Saturday 17 October 2026
Export ASRV’s income statement to Excel — free account
AmeriServ Financial Inc.
ASRV Financial Banks Regional
AmeriServ Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $88.3 million, up 4.57% from fiscal 2024. In the quarter to June 2026, revenue grew 4.04%, EPS grew 900.0%, free cash flow fell 756.9% and total debt fell 16.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.
4.54
0.08
+1.79%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
7.61 | 10.97 | 9.38 | 9.67 |
+8 more quarters Free account |
P/S ratio |
0.74 | 0.69 | 0.60 | 0.55 | |
P/FCF ratio |
522.38 | 40.96 | 14.93 | 7.37 | |
P/Operating CF |
(59.03) | 172.12 | 42.29 | 34.12 | |
P/B ratio |
0.53 | 0.51 | 0.44 | 0.42 | |
Price to Tangible BV |
0.60 | 0.57 | 0.50 | 0.47 | |
EV/Sales |
1.06 | 0.79 | 0.77 | 0.77 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
50.01 | 23.82 | 21.47 | 12.61 | |
EV/FCF |
750.58 | 46.88 | 19.39 | 10.31 | |
Quick Ratio |
0.03 | 0.05 | 0.05 | 0.05 | |
Current Ratio |
0.83 | 0.85 | 0.87 | 0.88 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
4.47% | 4.76% | 5.08% | 5.29% | |
Debt/Equity |
0.53 | 0.58 | 0.62 | 0.67 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
(0.41) | 0.20 | 0.86 | 0.55 | |
Capex/Depreciation |
(1.20) | (0.85) | (1.19) | (1.12) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
55.17% | 58.57% | 60.47% | 53.85% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(4.46) | (4.35) | (4.76) | (5.04) | |
Graham Number |
9.12 | 7.28 | 7.43 | 6.84 | |
Earnings Yield |
13.14% | 9.12% | 10.66% | 10.34% | |
Free Cash Flow Yield |
0.19% | 2.44% | 6.70% | 13.56% | |
Revenue per Share |
1.34 | 1.27 | 1.36 | 1.39 | |
Operating CF per Share |
(0.07) | 0.02 | 0.08 | 0.09 | |
Capex per Share |
(0.03) | (0.02) | (0.03) | (0.03) | |
Free Cash Flow per Share |
(0.09) | 0.00 | 0.05 | 0.06 | |
Cash per Share |
2.16 | 3.62 | 3.52 | 3.52 | |
Shareholders Equity per Share |
7.26 | 7.13 | 7.22 | 6.94 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
7.26 | 7.13 | 7.22 | 6.94 | |
Free Cash Flow |
(1.55) | (0.04) | 0.81 | 0.91 | |
Working Capital |
(215.83) | (184.37) | (164.59) | (153.07) | |
Capital Expenditures |
(0.44) | (0.40) | (0.43) | (0.50) | |
Net Current Asset Value |
(293.57) | (266.37) | (250.96) | (241.40) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 | |
Price to Operating Income |
6.34 | 9.24 | 7.75 | 7.73 | |
| Other line items | |||||
Average Payables |
1,252.93 | 1,243.39 | 1,224.56 | 1,223.96 | |
Average Assets |
1,455.44 | 1,452.09 | 1,438.09 | 1,433.34 | |
Average Common Equity |
117.00 | 115.73 | 113.28 | 111.38 |
Columns are period end dates