Saturday 17 October 2026 Export BOKF’s income statement to Excel — free account

BOK Financial Corporation

BOK Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.4 billion, down 2.78% from fiscal 2024. In the quarter to June 2026, revenue grew 3.20%, EPS grew 33.3%, free cash flow grew 1,441.5% and total debt fell 16.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.

124.88 0.12 −0.10%

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Market cap: $7.6B
P/E: 11.8×
Fwd P/E: 12.5×
Dividend yield: 2.02%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 2.14

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	1	1	—	—	1	2	—	1	2	—	—

Insider Ownership 63.12%

Capital & Financial Ratios $m

Market Cap 7,600.00

Revenue 3,429.16

Net Income 650.44

Free Cash Flow 1,419.40

Net Debt (3,003.70)

Current Ratio 0.81

Debt/Equity 0.57

P/E ratio 11.77

Fwd P/E 12.50

P/S ratio 2.19

P/B ratio 1.23

Past 5Y EPS Growth 8.18%

This Y EPS Growth 15.62%

Next Y EPS Growth 1.08%

Next Y revenue growth (32.56%)

Next 5Y EPS Growth 8.09%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 34.17%

10-year low 10-year high

P/S against its own 10 years 28.86%

10-year low 10-year high

P/B against its own 10 years 50.02%

10-year low 10-year high

Dividends

Payout Ratio 0.24

Annual Dividend Rate 2.52

Annual Dividend Yield 2.02%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.48	0.63 0.63 0.63
2025	2.34	0.57 0.57 0.57 0.63
2024	2.22	0.55 0.55 0.55 0.57
2023	2.17	0.54 0.54 0.54 0.55
2022	2.13	0.53 0.53 0.53 0.54
2021	2.09	0.52 0.52 0.52 0.53
2020	2.05	0.51 0.51 0.51 0.52
2019	2.01	0.50 0.50 0.50 0.51
2018	1.90	0.45 0.45 0.50 0.50
2017	1.77	0.44 0.44 0.44 0.45
2016	1.73	0.43 0.43 0.43 0.44

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	6,542	6,334	7,051	6,474
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	30,936	30,532	32,876	33,715

	2023	2024	2025	Q'26
Payables	34,020	38,191	39,435	39,856
ST’ Debt	—	—	—	—
Other	—	—	—	—
	35,481	39,836	41,310	41,652

Compound Annual Growth %

	10y	5y	3y
Sales	9.02%	9.86%	18.41%
Cash Flow	9.59%	0.00%	(47.54%)
Earnings	7.25%	5.83%	3.58%
Book Value	6.12%	2.27%	8.10%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	827	877	—	—	—
’25	805	850	855	870	3,379
’24	807	932	889	849	3,476
’23	695	779	815	843	3,132
’22	371	463	553	649	2,035
’21	475	487	523	450	1,936
’20	529	540	525	518	2,111

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(249)	1,123	—	—	—
’25	20	89	868	(238)	740
’24	179	464	247	541	1,430
’23	2,465	(3,025)	1,088	(462)	66
’22	3,933	2,502	909	(2,222)	5,122
’21	(219)	(269)	404	(3,609)	(3,693)
’20	(1,743)	2,529	(426)	(777)	(416)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(276)	1,100	—	—	—
’25	(23)	71	846	(251)	644
’24	143	425	215	501	1,284
’23	2,413	(3,042)	1,065	(496)	(60)
’22	3,905	2,422	883	(2,242)	4,968
’21	(238)	(274)	440	(3,659)	(3,732)
’20	(1,768)	2,513	(439)	(791)	(484)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	2.58	2.92	—	—	—
’25	1.86	2.19	2.22	2.89	9.17
’24	1.29	2.54	2.18	2.12	8.14
’23	2.43	2.27	2.04	1.26	8.02
’22	0.91	1.96	2.32	2.51	7.68
’21	2.10	2.40	2.74	1.71	8.95
’20	0.88	0.92	2.19	2.21	6.19

