Saturday 17 October 2026
Export CIVB’s income statement to Excel — free account
Civista Bancshares, Inc.
CIVB Financial Banks Regional
Civista Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $255.0 million, up 4.30% from fiscal 2024. In the quarter to June 2026, revenue grew 4.29%, EPS fell 2.82%, free cash flow grew 44.5% and total debt fell 57.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten; insiders bought in the last twelve months.
26.85
0.00
0.00%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
7.58 | 8.35 | 8.38 | 10.45 |
P/S ratio |
1.52 | 1.52 | 1.82 | 2.24 | |
P/FCF ratio |
6.90 | 8.90 | 9.09 | 10.23 | |
P/Operating CF |
20.10 | 40.27 | 38.74 | 34.16 | |
P/B ratio |
0.76 | 0.71 | 0.85 | 1.03 | |
Price to Tangible BV |
1.04 | 0.97 | 1.15 | 1.38 | |
EV/Sales |
2.62 | 2.33 | 2.31 | 2.89 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
11.78 | 13.73 | 11.52 | 13.03 | |
EV/FCF |
11.95 | 13.65 | 11.50 | 13.20 | |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.02 | |
Current Ratio |
0.96 | 0.95 | 0.93 | 0.95 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
8.31% | 6.55% | 4.85% | 5.39% | |
Debt/Equity |
0.69 | 0.52 | 0.38 | 0.41 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
1.49 | 0.79 | 0.81 | 1.20 | |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
43.48% | 47.26% | 43.76% | 45.35% | |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(1.24) | (1.20) | (0.96) | (0.73) | |
Graham Number |
40.04 | 43.21 | 40.40 | 40.78 | |
Earnings Yield |
13.20% | 11.97% | 11.94% | 9.57% | |
Free Cash Flow Yield |
14.50% | 11.24% | 11.00% | 9.78% | |
Revenue per Share |
3.46 | 3.77 | 3.15 | 3.17 | |
Operating CF per Share |
1.01 | 0.55 | 0.59 | 0.83 | |
Capex per Share |
(0.08) | 0.07 | (0.02) | 0.00 | |
Free Cash Flow per Share |
0.93 | 0.62 | 0.57 | 0.82 | |
Cash per Share |
3.34 | 4.44 | 4.03 | 2.98 | |
Shareholders Equity per Share |
26.59 | 31.20 | 26.67 | 27.37 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
26.59 | 31.20 | 26.67 | 27.37 | |
Free Cash Flow |
17.50 | 10.78 | 11.83 | 17.01 | |
Working Capital |
(125.61) | (176.09) | (237.24) | (191.14) | |
Capital Expenditures |
(1.47) | 1.17 | (0.35) | (0.09) | |
Net Current Asset Value |
(473.72) | (466.02) | (451.71) | (429.22) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.02 | (0.02) | 0.01 | 0.00 | |
Price to Operating Income |
7.35 | 7.01 | 7.70 | 8.91 | |
| Other line items | |||||
Average Payables |
3,227.10 | 3,339.17 | 3,370.39 | 3,327.23 | |
Average Assets |
4,087.38 | 4,217.46 | 4,222.52 | 4,240.08 | |
Average Common Equity |
446.73 | 465.99 | 474.84 | 485.46 |
Columns are period end dates