Northpointe Bancshares, Inc. (NPB) vs Southern First Bancshares, Inc. (SFST)
- Northpointe Bancshares, Inc. NPB 15.83 −0.31%
- Southern First Bancshares, Inc. SFST 59.33 +0.22%
Northpointe Bancshares, Inc. and Southern First Bancshares, Inc. are both Banks Regional companies. Northpointe Bancshares, Inc. and Southern First Bancshares, Inc. are of similar size ($561.9M and $549.2M). Northpointe Bancshares, Inc. trades at the lower P/E: 6.8× against 12.0×. Northpointe Bancshares, Inc. grew revenue faster over the last twelve months: 19.7% against 8.99%. Southern First Bancshares, Inc. has the higher net margin (17.9% vs 16.1%) and the higher return on invested capital (11.0% vs 4.38%). Across the 16 metrics below, Northpointe Bancshares, Inc. leads on 11 and Southern First Bancshares, Inc. on 5.
Valuation
Profitability
| Metric | NPB | SFST | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.82% | 57.75% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 16.10% | 17.93% | 18.82% |
| Free cash flow margin | 20.29% | 19.03% | 17.97% |
| Return on equity | 13.41% | 10.55% | 10.28% |
| Return on assets | 1.17% | 0.93% | 1.13% |
| Return on invested capital | 4.38% | 10.99% | 8.45% |
Growth
Health
Dividend
Size
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