Affirm Holdings, Inc.

AFRM Financial Credit Services

Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.

74.01 1.91 −2.52%
Market cap
$25.6B
P/E
13.0×
Fwd P/E
35.7×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
7 6 7 8

+8 more TTM periods

ROE
45.13% 11.49% 8.92% 7.60%
ROA
14.32% 3.24% 2.41% 2.16%
ROIC
2.16% 2.13% 1.46% 0.82%
Return on Tangible Assets
47.49% 10.00% 8.17% 6.55%
Average Days of Receivables
24.36 21.20 26.34 29.94
Free Cash Flow per Share
2.96 2.33 1.85 2.33
Free Cash Flow
992.63 786.85 619.13 769.21
Capital Expenditures
(238.35) (222.59) (214.20) (202.40)
Other line items
Cash ROIC
5.26% 4.90% 3.99% 5.44%
Accounts Receivable Turnover
11.99 17.61 15.75 11.68
Accounts Payable Turnover
21.67 34.25 30.31 26.85
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
17.03 12.62 12.78 13.65
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
2.92 (0.03) (0.04) (0.04)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
21.61% 22.51% 23.79% 26.58%
Share Based Compensation of Revenue
7.15% 7.63% 8.20% 9.05%
Operating CF/Net income
0.64 2.64 2.95 4.17
Depreciation/Fixed assets
0.01 0.01 0.04 0.05
Capex/Depreciation
(24.84) (26.76) (8.44) (6.53)
Revenue per Share
12.71 11.78 11.12 10.48
Operating CF per Share
3.67 2.99 2.49 2.94
Capex per Share
(0.71) (0.66) (0.64) (0.61)
Capex to Sales
0.06 0.06 0.06 0.06

Fold the line items

Columns are period end dates