Saturday 17 October 2026 Export AIFC’s income statement to Excel — free account

AI Financial Corporation

AI Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $24.8 million, up 109.0% from fiscal 2024. In the quarter to June 2026, revenue fell 62.2%, EPS fell 242.0%, free cash flow fell 16.1% and total debt rose 31.9%, each against the same quarter a year earlier.

0.35 0.04 −10.26%

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Market cap: $55.2M
P/E: 0.0×
Fwd P/E: −2.9×
Dividend yield: —
F-score: n/a
Altman Z: 0.07
Beneish M: −2.71
Dividend safety: n/a

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 55.22

Revenue 20.74

Net Income (833.32)

Free Cash Flow (18.88)

Net Debt 17.66

Current Ratio 0.60

Debt/Equity 0.04

P/E ratio 0.00

Fwd P/E (2.85)

P/S ratio 2.31

P/B ratio 0.07

Past 5Y EPS Growth —

This Y EPS Growth —

Next Y EPS Growth —

Next Y revenue growth 43.92%

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years

P/S against its own 10 years 83.70%

10-year low 10-year high

P/B against its own 10 years 1.71%

10-year low 10-year high

EV/Sales against its own 10 years 84.91%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2022	0.06	0.06
2021	1.33	0.17 0.35 0.35 0.46
2020	0.34	0.10 0.08 0.05 0.11
2019	0.87	0.08 0.18 0.21 0.40
2018	0.60	0.04 0.13 0.24 0.19
2017	1.34	0.05 0.25 0.24 0.81
2016	0.48	0.07 0.11 0.16 0.14

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	0	7	6	6
Receivables	0	24	20	6
Inventory	—	—	—	—
Other	—	—	0	0
	0	34	29	15

	2023	2024	2025	Q'26
Payables	2	3	5	4
ST’ Debt	—	1	1	0
Other	—	—	—	—
	6	41	51	25

Compound Annual Growth %

	10y	5y	3y
Sales	(15.31%)	(6.68%)	(14.70%)
Cash Flow	0.00%	0.00%	0.00%
Earnings	0.00%	0.00%	0.00%
Book Value	57.83%	244.94%	309.56%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	5	2	—	—	—
’25	5	6	8	6	25
’24	—	2	5	5	12
’22	9	11	9	11	40
’21	9	9	12	11	40
’20	8	4	12	9	34
’19	6	8	10	11	35

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(12)	(6)	—	—	—
’25	(1)	(5)	(9)	8	(7)
’24	(1)	0	4	(2)	2
’23	2	0	0	0	1
’22	2	(1)	(4)	(1)	(3)
’21	0	(2)	(1)	(2)	(5)
’20	1	(2)	1	0	(1)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(12)	(6)	—	—	—
’25	(1)	(5)	(9)	8	(7)
’24	(1)	0	4	(2)	2
’23	2	0	0	0	1
’22	2	(1)	(4)	(2)	(5)
’21	(1)	(3)	(1)	(2)	(7)
’20	1	(2)	0	0	(1)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	(2.14)	(1.68)	—	—	—
’25	(0.15)	(0.49)	0.29	(5.55)	(5.91)
’24	(0.34)	0.07	(0.06)	(0.34)	(0.68)
’23	3.15	0.03	(0.05)	(4.89)	(1.95)
’22	0.37	3.06	(0.66)	1.21	3.49
’21	0.24	(2.07)	(0.34)	(4.26)	(6.35)
’20	(1.33)	(1.22)	(0.43)	(1.61)	(4.59)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	3.25	2.60	1.80	2.00	2.01	3.69	1.31	0.22	0.50	1.08	Analyst estimates 2026–2028 Powerpack
	High	9.00	8.75	8.40	9.56	9.10	31.83	5.00	1.83	5.26	10.95
People
People	Employees	445	165	159	208	179	170	207	5	10	16
	Revenue/emp, $m	0.09	0.25	0.23	0.17	0.19	0.24	0.19	0.00	1.19	1.55
Income, $m
Income, $m	Revenue	40	42	37	35	34	40	40	—	12	25
	Gross margin, %	30.55	31.64	30.04	22.18	26.06	22.16	19.23	—	47.52	41.01
	EBT	0	4	(6)	(15)	(9)	(3)	1	(18)	(8)	(428)
	EBT margin, %	(0.10)	9.79	(17.22)	(43.20)	(26.35)	(7.60)	3.53	0.00	(71.18)	(1,723.95)
	Net income	(1)	0	(6)	(12)	(8)	(17)	8	(17)	(8)	(341)
	Depreciation	1	2	5	4	4	4	0	1	1	4
Per share, $
Per share, $	Revenue	33.42	30.97	24.61	19.90	18.29	15.05	12.57	0.00	1.06	0.43
	Earnings	(1.20)	0.10	(3.75)	(6.78)	(4.59)	(6.35)	3.49	(1.95)	(0.51)	(4.79)
	Cash flow	2.20	0.91	2.77	(1.99)	(0.33)	(1.99)	(0.97)	0.37	0.16	(0.12)
	Capex	(0.31)	4.89	(0.23)	(0.28)	(0.45)	(0.65)	(0.48)	0.00	0.00	0.00
	Free cash flow	1.89	5.81	2.54	(2.27)	(0.78)	(2.64)	(1.45)	0.37	0.16	(0.12)
	Book value	9.26	19.56	14.46	5.86	1.28	(3.26)	5.34	(0.83)	1.44	19.82
	Shares, m	1	1	1	2	2	3	3	4	11	58
Valuation, ×
Valuation, ×	P/E	0.00	67.96	0.00	0.00	0.00	0.00	0.37	—	0.00	0.00
	P/S	0.17	0.18	0.09	0.15	0.27	0.27	0.12	—	2.26	2.58
	P/B	0.60	0.28	0.15	0.50	3.83	0.00	2.02	—	8.68	0.06
	EV/Sales	0.26	0.31	0.16	0.27	0.45	0.42	0.43	—	2.49	2.71
	EV/FCF	4.67	1.62	1.56	(2.35)	(10.55)	(2.40)	(3.02)	—	(70.83)	(7.55)
Cash, $m
Cash, $m	Operating cash flow	3	1	4	(4)	(1)	(5)	(3)	1	2	(7)
	Capex	0	7	0	0	(1)	(2)	(2)	—	—	0
	Free cash flow	2	8	4	(4)	(1)	(7)	(5)	1	2	(7)
Balance, $m
Balance, $m	Working capital	1	5	(1)	(9)	(14)	(12)	(15)	(6)	(7)	(22)
	Total debt	5	6	1	5	7	7	12	1	12	9
	Net debt	4	2	(1)	4	6	6	12	1	5	3
	Shareholders’ equity	11	26	22	10	2	(9)	17	(3)	16	1,155
Returns, %
Returns, %	ROA	(3.27)	0.27	(13.69)	(37.34)	(31.84)	(85.47)	35.50	(23.95)	(16.06)	(53.20)
	ROIC	4.61	(0.51)	(18.07)	(53.43)	(65.27)	0.00	(6.74)	0.00	(20.29)	(1.23)
	ROE	(12.48)	0.63	(23.44)	(74.89)	(133.75)	535.25	(345.17)	1,560.84	(562.05)	(59.81)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FATN FatPipe, Inc.	$70.5M	12.6×	15.5×	+27.84% (above 0%: growing)	+80.00% (above 0%: growing)	−24.05% (below 0%: shrinking)	92.25%	17.92%	Compare
VERI Veritone, Inc.	$67.5M	— (loss-making)	— (loss-making)	+4.61% (above 0%: growing)	n/m	−31.94% (below 0%: shrinking)	63.70%	(91.23%)	Compare
AILEQ iLearningEngines, Inc.	$59.3M	— (loss-making)	—	—	n/m	−56.61% (below 0%: shrinking)	69.13%	(62.87%)	Compare
AIFC AI Financial Corporation	$55.2M	— (loss-making)	— (loss-making)	−62.15% (below 0%: shrinking)	n/m	−16.14% (below 0%: shrinking)	97.56%	(29.33%)
LYLTQ Loyalty Ventures Inc.	$54.1M	— (loss-making)	— (loss-making)	−4.07% (below 0%: shrinking)	n/m	−235.32% (below 0%: shrinking)	17.53%	9.67%	Compare
REKR Rekor Systems, Inc.	$48.6M	— (loss-making)	— (loss-making)	+2.45% (above 0%: growing)	n/m	+69.97% (above 0%: growing)	56.16%	1.75%	Compare
AVX AVAX One Technology Ltd.	$48.1M	0.0×	—	+523.23% (above 0%: growing)	n/m	−107.94% (below 0%: shrinking)	71.88%	(1,185.02%)	Compare
VHC VirnetX Holding Corp	$46.1M	— (loss-making)	5.1×	+2,700.00% (above 0%: growing)	n/m	−13.27% (below 0%: shrinking)	100.00%	0.00%	Compare
BNAI Brand Engagement Network Inc.	$43.9M	— (loss-making)	— (loss-making)	+3,102.00% (above 0%: growing)	n/m	+27.68% (above 0%: growing)	100.00%	(2,205.43%)	Compare
Median of peers	$51.4M	—	—	+27.84%	—	−28.00%	70.51%	(31.43%)

All 173 Software Infrastructure stocks →

AI Financial Corporation (AIFC) key facts

Strength: AI Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $24.8 million, up 109.0% from fiscal 2024.
AI Financial Corporation (AIFC) is a Software Infrastructure company in the Technology sector, listed on Nasdaq.
As of October 16, 2026, AIFC traded at $0.35, a market capitalization of $55.2 million.
Return on equity was −59.8% and debt-to-equity 0.04.
Its Altman Z-score is 0.07 (distress zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.