AI Financial Corporation (AIFC) vs MicroAlgo Inc. (MLGO)

AI Financial Corporation and MicroAlgo Inc. are both Software Infrastructure companies. MicroAlgo Inc. is the larger, with a market value of $28.6M against $22.5M — 1.3× the size. MicroAlgo Inc. has the higher net margin (−10.5% vs −4,021.7%) and the higher return on invested capital (0.00% vs −2.02%). Across the 16 metrics below, MicroAlgo Inc. leads on 14 and AI Financial Corporation on 2.

Valuation

Metric AIFC MLGO Software Infrastructure median
P/E n/m n/m 24.52
P/S 1.12 0.00 2.78
P/B 0.04 0.00 2.84
Price to free cash flow n/m 0.02 18.22
EV/EBITDA n/m 27.03 13.98
EV/Sales 1.97 (2.52) 2.92
Earnings yield (5,343.76%) (51,025.76%) 0.00%
Free cash flow yield (88.82%) 4,196.43% 0.37%

Profitability

Metric AIFC MLGO Software Infrastructure median
Gross margin 55.05% 24.43% 57.91%
Operating margin (107.34%) 0.00% 0.00%
Net margin (4,021.65%) (10.52%) 0.00%
Free cash flow margin (91.05%) 0.00% 0.00%
Return on equity (247.36%) 0.00% 0.00%
Return on assets (203.72%) 0.00% 0.00%
Return on invested capital (2.02%) 0.00% 0.00%

Growth

Metric AIFC MLGO Software Infrastructure median
Revenue growth (TTM) (0.98%) — 14.42%
EPS growth (last fiscal year) (774.34%) (87.39%) 17.35%
Revenue growth, 5-year CAGR (6.68%) — 16.15%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric AIFC MLGO Software Infrastructure median
Debt to equity 0.04 0.01 0.02
Current ratio 0.60 33.06 1.53
Net debt to EBITDA (0.16) (98.35) 0.05

Dividend

Metric AIFC MLGO Software Infrastructure median
Dividend yield — — 1.04%
Payout ratio — — 0.29

Size

Metric AIFC MLGO Software Infrastructure median
Market cap 22.45m 28.61m 606.60m

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