Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Isabella Bank Corporation (ISBA) vs Oak Valley Bancorp (CA) (OVLY)

Isabella Bank Corporation and Oak Valley Bancorp (CA) are both Banks Regional companies. Isabella Bank Corporation and Oak Valley Bancorp (CA) are of similar size ($285.8M and $285.3M). Oak Valley Bancorp (CA) trades at the lower P/E: 12.0× against 14.1×. Isabella Bank Corporation grew revenue faster over the last twelve months: 11.1% against 6.24%. Oak Valley Bancorp (CA) has the higher net margin (24.1% vs 16.8%) and the higher return on invested capital (84.1% vs 6.67%). Across the 19 metrics below, Oak Valley Bancorp (CA) leads on 14 and Isabella Bank Corporation on 5.

Valuation

Metric ISBA OVLY Banks Regional median
P/E 14.14 12.03 12.15
P/S 2.37 2.90 2.37
P/B 1.13 1.30 1.21
Price to free cash flow 12.09 11.55 10.80
EV/EBITDA n/m n/m —
EV/Sales 2.27 1.21 2.27
Earnings yield 7.07% 8.31% 8.11%
Free cash flow yield 8.27% 8.66% 8.98%

Profitability

Metric ISBA OVLY Banks Regional median
Gross margin 71.72% 85.97% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 16.78% 24.05% 18.66%
Free cash flow margin 19.59% 25.10% 21.18%
Return on equity 8.51% 11.64% 10.64%
Return on assets 0.91% 1.20% 1.13%
Return on invested capital 6.67% 84.12% 8.33%

Growth

Metric ISBA OVLY Banks Regional median
Revenue growth (TTM) 11.11% 6.24% 6.61%
EPS growth (last fiscal year) 37.63% (4.64%) —
Revenue growth, 5-year CAGR 7.34% 13.29% 12.30%
Net income growth, 5-year CAGR 11.68% 11.81% 9.71%

Health

Metric ISBA OVLY Banks Regional median
Debt to equity 0.12 0.00 0.22
Current ratio 0.84 0.78 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric ISBA OVLY Banks Regional median
Dividend yield — 1.57% 3.75%
Payout ratio — 0.08 0.27

Size

Metric ISBA OVLY Banks Regional median
Market cap 285.32m 285.78m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack