Saturday 17 October 2026
Export BCML’s income statement to Excel — free account
Bay Commercial Bank
BCML Financial Banks Regional
Bay Commercial Bank’s revenue for fiscal 2025 (year ended December 2025) was $141.5 million, up 2.45% from fiscal 2024. In the quarter to June 2026, revenue fell 3.52%, EPS fell 210.3%, free cash flow fell 19.5% and total debt fell 57.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.
31.15
0.19
+0.61%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
6 | 8 | 8 | 7 |
| 7.07% | 7.22% | 7.84% | 3.93% | ||
| 0.90% | 0.91% | 1.01% | 0.50% | ||
ROIC |
17.04% | 14.48% | 50.95% | 6.59% | |
Return on Tangible Assets |
37.54% | 31.10% | 37.83% | 14.04% | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
2.65 | 2.74 | 2.53 | 2.43 | |
Free Cash Flow |
28.92 | 30.09 | 27.64 | 26.55 | |
Capital Expenditures |
(2.07) | (1.75) | (1.90) | (1.76) | |
| Other line items | |||||
Cash ROIC |
5.06% | 5.43% | 4.21% | 4.88% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
19,289.35 | 19,738.09 | 20,404.89 | 20,438.70 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.26) | (0.27) | (0.26) | (0.34) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
47.75% | 48.01% | 46.78% | 58.75% | |
Share Based Compensation of Revenue |
0.41% | 0.46% | 0.48% | 1.20% | |
Operating CF/Net income |
1.34 | 1.33 | 1.12 | 2.16 | |
Depreciation/Fixed assets |
0.30 | 0.24 | 0.23 | 0.22 | |
Capex/Depreciation |
(0.50) | (0.56) | (0.64) | (0.61) | |
Revenue per Share |
12.85 | 12.87 | 13.15 | 13.04 | |
Operating CF per Share |
2.83 | 2.90 | 2.71 | 2.59 | |
Capex per Share |
(0.19) | (0.16) | (0.17) | (0.16) | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 |
Columns are period end dates