Marqeta, Inc. (MQ) vs Nayax Ltd. (NYAX)

Marqeta, Inc. and Nayax Ltd. are both Software Infrastructure companies. Marqeta, Inc. and Nayax Ltd. are of similar size ($1.9B and $1.8B). Marqeta, Inc. trades at the lower P/E: 161× against 222×. Nayax Ltd. grew revenue faster over the last twelve months: 30.0% against 17.3%. Marqeta, Inc. has the higher net margin (18.8% vs 1.74%) and the lower return on invested capital (0.22% vs 6.41%). Across the 20 metrics below, Marqeta, Inc. leads on 13 and Nayax Ltd. on 7.

Valuation

Metric MQ NYAX Software Infrastructure median
P/E 161.00 221.86 26.15
P/S 2.71 4.05 2.87
P/B 2.23 7.47 2.94
Price to free cash flow 17.57 n/m 17.26
EV/EBITDA 27.70 38.16 15.00
EV/Sales 1.63 3.89 2.95
Earnings yield 0.62% 0.45% 0.00%
Free cash flow yield 5.69% (0.37%) 0.39%

Profitability

Metric MQ NYAX Software Infrastructure median
Gross margin 69.78% 47.80% 59.21%
Operating margin 0.54% 3.89% 0.00%
Net margin 18.76% 1.74% 0.00%
Free cash flow margin 15.40% (1.50%) 0.00%
Return on equity 15.45% 3.52% 0.00%
Return on assets 8.66% 1.01% 0.00%
Return on invested capital 0.22% 6.41% 0.00%

Growth

Metric MQ NYAX Software Infrastructure median
Revenue growth (TTM) 17.25% 29.98% 13.57%
EPS growth (last fiscal year) (160.00%) 687.50% 20.22%
Revenue growth, 5-year CAGR 16.57% 38.43% 16.02%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric MQ NYAX Software Infrastructure median
Debt to equity 0.26 1.47 0.02
Current ratio 1.70 2.12 1.54
Net debt to EBITDA 42.70 (1.25) 0.05

Dividend

Metric MQ NYAX Software Infrastructure median
Dividend yield — — 1.09%
Payout ratio — — 0.30

Size

Metric MQ NYAX Software Infrastructure median
Market cap 1.85b 1.81b 655.75m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack