Banco De Chile (BCH) vs Woori Bank (WF)

Banco De Chile and Woori Bank are both Banks Regional companies. Banco De Chile is the larger, with a market value of $21.0B against $18.8B — 1.1× the size. Woori Bank trades at the lower P/E: 9.0× against 15.9×. Woori Bank grew revenue faster over the last twelve months: 17.8% against 3.23%. Banco De Chile has the higher net margin (27.1% vs 11.4%) and the lower return on invested capital (10.7% vs 101.3%). Both pay a dividend; Woori Bank yields more (8.01% vs 8.00%). Across the 19 metrics below, Woori Bank leads on 12 and Banco De Chile on 7.

Valuation

Metric BCH WF Banks Regional median
P/E 15.92 8.99 12.15
P/S 4.21 1.00 2.37
P/B 3.37 0.66 1.21
Price to free cash flow n/m 3.37 10.80
EV/EBITDA n/m n/m —
EV/Sales 4.95 (0.42) 2.27
Earnings yield 6.28% 11.12% 8.11%
Free cash flow yield (7.30%) 29.68% 8.98%

Profitability

Metric BCH WF Banks Regional median
Gross margin 70.64% 54.19% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 27.13% 11.44% 18.66%
Free cash flow margin (30.75%) 29.57% 21.18%
Return on equity 21.99% 8.08% 10.64%
Return on assets 2.29% 0.53% 1.13%
Return on invested capital 10.72% 101.28% 8.33%

Growth

Metric BCH WF Banks Regional median
Revenue growth (TTM) 3.23% 17.84% 6.61%
EPS growth (last fiscal year) 9.17% (1.61%) —
Revenue growth, 5-year CAGR 6.52% 10.82% 12.30%
Net income growth, 5-year CAGR 18.24% 11.33% 9.71%

Health

Metric BCH WF Banks Regional median
Debt to equity 1.94 0.99 0.22
Current ratio 1.51 1.16 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BCH WF Banks Regional median
Dividend yield 8.00% 8.01% 3.75%
Payout ratio 0.65 0.29 0.27

Size

Metric BCH WF Banks Regional median
Market cap 20.96b 18.76b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack