stockrowPRA Group, Inc. (PRAA) vs World Acceptance Corporation (WRLD)
- PRA Group, Inc. PRAA 12.98 −36.43%
- World Acceptance Corporation WRLD 149.37 −0.14%
PRA Group, Inc. and World Acceptance Corporation are both Credit Services companies. PRA Group, Inc. is the larger, with a market value of $768.8M against $673.1M — 1.1× the size. PRA Group, Inc. has negative trailing earnings, so its P/E is not meaningful; World Acceptance Corporation trades at 13.9×. PRA Group, Inc. grew revenue faster over the last twelve months: 17.6% against 4.53%. World Acceptance Corporation has the higher net margin (8.35% vs −19.9%) and the lower return on invested capital (−1.31% vs 0.86%). Across the 17 metrics below, World Acceptance Corporation leads on 11 and PRA Group, Inc. on 6.
Valuation
Profitability
| Metric | PRAA | WRLD | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 76.61% |
| Operating margin | 5.00% | 18.91% | 0.34% |
| Net margin | (19.91%) | 8.35% | 8.35% |
| Free cash flow margin | (2.84%) | 0.00% | 8.73% |
| Return on equity | (21.12%) | 0.00% | 9.05% |
| Return on assets | (4.97%) | 4.64% | 1.94% |
| Return on invested capital | 0.86% | (1.31%) | 4.56% |
Growth
Health
Dividend
Size
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