Swarmer, Inc (SWMR) vs Usio Inc (USIO)

Swarmer, Inc and Usio Inc are both Software Infrastructure companies. Swarmer, Inc is the larger, with a market value of $113.6M against $83.5M — 1.4× the size. Usio Inc has the higher net margin (−1.63% vs −2,904.7%) and the higher return on invested capital (−5.13% vs −140.1%). Across the 16 metrics below, Usio Inc leads on 9 and Swarmer, Inc on 7.

Valuation

Metric SWMR USIO Software Infrastructure median
P/E n/m n/m 24.52
P/S 240.50 0.89 2.78
P/B 3.74 4.38 2.84
Price to free cash flow n/m n/m 18.22
EV/EBITDA n/m 204.70 13.98
EV/Sales 188.42 0.83 2.92
Earnings yield (20.86%) (1.72%) 0.00%
Free cash flow yield (14.65%) (1.39%) 0.37%

Profitability

Metric SWMR USIO Software Infrastructure median
Gross margin 64.09% 22.26% 57.91%
Operating margin (2,733.79%) (1.21%) 0.00%
Net margin (2,904.65%) (1.63%) 0.00%
Free cash flow margin (3,524.11%) (1.23%) 0.00%
Return on equity 0.00% (8.04%) 0.00%
Return on assets (83.13%) (1.30%) 0.00%
Return on invested capital (140.12%) (5.13%) 0.00%

Growth

Metric SWMR USIO Software Infrastructure median
Revenue growth (TTM) — 10.39% 14.42%
EPS growth (last fiscal year) 8.05% (175.00%) 17.35%
Revenue growth, 5-year CAGR — 21.50% 16.15%
Net income growth, 5-year CAGR — 0.00% 0.00%

Health

Metric SWMR USIO Software Infrastructure median
Debt to equity 0.00 0.07 0.02
Current ratio 12.28 1.10 1.53
Net debt to EBITDA 1.83 14.68 0.05

Dividend

Metric SWMR USIO Software Infrastructure median
Dividend yield — — 1.04%
Payout ratio — — 0.29

Size

Metric SWMR USIO Software Infrastructure median
Market cap 113.62m 83.50m 606.60m

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