Cryo-Cell International Inc.

CCEL Healthcare Medical Care Facilities

Cryo-Cell International Inc.’s revenue for fiscal 2025 (year ended November 2025) was $31.6 million, down 1.31% from fiscal 2024. In the quarter to August 2026, revenue was flat, EPS grew 77.8%, free cash flow fell 58.4% and total debt fell 29.5%, each against the same quarter a year earlier.

4.42 0.77 +21.10%
Market cap
$29.4M
P/E
0.0×
Fwd P/E
43.8×
Dividend yield
0.00%
F-score
6/9
Altman Z
−0.23
Beneish M
−3.17
Dividend safety
20/100

Cryo-Cell International Inc. (CCEL) Altman Z-score

Alert me on Altman Z-score

Cryo-Cell International Inc.'s Altman Z-score for fiscal 2025 is −0.23, in the distress zone (below 1.81).

Altman Z-score, annual

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Annual newest first

Period Altman Z-score Change (points)
FY2025 −0.23 (0.57)
FY2024 0.34 1.05
FY2023 −0.72 (1.07)
FY2022 0.36 (0.92)
FY2021 1.27 (0.13)
FY2020 1.40 0.30
FY2019 1.11 0.23
FY2018 0.88 (0.32)
FY2017 1.20 1.52
FY2016 −0.32 (0.84)

How fiscal 2025’s score is made up

Component This year Year before Result Points
Working capital / total assets (0.13) — −0.16
Retained earnings / total assets (0.62) — −0.87
EBIT / total assets 0.01 — 0.03
Market value of equity / total liabilities 0.43 — 0.26
Sales / total assets 0.51 — 0.51
Altman Z-score Distress zone −0.23
Z″ Variant for non-manufacturing and asset-light companies (drops the sales/assets term, uses book equity) Distress zone −3.07

How the Altman Z-score works

Z = 1.2 × working capital ÷ total assets + 1.4 × retained earnings ÷ total assets + 3.3 × EBIT ÷ total assets + 0.6 × market value of equity ÷ total liabilities + 1.0 × revenue ÷ total assets (Altman, 1968). The market value of equity is the close on the last trading day of the fiscal year times weighted basic shares.

Z″ = 6.56 × working capital ÷ total assets + 3.26 × retained earnings ÷ total assets + 6.72 × EBIT ÷ total assets + 1.05 × book equity ÷ total liabilities (Altman, Hartzell and Peck, 1995), the variant for non-manufacturing and asset-light companies.

Zone Z Z″
Safe zoneabove 2.99above 2.60
Grey zone1.81–2.991.10–2.60
Distress zonebelow 1.81below 1.10

Not worked out for banks, insurers and REITs, whose balance sheets the model does not describe, nor when a figure is missing or there is no share price in the week to the fiscal year end.

Altman Z-score against peers

What Altman Z-score is

The Altman Z-Score weighs working capital, retained earnings, operating profit, market value and sales against assets and debts to gauge the risk of distress.

1.2 × working capital ÷ total assets + 1.4 × retained earnings ÷ total assets + 3.3 × EBIT ÷ total assets + 0.6 × market value of equity ÷ total liabilities + 1.0 × revenue ÷ total assets

The full definition of Altman Z-score →

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