Patriot National Bancorp Inc. (PNBK) vs Provident Financial Holdings, Inc. (PROV)
- Patriot National Bancorp Inc. PNBK 0.83 −2.35%
- Provident Financial Holdings, Inc. PROV 18.11 0.00%
Patriot National Bancorp Inc. and Provident Financial Holdings, Inc. are both Banks Regional companies. Patriot National Bancorp Inc. and Provident Financial Holdings, Inc. are of similar size ($112.9M and $105.1M). Patriot National Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Provident Financial Holdings, Inc. trades at 17.4×. Patriot National Bancorp Inc. grew revenue faster over the last twelve months: 15.6% against −0.90%. Provident Financial Holdings, Inc. has the higher net margin (11.2% vs −9.76%) and the higher return on invested capital (2.57% vs 0.00%). Across the 16 metrics below, Provident Financial Holdings, Inc. leads on 11 and Patriot National Bancorp Inc. on 5.
Valuation
Profitability
| Metric | PNBK | PROV | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.32% | 67.19% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (9.76%) | 11.16% | 18.66% |
| Free cash flow margin | (27.60%) | 14.32% | 21.11% |
| Return on equity | (8.72%) | 5.22% | 10.65% |
| Return on assets | (0.58%) | 0.54% | 1.13% |
| Return on invested capital | 0.00% | 2.57% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack