Lemonade, Inc. (LMND) vs Selective Insurance Group, Inc. (SIGI)
Lemonade, Inc. and Selective Insurance Group, Inc. are both Insurance Property & Casualty companies. Selective Insurance Group, Inc. is the larger, with a market value of $5.1B against $3.5B — 1.4× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; Selective Insurance Group, Inc. trades at 10.7×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 7.01%. Selective Insurance Group, Inc. has the higher net margin (8.93% vs −14.2%) and the higher return on invested capital (9.36% vs −25.6%). Across the 20 metrics below, Selective Insurance Group, Inc. leads on 16 and Lemonade, Inc. on 4.
Valuation
Profitability
| Metric | LMND | SIGI | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 51.65% | 41.16% | 41.16% |
| Operating margin | (13.67%) | 12.46% | 15.09% |
| Net margin | (14.19%) | 8.93% | 11.51% |
| Free cash flow margin | 0.83% | 21.73% | 17.59% |
| Return on equity | (26.96%) | 14.73% | 18.19% |
| Return on assets | (7.01%) | 3.25% | 3.74% |
| Return on invested capital | (25.59%) | 9.36% | 12.06% |
Growth
Health
Dividend
Size
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