Citigroup Inc.
Citigroup Inc.’s revenue for fiscal 2025 (year ended December 2025) was $168.3 billion, down 1.20% from fiscal 2024. In the quarter to September 2026, revenue grew 4.08%, EPS grew 52.4%, free cash flow grew 33.2% and total debt rose 9.48%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years.
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Citigroup Inc. (C) Gross margin
Citigroup Inc.'s gross margin over the twelve months to 30 September 2026 was 52.9%, up 2.2 percentage points from fiscal 2025 (50.6%). Over the past ten years it has ranged from 47.4% (fiscal 2024) to 90.0% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Banks Diversified industry median of 67.1% and below the Financial sector median of 69.9%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 50.6% | 3.25 |
| FY2024 | 47.4% | (2.52) |
| FY2023 | 49.9% | (24.62) |
| FY2022 | 74.5% | (15.48) |
| FY2021 | 90.0% | 5.02 |
| FY2020 | 85.0% | 12.43 |
| FY2019 | 72.6% | (2.45) |
| FY2018 | 75.0% | (6.42) |
| FY2017 | 81.4% | (3.55) |
| FY2016 | 85.0% | (1.52) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 52.3% | (2.41) |
| Jun 2026 | 54.7% | (0.80) |
| Mar 2026 | 55.5% | 6.83 |
| Dec 2025 | 48.6% | (1.75) |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | 100.0% |
| HSBC HSBC Holdings plc compare | 100.0% |
| UBS UBS Group AG compare | 73.2% |
| WFC Wells Fargo & Company compare | 67.0% |
| MUFG Mitsubishi UFJ Financial Group, Inc. compare | 65.5% |
| BAC Bank of America Corporation compare | 62.8% |
| SMFG Sumitomo Mitsui Financial Group Inc compare | 60.4% |
| C Citigroup Inc. | 52.9% |
| SAN Banco Santander, S.A. compare | 50.2% |
| Banks Diversified industry median | 67.1% |
| Financial sector median | 69.9% |
| Market median | 46.2% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement