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Friday 6 November 2026
Export CHMG’s income statement to Excel — free account
Chemung Financial Corp
CHMG Financial Banks Regional
Chemung Financial Corp’s revenue for fiscal 2025 (year ended December 2025) was $140.8 million, down 6.64% from fiscal 2024.
- Revenue
- +6.14%
- EPS
- +62.4%
- Free cash flow
- −3.80%
- Total debt
- +33.3%
Quarter to September 2026, against a year earlier
85.23
0.35
+0.41%
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| Sep '26 From the 10-Q filed 5 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
10.15 | 10.72 | 14.20 | 17.77 |
+8 more quarters Free account |
P/S ratio |
2.38 | 2.23 | 1.81 | 1.90 | |
P/FCF ratio |
8.75 | 7.92 | 5.46 | 5.87 | |
P/Operating CF |
34.29 | 39.07 | 28.73 | 16.41 | |
P/B ratio |
1.43 | 1.33 | 0.99 | 1.05 | |
Price to Tangible BV |
1.55 | 1.45 | 1.08 | 1.15 | |
EV/Sales |
— | 2.62 | 2.30 | 2.50 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 9.06 | 6.96 | 7.75 | |
EV/FCF |
— | 9.32 | 6.93 | 7.73 | |
Quick Ratio |
0.03 | 0.03 | 0.02 | 0.02 | |
Current Ratio |
0.00 | 1.04 | 1.02 | 1.02 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
0.00% | 4.86% | 4.48% | 4.97% | |
Debt/Equity |
0.00 | 0.51 | 0.47 | 0.53 | |
Asset Turnover |
0.06 | 0.06 | 0.05 | 0.05 | |
Operating CF/Net income |
0.90 | 1.05 | 0.98 | 2.11 | |
Capex/Depreciation |
— | (0.35) | (0.15) | (0.48) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
36.47% | 48.03% | 45.27% | 47.76% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
1.05% | 0.93% | 0.85% | 1.14% | |
Graham Net Nets |
(0.27) | (0.21) | (0.34) | (0.38) | |
Graham Number |
100.67 | 93.55 | 68.17 | 61.20 | |
Earnings Yield |
9.86% | 9.33% | 7.04% | 5.63% | |
Free Cash Flow Yield |
11.43% | 12.63% | 18.30% | 17.02% | |
Revenue per Share |
8.77 | 8.56 | 8.27 | 8.51 | |
Operating CF per Share |
2.36 | 1.91 | 1.87 | 3.40 | |
Capex per Share |
0.00 | (0.07) | (0.03) | (0.09) | |
Free Cash Flow per Share |
2.36 | 1.84 | 1.85 | 3.31 | |
Cash per Share |
14.84 | 15.11 | 11.06 | 10.43 | |
Shareholders Equity per Share |
56.52 | 55.88 | 54.49 | 53.02 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
56.52 | 55.88 | 54.49 | 53.02 | |
Free Cash Flow |
11.41 | 8.91 | 8.91 | 15.88 | |
Working Capital |
(2,411.72) | 84.23 | 58.09 | 54.93 | |
Capital Expenditures |
— | (0.32) | (0.13) | (0.45) | |
Net Current Asset Value |
(2,577.83) | (75.76) | (87.51) | (102.00) | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.00 | 0.01 | 0.00 | 0.01 | |
Price to Operating Income |
7.73 | 8.17 | 10.78 | 13.45 | |
| Other line items | |||||
Average Payables |
2,371.88 | 2,416.45 | 2,373.65 | 2,333.78 | |
Average Assets |
2,773.99 | 2,836.35 | 2,772.72 | 2,743.19 | |
Average Common Equity |
259.41 | 252.66 | 245.62 | 235.01 |
Columns are period end dates · fundamentals updated 5 Nov 2026