Average Payables Full definition →	3,327.23	3,370.39	3,339.17	3,227.10
Average Assets Full definition →	4,240.08	4,222.52	4,217.46	4,087.38
Average Common Equity Full definition →	485.46	474.84	465.99	446.73

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Columns are period end dates

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