stockrowPatriot National Bancorp Inc. (PNBK) vs Provident Financial Holdings, Inc. (PROV)
- Patriot National Bancorp Inc. PNBK 0.82 0.00%
- Provident Financial Holdings, Inc. PROV 18.13 −0.33%
Patriot National Bancorp Inc. and Provident Financial Holdings, Inc. are both Banks Regional companies. Provident Financial Holdings, Inc. is the larger, with a market value of $112.7M against $101.6M — 1.1× the size. Patriot National Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Provident Financial Holdings, Inc. trades at 17.5×. Patriot National Bancorp Inc. grew revenue faster over the last twelve months: 15.6% against −0.90%. Provident Financial Holdings, Inc. has the higher net margin (11.2% vs −9.76%) and the higher return on invested capital (2.57% vs 0.00%). Across the 16 metrics below, Provident Financial Holdings, Inc. leads on 11 and Patriot National Bancorp Inc. on 5.
Valuation
Profitability
| Metric | PNBK | PROV | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.32% | 67.19% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (9.76%) | 11.16% | 18.82% |
| Free cash flow margin | (27.60%) | 14.32% | 17.97% |
| Return on equity | (8.72%) | 5.22% | 10.28% |
| Return on assets | (0.58%) | 0.54% | 1.13% |
| Return on invested capital | 0.00% | 2.57% | 8.45% |
Growth
Health
Dividend
Size
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