Patriot National Bancorp Inc. (PNBK) vs Union Bankshares, Inc. (UNB)
- Patriot National Bancorp Inc. PNBK 0.83 −2.35%
- Union Bankshares, Inc. UNB 23.03 +1.19%
Patriot National Bancorp Inc. and Union Bankshares, Inc. are both Banks Regional companies. Patriot National Bancorp Inc. and Union Bankshares, Inc. are of similar size ($112.6M and $105.1M). Patriot National Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Union Bankshares, Inc. trades at 8.8×. Patriot National Bancorp Inc. grew revenue faster over the last twelve months: 15.6% against 9.68%. Union Bankshares, Inc. has the higher net margin (13.4% vs −9.76%) and the higher return on invested capital (12.4% vs 0.00%). Across the 16 metrics below, Union Bankshares, Inc. leads on 11 and Patriot National Bancorp Inc. on 5.
Valuation
Profitability
| Metric | PNBK | UNB | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.32% | 63.32% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (9.76%) | 13.40% | 18.66% |
| Free cash flow margin | (27.60%) | 23.57% | 21.11% |
| Return on equity | (8.72%) | 14.98% | 10.65% |
| Return on assets | (0.58%) | 0.80% | 1.13% |
| Return on invested capital | 0.00% | 12.37% | 8.35% |
Growth
Health
Dividend
Size
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