Hagerty, Inc. (HGTY) vs Lemonade, Inc. (LMND)
Hagerty, Inc. and Lemonade, Inc. are both Insurance Property & Casualty companies. Hagerty, Inc. is the larger, with a market value of $4.7B against $3.5B — 1.3× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; Hagerty, Inc. trades at 84.8×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 3.75%. Hagerty, Inc. has the higher net margin (1.25% vs −14.2%) and the higher return on invested capital (0.00% vs −25.6%). Across the 20 metrics below, Hagerty, Inc. leads on 18 and Lemonade, Inc. on 2.
Valuation
Profitability
| Metric | HGTY | LMND | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 100.00% | 51.65% | 41.16% |
| Operating margin | 13.39% | (13.67%) | 15.09% |
| Net margin | 1.25% | (14.19%) | 11.51% |
| Free cash flow margin | 19.68% | 0.83% | 17.59% |
| Return on equity | 2.88% | (26.96%) | 18.19% |
| Return on assets | 0.84% | (7.01%) | 3.74% |
| Return on invested capital | 0.00% | (25.59%) | 12.06% |
Growth
Health
Dividend
Size
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