PRA Group, Inc. (PRAA) vs World Acceptance Corporation (WRLD)
- PRA Group, Inc. PRAA 19.39 −2.81%
- World Acceptance Corporation WRLD 171.66 −0.41%
PRA Group, Inc. and World Acceptance Corporation are both Credit Services companies. PRA Group, Inc. and World Acceptance Corporation are of similar size ($803.8M and $751.1M). PRA Group, Inc. has negative trailing earnings, so its P/E is not meaningful; World Acceptance Corporation trades at 20.3×. PRA Group, Inc. grew revenue faster over the last twelve months: 17.6% against 4.26%. World Acceptance Corporation has the higher net margin (6.61% vs −19.9%) and the higher return on invested capital (3.97% vs 0.86%). Across the 17 metrics below, World Acceptance Corporation leads on 12 and PRA Group, Inc. on 5.
Valuation
Profitability
| Metric | PRAA | WRLD | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 77.13% |
| Operating margin | 5.00% | 17.26% | 0.34% |
| Net margin | (19.91%) | 6.61% | 9.25% |
| Free cash flow margin | (2.84%) | 44.29% | 12.91% |
| Return on equity | (21.12%) | 9.90% | 8.49% |
| Return on assets | (4.97%) | 3.72% | 2.16% |
| Return on invested capital | 0.86% | 3.97% | 4.09% |
Growth
Health
Dividend
Size
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