Saturday 17 October 2026 Export BCML’s income statement to Excel — free account

Bay Commercial Bank

Bay Commercial Bank’s revenue for fiscal 2025 (year ended December 2025) was $141.5 million, up 2.45% from fiscal 2024. In the quarter to June 2026, revenue fell 3.52%, EPS fell 210.3%, free cash flow fell 19.5% and total debt fell 57.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.

31.15 0.19 +0.61%

Follow BCML

Alert me

Market cap: $338.1M
P/E: 26.0×
Fwd P/E: 13.8×
Dividend yield: 3.85%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
Piotroski F-Score Full definition →	+8 more TTM periods Free account	6	8	8	7
ROE Full definition →		7.07%	7.22%	7.84%	3.93%
ROA Full definition →		0.90%	0.91%	1.01%	0.50%
ROIC Full definition →		17.04%	14.48%	50.95%	6.59%
Return on Tangible Assets Full definition →		37.54%	31.10%	37.83%	14.04%
Average Days of Receivables Full definition →		0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →		2.65	2.74	2.53	2.43
Free Cash Flow Full definition →		28.92	30.09	27.64	26.55
Capital Expenditures Full definition →		(2.07)	(1.75)	(1.90)	(1.76)
Other line items
Cash ROIC Full definition →		5.06%	5.43%	4.21%	4.88%
Accounts Receivable Turnover Full definition →		0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →		0.02	0.02	0.02	0.02
Inventory Turnover Full definition →		0.00	0.00	0.00	0.00
Average Days of Payables Full definition →		19,289.35	19,738.09	20,404.89	20,438.70
Days of Inventory on Hand Full definition →		0.00	0.00	0.00	0.00
Tax Rate Full definition →		(0.26)	(0.27)	(0.26)	(0.34)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		47.75%	48.01%	46.78%	58.75%
Share Based Compensation of Revenue Full definition →		0.41%	0.46%	0.48%	1.20%
Operating CF/Net income Full definition →		1.34	1.33	1.12	2.16
Depreciation/Fixed assets Full definition →		0.30	0.24	0.23	0.22
Capex/Depreciation Full definition →		(0.50)	(0.56)	(0.64)	(0.61)
Revenue per Share Full definition →		12.85	12.87	13.15	13.04
Operating CF per Share Full definition →		2.83	2.90	2.71	2.59
Capex per Share Full definition →		(0.19)	(0.16)	(0.17)	(0.16)
Capex to Sales Full definition →		0.01	0.01	0.01	0.01

Fold the line items

Columns are period end dates

Stockrow Weekly