Affirm Holdings, Inc.

AFRM Financial Credit Services

Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025. In the quarter to June 2026, revenue grew 33.0%, EPS grew 2,171.4%, free cash flow grew 875.0% and total debt rose 27.8%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for five.

74.01 1.91 −2.52%
Market cap
$25.6B
P/E
13.0×
Fwd P/E
35.7×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
14.28 39.84 87.56 102.93

+8 more quarters

P/S ratio
6.41 3.89 6.70 6.98
P/FCF ratio
27.53 19.63 40.18 31.37
P/Operating CF
92.29 39.97 143.20 64.43
P/B ratio
4.98 4.08 7.01 7.32
Price to Tangible BV
5.54 4.79 8.29 8.76
EV/Sales
7.96 5.36 8.40 8.43
EV/EBITDA
79.52 63.28 121.73 208.21
EV/Operating CF
27.56 21.07 37.44 30.01
EV/FCF
34.17 27.03 50.40 37.90
Quick Ratio
11.80 11.32 11.41 12.80
Current Ratio
11.80 11.32 11.41 12.80
Net Debt/EBITDA
42.29 69.31 53.58 72.92
Debt/Assets
63.29% 68.88% 70.54% 69.09%
Debt/Equity
1.82 2.39 2.58 2.40
Asset Turnover
0.32 0.34 0.32 0.32
Operating CF/Net income
0.18 3.76 1.34 4.64
Capex/Depreciation
(7.86) 13.79 (156.47) (10.49)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
20.52% 21.00% 21.37% 23.94%
Intangible Assets out of Total Assets
0.03 0.04 0.04 0.05
Share Based Compensation of Revenue
5.76% 7.11% 6.93% 9.20%
Graham Net Nets
(0.24) (0.38) (0.25) (0.21)
Graham Number
45.85 17.04 14.25 12.63
Earnings Yield
7.00% 2.51% 1.14% 0.97%
Free Cash Flow Yield
3.63% 5.09% 2.49% 3.19%
Revenue per Share
3.48 3.08 3.36 2.83
Operating CF per Share
0.88 1.15 0.52 1.13
Capex per Share
(0.20) (0.18) (0.17) (0.16)
Free Cash Flow per Share
0.68 0.96 0.35 0.97
Cash per Share
10.16 9.59 8.43 8.81
Shareholders Equity per Share
16.36 11.22 10.61 9.99
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
16.36 11.22 10.61 9.99
Free Cash Flow
229.29 325.10 118.03 320.21
Working Capital
3,377.33 3,156.62 2,815.66 2,944.29
Capital Expenditures
(66.87) (61.40) (55.70) (54.36)
Net Current Asset Value
(6,616.28) (5,895.56) (6,323.91) (4,985.89)
EV/EBIT
81.35 64.89 135.10 267.44
Capex to Sales
0.06 0.06 0.05 0.06
Price to Operating Income
65.55 47.13 107.72 221.39
Other line items
Average Receivables
355.26 225.49 235.90 296.06
Average Payables
83.73 50.32 53.93 57.79
Average Assets
13,472.54 11,788.89 11,718.99 10,808.87
Average Common Equity
4,276.42 3,329.16 3,166.20 3,067.23

Fold the line items

Columns are period end dates