stockrowPathfinder Bancorp, Inc. (PBHC) vs Patriot National Bancorp Inc. (PNBK)
- Pathfinder Bancorp, Inc. PBHC 16.72 −0.18%
- Patriot National Bancorp Inc. PNBK 0.82 −7.87%
Pathfinder Bancorp, Inc. and Patriot National Bancorp Inc. are both Banks Regional companies. Pathfinder Bancorp, Inc. and Patriot National Bancorp Inc. are of similar size ($105.6M and $101.6M). Patriot National Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Pathfinder Bancorp, Inc. trades at 836×. Patriot National Bancorp Inc. grew revenue faster over the last twelve months: 15.6% against −8.03%. Pathfinder Bancorp, Inc. has the higher net margin (0.20% vs −9.76%) and the lower return on invested capital (−1.09% vs 0.00%). Across the 15 metrics below, Pathfinder Bancorp, Inc. leads on 11 and Patriot National Bancorp Inc. on 4.
Valuation
Profitability
| Metric | PBHC | PNBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.13% | 58.32% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 0.20% | (9.76%) | 18.82% |
| Free cash flow margin | 13.98% | (27.60%) | 17.97% |
| Return on equity | 0.13% | (8.72%) | 10.28% |
| Return on assets | 0.01% | (0.58%) | 1.13% |
| Return on invested capital | (1.09%) | 0.00% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack