Saturday 17 October 2026
Export ASRV’s income statement to Excel — free account
AmeriServ Financial Inc.
ASRV Financial Banks Regional
AmeriServ Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $88.3 million, up 4.57% from fiscal 2024. In the quarter to June 2026, revenue grew 4.04%, EPS grew 900.0%, free cash flow fell 756.9% and total debt fell 16.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.
4.54
0.08
+1.79%
Follow ASRV
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
9.67 | 9.38 | 10.97 | 7.61 |
P/S ratio |
0.55 | 0.60 | 0.69 | 0.74 | |
P/FCF ratio |
7.37 | 14.93 | 40.96 | 522.38 | |
P/Operating CF |
34.12 | 42.29 | 172.12 | (59.03) | |
P/B ratio |
0.42 | 0.44 | 0.51 | 0.53 | |
Price to Tangible BV |
0.47 | 0.50 | 0.57 | 0.60 | |
EV/Sales |
0.77 | 0.77 | 0.79 | 1.06 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
12.61 | 21.47 | 23.82 | 50.01 | |
EV/FCF |
10.31 | 19.39 | 46.88 | 750.58 | |
Quick Ratio |
0.05 | 0.05 | 0.05 | 0.03 | |
Current Ratio |
0.88 | 0.87 | 0.85 | 0.83 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
5.29% | 5.08% | 4.76% | 4.47% | |
Debt/Equity |
0.67 | 0.62 | 0.58 | 0.53 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
0.55 | 0.86 | 0.20 | (0.41) | |
Capex/Depreciation |
(1.12) | (1.19) | (0.85) | (1.20) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
53.85% | 60.47% | 58.57% | 55.17% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(5.04) | (4.76) | (4.35) | (4.46) | |
Graham Number |
6.84 | 7.43 | 7.28 | 9.12 | |
Earnings Yield |
10.34% | 10.66% | 9.12% | 13.14% | |
Free Cash Flow Yield |
13.56% | 6.70% | 2.44% | 0.19% | |
Revenue per Share |
1.39 | 1.36 | 1.27 | 1.34 | |
Operating CF per Share |
0.09 | 0.08 | 0.02 | (0.07) | |
Capex per Share |
(0.03) | (0.03) | (0.02) | (0.03) | |
Free Cash Flow per Share |
0.06 | 0.05 | 0.00 | (0.09) | |
Cash per Share |
3.52 | 3.52 | 3.62 | 2.16 | |
Shareholders Equity per Share |
6.94 | 7.22 | 7.13 | 7.26 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
6.94 | 7.22 | 7.13 | 7.26 | |
Free Cash Flow |
0.91 | 0.81 | (0.04) | (1.55) | |
Working Capital |
(153.07) | (164.59) | (184.37) | (215.83) | |
Capital Expenditures |
(0.50) | (0.43) | (0.40) | (0.44) | |
Net Current Asset Value |
(241.40) | (250.96) | (266.37) | (293.57) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 | |
Price to Operating Income |
7.73 | 7.75 | 9.24 | 6.34 | |
| Other line items | |||||
Average Payables |
1,223.96 | 1,224.56 | 1,243.39 | 1,252.93 | |
Average Assets |
1,433.34 | 1,438.09 | 1,452.09 | 1,455.44 | |
Average Common Equity |
111.38 | 113.28 | 115.73 | 117.00 |
Columns are period end dates