Saturday 17 October 2026 Export ASRV’s income statement to Excel — free account

AmeriServ Financial Inc.

AmeriServ Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $88.3 million, up 4.57% from fiscal 2024. In the quarter to June 2026, revenue grew 4.04%, EPS grew 900.0%, free cash flow fell 756.9% and total debt fell 16.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

4.54 0.08 +1.79%

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Market cap: $75.7M
P/E: 8.9×
Fwd P/E: 0.0×
Dividend yield: 2.64%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	7.61	10.97	9.38	9.67	+8 more quarters Free account
P/S ratio Full definition →	0.74	0.69	0.60	0.55
P/FCF ratio Full definition →	522.38	40.96	14.93	7.37
P/Operating CF Full definition →	(59.03)	172.12	42.29	34.12
P/B ratio Full definition →	0.53	0.51	0.44	0.42
Price to Tangible BV Full definition →	0.60	0.57	0.50	0.47
EV/Sales Full definition →	1.06	0.79	0.77	0.77
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	50.01	23.82	21.47	12.61
EV/FCF Full definition →	750.58	46.88	19.39	10.31
Quick Ratio Full definition →	0.03	0.05	0.05	0.05
Current Ratio Full definition →	0.83	0.85	0.87	0.88
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	4.47%	4.76%	5.08%	5.29%
Debt/Equity Full definition →	0.53	0.58	0.62	0.67
Asset Turnover Full definition →	0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →	(0.41)	0.20	0.86	0.55
Capex/Depreciation Full definition →	(1.20)	(0.85)	(1.19)	(1.12)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	55.17%	58.57%	60.47%	53.85%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(4.46)	(4.35)	(4.76)	(5.04)
Graham Number Full definition →	9.12	7.28	7.43	6.84
Earnings Yield Full definition →	13.14%	9.12%	10.66%	10.34%
Free Cash Flow Yield Full definition →	0.19%	2.44%	6.70%	13.56%
Revenue per Share Full definition →	1.34	1.27	1.36	1.39
Operating CF per Share Full definition →	(0.07)	0.02	0.08	0.09
Capex per Share Full definition →	(0.03)	(0.02)	(0.03)	(0.03)
Free Cash Flow per Share Full definition →	(0.09)	0.00	0.05	0.06
Cash per Share Full definition →	2.16	3.62	3.52	3.52
Shareholders Equity per Share Full definition →	7.26	7.13	7.22	6.94
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	7.26	7.13	7.22	6.94
Free Cash Flow Full definition →	(1.55)	(0.04)	0.81	0.91
Working Capital Full definition →	(215.83)	(184.37)	(164.59)	(153.07)
Capital Expenditures Full definition →	(0.44)	(0.40)	(0.43)	(0.50)
Net Current Asset Value Full definition →	(293.57)	(266.37)	(250.96)	(241.40)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.02	0.02	0.02	0.02
Price to Operating Income Full definition →	6.34	9.24	7.75	7.73
Other line items
Average Payables Full definition →	1,252.93	1,243.39	1,224.56	1,223.96
Average Assets Full definition →	1,455.44	1,452.09	1,438.09	1,433.34
Average Common Equity Full definition →	117.00	115.73	113.28	111.38

Fold the line items

Columns are period end dates

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