Saturday 17 October 2026 Export CHMG’s income statement to Excel — free account

Chemung Financial Corp

Chemung Financial Corp’s revenue for fiscal 2025 (year ended December 2025) was $140.8 million, down 6.64% from fiscal 2024. In the quarter to June 2026, revenue grew 85.4%, EPS grew 234.8%, free cash flow fell 18.1% and total debt rose 33.3%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years.

80.83 1.23 +1.55%

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Market cap: $383.8M
P/E: 11.6×
Fwd P/E: 9.9×
Dividend yield: 1.71%
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
Piotroski F-Score Full definition →	7	5	5	6	+8 more TTM periods Free account
ROE Full definition →	13.28%	7.44%	6.43%	5.70%
ROA Full definition →	1.18%	0.66%	0.55%	0.49%
ROIC Full definition →	8.26%	4.52%	3.67%	5.55%
Return on Tangible Assets Full definition →	33.84%	24.99%	21.48%	(60.29%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →	9.42	9.85	9.50	7.09
Free Cash Flow Full definition →	45.56	47.53	45.63	34.11
Capital Expenditures Full definition →	(1.28)	0.17	0.13	(1.29)
Other line items
Cash ROIC Full definition →	9.48%	10.82%	10.38%	8.52%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.02	0.02	0.02	0.02
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	20,645.46	19,283.35	18,144.31	17,905.08
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00
Tax Rate Full definition →	(0.24)	(0.24)	(0.24)	(0.19)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	46.98%	52.57%	53.39%	53.42%
Share Based Compensation of Revenue Full definition →	0.94%	1.04%	1.03%	0.94%
Operating CF/Net income Full definition →	1.40	2.59	3.01	2.67
Depreciation/Fixed assets Full definition →	0.24	0.26	0.27	0.28
Capex/Depreciation Full definition →	(0.36)	0.04	0.03	(0.30)
Revenue per Share Full definition →	33.52	29.66	29.30	28.80
Operating CF per Share Full definition →	9.68	9.81	9.47	7.36
Capex per Share Full definition →	(0.27)	0.03	0.03	(0.27)
Capex to Sales Full definition →	0.01	0.00	0.00	0.01

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Columns are period end dates

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