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	44.13	73.44	69.96	72.29	34.57	67.99	70.21	62.42	77.86	85.08	Analyst estimates 2026–2028 Powerpack
	High	85.00	93.97	107.00	93.72	87.97	110.75	120.20	106.47	121.58	122.16
People
People	Employees	4,884	4,930	5,313	5,107	4,915	4,711	4,791	4,877	5,056	5,034
	Revenue/emp, $m	0.31	0.34	0.35	0.44	0.43	0.41	0.42	0.64	0.69	0.67
Income, $m
Income, $m	Revenue	1,503	1,668	1,845	2,227	2,111	1,936	2,035	3,132	3,476	3,379
	Gross margin, %	94.55	92.14	86.80	81.18	92.40	96.80	91.12	65.83	58.99	64.37
	EBT	339	518	565	631	564	796	660	683	667	741
	EBT margin, %	22.53	31.07	30.65	28.33	26.71	41.13	32.43	21.81	19.18	21.92
	Net income	232	336	446	501	435	616	520	531	524	578
	Depreciation	89	83	92	78	104	121	117	90	60	58
Per share, $
Per share, $	Revenue	23.09	25.76	27.69	31.46	30.23	28.22	30.28	47.71	54.53	53.96
	Earnings	3.53	5.11	6.63	7.03	6.19	8.95	7.68	8.02	8.14	9.17
	Cash flow	(1.41)	3.32	(8.28)	(6.69)	(5.96)	(53.83)	76.21	1.01	22.44	11.81
	Capex	(0.01)	0.36	(0.83)	(4.55)	(0.97)	(0.57)	(2.30)	(1.92)	(2.30)	(1.53)
	Free cash flow	(1.43)	3.68	(9.11)	(11.24)	(6.93)	(54.41)	73.91	(0.91)	20.14	10.28
	Book value	50.80	54.34	66.68	68.71	75.77	78.27	69.74	78.37	87.08	94.55
	Shares, m	65	65	67	71	70	69	67	66	64	63
Valuation, ×
Valuation, ×	P/E	23.18	18.04	11.03	12.43	11.05	11.79	12.85	10.75	13.09	12.93
	P/S	3.54	3.59	2.65	2.78	2.27	3.74	3.27	1.80	1.95	2.20
	P/B	1.61	1.70	1.10	1.27	0.90	1.35	1.42	1.10	1.22	1.25
	EV/Sales	4.95	5.08	4.44	3.64	0.50	(2.36)	2.78	2.21	1.04	1.04
	EV/FCF	(80.16)	35.60	(13.48)	(10.19)	(2.17)	1.22	1.14	(115.55)	2.81	5.45
Cash, $m
Cash, $m	Operating cash flow	(92)	215	(552)	(474)	(416)	(3,693)	5,122	66	1,430	740
	Capex	(1)	23	(55)	(322)	(68)	(39)	(154)	(126)	(146)	(96)
	Free cash flow	(93)	238	(607)	(796)	(484)	(3,732)	4,968	(60)	1,284	644
Balance, $m
Balance, $m	Working capital	(2,921)	(2,358)	(1,235)	(5,842)	(9,062)	(11,447)	(8,481)	(4,545)	(9,304)	(8,433)
	Total debt	4,991	5,280	6,400	4,803	2,159	168	4,868	7,833	3,161	3,143
	Net debt	2,116	2,500	3,300	1,920	(3,730)	(11,806)	(998)	1,291	(3,172)	(3,908)
	Shareholders’ equity	3,306	3,518	4,443	4,864	5,292	5,368	4,687	5,145	5,551	5,921
Returns, %
Returns, %	ROA	0.72	1.03	1.26	1.24	0.97	1.28	1.05	1.08	1.04	1.13
	ROIC	3.90	5.38	4.56	5.81	22.56	0.00	11.18	6.63	17.52	23.00
	ROE	7.08	9.81	11.10	10.69	8.52	11.60	10.27	10.71	9.70	10.01

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
BSMX Grupo Financiero Santander Mexico S.A. B. de C.V.	$8.3B	5.1×	—	+69.52% (above 0%: growing)	+66.67% (above 0%: growing)	−144.08% (below 0%: shrinking)	51.50%	0.00%	Compare
PB Prosperity Bancshares, Inc.	$8.1B	11.7×	12.3×	+19.38% (above 0%: growing)	+17.61% (above 0%: growing)	+70.11% (above 0%: growing)	75.21%	0.00%	Compare
WAL Western Alliance Bancorporation	$8.1B	8.4×	8.3×	+9.83% (above 0%: growing)	+13.46% (above 0%: growing)	+0.90% (above 0%: growing)	69.60%	0.00%	Compare
COLB Columbia Banking System, Inc.	$8.1B	11.3×	10.0×	+22.18% (above 0%: growing)	0.00%	+238.82% (above 0%: growing)	75.39%	0.00%	Compare
CBSH Commerce Bancshares, Inc.	$8.0B	13.5×	13.0×	+12.33% (above 0%: growing)	−3.51% (below 0%: shrinking)	+68.33% (above 0%: growing)	84.73%	0.00%	Compare
CBC Central Bancompany	$8.0B	18.4×	14.9×	+10.36% (above 0%: growing)	+9.05% (above 0%: growing)	−5.17% (below 0%: shrinking)	85.56%	0.00%	Compare
BOKF BOK Financial Corporation	$7.6B	11.8×	12.5×	+3.20% (above 0%: growing)	+33.33% (above 0%: growing)	+1,441.49% (above 0%: growing)	67.23%	0.00%
VLY Valley National Bancorp	$7.1B	10.6×	10.8×	+4.09% (above 0%: growing)	+30.43% (above 0%: growing)	+2.65% (above 0%: growing)	62.09%	0.00%	Compare
UBSI United Bankshares, Inc.	$6.4B	12.7×	12.1×	+0.89% (above 0%: growing)	+11.76% (above 0%: growing)	+14.62% (above 0%: growing)	70.90%	0.00%	Compare
Median of peers	$8.0B	11.5×	12.1×	+11.35%	+12.61%	+8.64%	73.06%	0.00%

All 323 Banks Regional stocks →

BOK Financial Corporation (BOKF) key facts

Concern: BOK Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.4 billion, down 2.78% from fiscal 2024.
BOK Financial Corporation (BOKF) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, BOKF traded at $124.88, a market capitalization of $7.6 billion.
BOK Financial Corporation pays an annual dividend of $2.52 per share, a yield of 2.02%, with a payout ratio of 23.8%.
Return on equity was 10.0% and debt-to-equity 0.57.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.