Saturday 17 October 2026 Export ASRV’s income statement to Excel — free account

AmeriServ Financial Inc.

AmeriServ Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $88.3 million, up 4.57% from fiscal 2024. In the quarter to June 2026, revenue grew 4.04%, EPS grew 900.0%, free cash flow fell 756.9% and total debt fell 16.5%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

4.54 0.08 +1.79%

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Market cap: $75.7M
P/E: 8.9×
Fwd P/E: 0.0×
Dividend yield: 2.64%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	9.67	9.38	10.97	7.61
P/S ratio Full definition →		0.55	0.60	0.69	0.74
P/FCF ratio Full definition →		7.37	14.93	40.96	522.38
P/Operating CF Full definition →		34.12	42.29	172.12	(59.03)
P/B ratio Full definition →		0.42	0.44	0.51	0.53
Price to Tangible BV Full definition →		0.47	0.50	0.57	0.60
EV/Sales Full definition →		0.77	0.77	0.79	1.06
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		12.61	21.47	23.82	50.01
EV/FCF Full definition →		10.31	19.39	46.88	750.58
Quick Ratio Full definition →		0.05	0.05	0.05	0.03
Current Ratio Full definition →		0.88	0.87	0.85	0.83
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		5.29%	5.08%	4.76%	4.47%
Debt/Equity Full definition →		0.67	0.62	0.58	0.53
Asset Turnover Full definition →		0.06	0.06	0.06	0.06
Operating CF/Net income Full definition →		0.55	0.86	0.20	(0.41)
Capex/Depreciation Full definition →		(1.12)	(1.19)	(0.85)	(1.20)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		53.85%	60.47%	58.57%	55.17%
Intangible Assets out of Total Assets Full definition →		0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →		(5.04)	(4.76)	(4.35)	(4.46)
Graham Number Full definition →		6.84	7.43	7.28	9.12
Earnings Yield Full definition →		10.34%	10.66%	9.12%	13.14%
Free Cash Flow Yield Full definition →		13.56%	6.70%	2.44%	0.19%
Revenue per Share Full definition →		1.39	1.36	1.27	1.34
Operating CF per Share Full definition →		0.09	0.08	0.02	(0.07)
Capex per Share Full definition →		(0.03)	(0.03)	(0.02)	(0.03)
Free Cash Flow per Share Full definition →		0.06	0.05	0.00	(0.09)
Cash per Share Full definition →		3.52	3.52	3.62	2.16
Shareholders Equity per Share Full definition →		6.94	7.22	7.13	7.26
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		6.94	7.22	7.13	7.26
Free Cash Flow Full definition →		0.91	0.81	(0.04)	(1.55)
Working Capital Full definition →		(153.07)	(164.59)	(184.37)	(215.83)
Capital Expenditures Full definition →		(0.50)	(0.43)	(0.40)	(0.44)
Net Current Asset Value Full definition →		(241.40)	(250.96)	(266.37)	(293.57)
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.02	0.02	0.02	0.02
Price to Operating Income Full definition →		7.73	7.75	9.24	6.34
Other line items
Average Payables Full definition →		1,223.96	1,224.56	1,243.39	1,252.93
Average Assets Full definition →		1,433.34	1,438.09	1,452.09	1,455.44
Average Common Equity Full definition →		111.38	113.28	115.73	117.00

Fold the line items

Columns are period end dates

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