Pricing Log in Create free account

Marqeta, Inc. (MQ) vs PagSeguro Digital Ltd. (PAGS)

Marqeta, Inc. and PagSeguro Digital Ltd. are both Software Infrastructure companies. PagSeguro Digital Ltd. is the larger, with a market value of $2.1B against $1.9B — 1.1× the size. PagSeguro Digital Ltd. trades at the lower P/E: 5.4× against 161×. Marqeta, Inc. grew revenue faster over the last twelve months: 17.3% against 12.3%. Marqeta, Inc. has the higher net margin (18.8% vs 10.5%) and the lower return on invested capital (0.22% vs 32.6%). Across the 22 metrics below, PagSeguro Digital Ltd. leads on 16 and Marqeta, Inc. on 6.

Valuation

Metric MQ PAGS Software Infrastructure median
P/E 161.00 5.38 26.15
P/S 2.71 0.55 2.87
P/B 2.23 0.72 2.94
Price to free cash flow 17.57 2.98 17.26
EV/EBITDA 27.70 1.13 15.00
EV/Sales 1.63 0.55 2.95
Earnings yield 0.62% 18.57% 0.00%
Free cash flow yield 5.69% 33.54% 0.39%

Profitability

Metric MQ PAGS Software Infrastructure median
Gross margin 69.78% 53.30% 59.21%
Operating margin 0.54% 40.07% 0.00%
Net margin 18.76% 10.47% 0.00%
Free cash flow margin 15.40% 18.36% 0.00%
Return on equity 15.45% 14.69% 0.00%
Return on assets 8.66% 2.96% 0.00%
Return on invested capital 0.22% 32.55% 0.00%

Growth

Metric MQ PAGS Software Infrastructure median
Revenue growth (TTM) 17.25% 12.27% 13.57%
EPS growth (last fiscal year) (160.00%) 12.39% 20.22%
Revenue growth, 5-year CAGR 16.57% 22.56% 16.02%
Net income growth, 5-year CAGR 0.00% 8.65% 0.00%

Health

Metric MQ PAGS Software Infrastructure median
Debt to equity 0.26 0.10 0.02
Current ratio 1.70 1.55 1.54
Net debt to EBITDA 42.70 0.00 0.05

Dividend

Metric MQ PAGS Software Infrastructure median
Dividend yield — 7.01% 1.09%
Payout ratio — 0.38 0.30

Size

Metric MQ PAGS Software Infrastructure median
Market cap 1.85b 2.12b 655.75m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack