Pathfinder Bancorp, Inc. (PBHC) vs Patriot National Bancorp Inc. (PNBK)
Pathfinder Bancorp, Inc. and Patriot National Bancorp Inc. are both Banks Regional companies. Pathfinder Bancorp, Inc. and Patriot National Bancorp Inc. are of similar size ($109.8M and $108.9M). Patriot National Bancorp Inc. grew revenue faster over the last twelve months: 15.6% against −8.03%. Pathfinder Bancorp, Inc. has the higher net margin (0.20% vs −9.76%) and the lower return on invested capital (−1.09% vs 0.00%). Across the 16 metrics below, Pathfinder Bancorp, Inc. leads on 11 and Patriot National Bancorp Inc. on 5.
Valuation
Profitability
| Metric | PBHC | PNBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.13% | 58.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 0.20% | (9.76%) | 18.66% |
| Free cash flow margin | 13.98% | (27.60%) | 21.18% |
| Return on equity | 0.13% | (8.72%) | 10.64% |
| Return on assets | 0.01% | (0.58%) | 1.13% |
| Return on invested capital | (1.09%) | 0.00% | 8.33% |
Growth
Health
Dividend
Size
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