Pricing Log in Create free account

Citigroup Inc. (C) vs Wells Fargo & Company (WFC)

Citigroup Inc. and Wells Fargo & Company are both Banks Diversified companies. Wells Fargo & Company is the larger, with a market value of $254.6B against $198.7B — 1.3× the size. Citigroup Inc. trades at the lower P/E: 11.6× against 11.9×. Wells Fargo & Company grew revenue faster over the last twelve months: 6.24% against 4.74%. Wells Fargo & Company has the higher net margin (16.9% vs 10.4%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; Wells Fargo & Company yields more (2.76% vs 2.13%). Across the 17 metrics below, Wells Fargo & Company leads on 10 and Citigroup Inc. on 7.

Valuation

Metric C WFC Banks Diversified median
P/E 11.62 11.86 11.69
P/S 1.26 1.97 2.57
P/B 1.15 1.59 1.53
Price to free cash flow n/m 8.91 8.83
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.60% 8.44% 8.55%
Free cash flow yield (11.01%) 11.22% 7.95%

Profitability

Metric C WFC Banks Diversified median
Gross margin 52.85% 66.99% 67.14%
Operating margin 0.00% 0.00% 0.00%
Net margin 10.37% 16.88% 18.44%
Free cash flow margin 0.00% 22.20% 0.00%
Return on equity 9.40% 13.43% 11.03%
Return on assets 0.65% 1.02% 0.80%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric C WFC Banks Diversified median
Revenue growth (TTM) 4.74% 6.24% 5.49%
EPS growth (last fiscal year) 17.68% 16.57% 19.95%
Revenue growth, 5-year CAGR 13.63% 8.48% 14.34%
Net income growth, 5-year CAGR 5.68% 62.58% 10.77%

Health

Metric C WFC Banks Diversified median
Debt to equity 1.63 1.03 1.10
Current ratio 1.05 0.89 0.89
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric C WFC Banks Diversified median
Dividend yield 2.13% 2.76% 2.29%
Payout ratio 0.25 0.33 0.27

Size

Metric C WFC Banks Diversified median
Market cap 198.69b 254.56b 155.56b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack